Not exact matches
A recent Commonwealth
Fund study co-authored by Collins looked at how
much low -
income people, who would otherwise be eligible for Medicaid if their state had expanded the program, would pay in premiums and out - of - pocket health costs if they enrolled in «silver» Obamacare plans and if they were «medium» users of health care.
Instead of financing Social Security and Medicare out of progressive taxes levied on the highest
income brackets — mainly the FIRE sector — the dream of privatizing these entitlement programs is to turn this tax surplus over to financial managers to bid up stock and bond prices,
much as pension -
fund capitalism did from the 1960s onward.
Include how
much retirement
income you'd want per withdrawal, the rate of return you think your money will grow at when you start collecting retirement, how long you expect to live off your retirement
fund and how many times you'd like to make a withdrawal per year.
As interest rates in Europe fell to unfathomably low levels over the last decade, lenders found themselves in a tough position: Mortgage interest — and therefore
income — fell in lock step with the Euribor, and yet banks only had so
much leeway to cut interest paid on deposits, which are their primary source of
funding for mortgages.
Liquidity-wise, it doesn't get
much better than MINT in the fixed -
income space: the
fund trades in high volumes and its block liquidity is great.
PIMCO's Bill Gross, the big dog in the fixed
income space and to whom Gundlach lost the title of Morningstar's Fixed Income Manager of the Decade in 2010, earned an average of 7.6 % during the same period in his much larger $ 281 billion PIMCO Total Return Fund (P
income space and to whom Gundlach lost the title of Morningstar's Fixed
Income Manager of the Decade in 2010, earned an average of 7.6 % during the same period in his much larger $ 281 billion PIMCO Total Return Fund (P
Income Manager of the Decade in 2010, earned an average of 7.6 % during the same period in his
much larger $ 281 billion PIMCO Total Return
Fund (PTTRX).
When thinking about your fixed
income investment options, bear in mind that over the past several years, traditional bond
funds have become
much more correlated to stocks.
During
much of the past three years this has been difficult to execute when investors were pouring money into fixed
income funds.
There are rules stating how
much of their profit they have to distribute to shareholders (90 %), but, like dividend
income funds, used without other investments they might be considered to overexpose to a single asset class.
The dispersion in bond
fund returns has been fairly narrow compared to stock
funds in the past, but I think there could be a
much greater dispersion going forward as certain investors will be able to navigate the challenging fixed
income environment better than others.
For those who do not require too
much income during the deaccumulation phase, it could therefore be worth considering the
income version of their chosen
fund.
To accomplish this, the
fund aims to strike a balance between how
much income it will generate and how
much principal growth it will pursue.
But the annuity you now require only needs to generate # 4500 instead of # 9000 leaving you with a
much bigger emergency
fund or the option of securing a higher
income via the annuity.
After recently mentioning that I would consider an investment in the Vanguard Wellington
Fund if I wanted to create wealth in such a way that I did not have to spend much time thinking about investments or intended to pass the ownership stake on to someone that did not have much knowledge about investing (i.e. if you wanted to turn your children into trust fund babies in a way that they could not ruin it, you'd want to set up a restricted trust that only permitted the kids to receive the interest and dividend income generated by the fund, perhaps with the instruction that the assets transfer into an S&P 500 index fund if the Wellington Fund were to ever cease to exi
Fund if I wanted to create wealth in such a way that I did not have to spend
much time thinking about investments or intended to pass the ownership stake on to someone that did not have
much knowledge about investing (i.e. if you wanted to turn your children into trust
fund babies in a way that they could not ruin it, you'd want to set up a restricted trust that only permitted the kids to receive the interest and dividend income generated by the fund, perhaps with the instruction that the assets transfer into an S&P 500 index fund if the Wellington Fund were to ever cease to exi
fund babies in a way that they could not ruin it, you'd want to set up a restricted trust that only permitted the kids to receive the interest and dividend
income generated by the
fund, perhaps with the instruction that the assets transfer into an S&P 500 index fund if the Wellington Fund were to ever cease to exi
fund, perhaps with the instruction that the assets transfer into an S&P 500 index
fund if the Wellington Fund were to ever cease to exi
fund if the Wellington
Fund were to ever cease to exi
Fund were to ever cease to exist).
Many families on high
income (Mine included) have a large ability to cut back discretionary spending should interest rates rise, or indeed should we decide to take a
much larger loan to
fund a house upgrade.
This means that investors in high yield municipal bond
funds should be willing to accept
much higher volatility in both the share price of the
fund and the
income stream that it provides.
To
fund the other (100 minus X) percent of your initial retirement spending, you will need a nest egg of $ Y based on the assumption that this
income also needs to keep pace with inflation even though you won't need anywhere near that
much over time.»
1) Charities spend their
income on necessities, such as food and utilities, which ever - so - slightly re-orients our economy toward recession - resistant products, rather than luxuries 2) Charities spend their money quickly, but on independent schedules, making for a smoother stimulus effect on the economy 3) Charities make purchases tax - free, meaning that $ 1 spent by a charity generates a full $ 1 of private economic activity; furthermore,
much of those tax revenues are recovered as
income tax on the grocery stores, utility companies, etc. that might not have received that
income otherwise 4) Charitable giving is by far the most democratic way to improve society; from birth control to bombers, government assuredly spends money on something you don't like, and charitable giving restores your say - so 5) Charitable donations are tax deductible, meaning you keep those tax dollars in your local community 6) Charitable donations provide the
funds necessary for volunteers to serve the needy, thus giving «the average citizen» a chance to meet and interact with the needy, breaking down stereotypes
First State Super head of
income and real assets Damien Webb, a senior executive for one of the nation's largest superannuation
funds, said the superannuation industry's view of agriculture was changing and he expected
much more capital to flow into agriculture investments.
So that the work which he is starting» may continue, he will set aside
much of the
income to establish a lasting
fund for the foundation.
Because Wenger didn't want to sell, it meant extra
funds from transfers were not
incoming and wages were not being freed up, making life
much harder for himself during the transfer windows.
Women raising children and without
much income can use taxpayer
funds (through Legal Aid — for example) to fight a divorce, only paying the Crown back if they get a sufficiently large settlement.
Another lesser known fact about refuge
funding is that while they are commissioned and
funded by local authorities,
much of a refuge's day to day
income comes from the rent paid by the women staying there — and that rent is paid by housing benefit.
The Lib Dems for a while campaigned on putting a penny on
Income Tax to
fund education spending and it's unlikely it did them
much harm (although it's possible that what was popular with their supporters might have had limited appeal beyond).
His complicated cats - cradle of tax credits and benefit payments and
funding streams provides more help to some families than others on
much the same
incomes.
While there are undoubtedly many projects
funded with UK aid that bring genuine and
much - needed benefit to people living on the lowest
incomes in the world, there's also a trend in ones that actually help tilt an already uneven playing field further in favour of the rich, entrenching inequality and corporate power.
Assemblymen Jeff Aubry and Sean Ryan plan to introduce a bill today that would close the so - called carried interest loophole, which allows
fund managers to pay a substantially reduced federal tax rate on
much of their
income.
Our plan also revitalizes public housing with vital upgrades and repairs while holding NYCHA accountable, enhances
funding for
much - needed middle
income housing and provides increased housing support for our seniors and other vulnerable populations.»
When you can get clear about how
much income you need every month to support your ideal lifestyle and
fund your financial goals, you can reverse engineer this number into your business finances to come up with your magic number — i.e., the gross revenue you need to make from your business.
I do expect the administration to make an effort to act on President - elect Trump's campaign proposal to devote 20 billion federal dollars to expanding school choice for low -
income students, but it's a bit hard to see a Republican Congress either approving that
much new spending or even redirecting existing
funds on which districts currently rely.
Berea Middle School, in Greenville, South Carolina, for example, not only has developed a laptop initiative using Title I
funds that provide low -
income students with
much - needed access to Web - enabled computers, it also reaches out to the school's parent population at the same time.
The
funding for the Opportunity Scholarship program, meanwhile, is frequently in political peril and delivers a
much smaller level of
funding, which is restricted to low -
income students.
It is true that a
much higher percentage of parents (51 %) express opposition to a proposal that would «use government
funds to pay the tuition of low -
income students who would choose to attend private schools.»
Hedge
fund magnate John Paulson — who reportedly made $ 5 billion personally last year — reacted recently to Occupy Wall Street protesters by talking about how
much the top 1 % of New York City families pay in
income taxes.
As Americans face $ 1.2 trillion in student loan debt, Pell Grants need to be increased for low -
income students and states need to restore
much - needed
funding to public higher education.
Outside of education, many cuts proposed in President Trump's fiscal year 2018 budget — including stripping
funding for Medicaid, school breakfast and lunch programs, and short - term federal
income assistance for low -
income families — would slash
much - needed services or leave states holding the bag.
Ultra-conservative solid Republican Wyoming
funds education at about twice a
much per student as California does, and does it without any state individual or corporate
income tax.
As
much as I've been critical of various implementation details of LCFF and whether the base was sufficient, I have to hand Brown an enormous amount of credit for changing the school
funding formula to benefit low
income and underresourced schools and for the remarkable political feat of getting it done in an eyeblink.
If more revenue comes from property tax which, generally speaking, is a more stable stream than sales and
income tax that comprise so
much of the State's GF, the district will have less exposure to decreases in state - supported LCFF
funding.
Trying to make good on a long - unkept promise to the nation's low -
income schoolchildren that they should receive as
much education
funding as everyone else.
Under Alexander's legislation, states could opt to allocate the newly - consolidated
funds to low -
income parents, giving them
much more say over how their child's share of federal education dollars are spent.
Why It Matters: Fifty - year - old
funding formula steers
much of the money to higher -
income students.
In looking out for what is best for low -
income and minority students, Brill contends, Wall Street hedge
fund managers are a
much more reliable ally than the middle - class teachers who educate schoolchildren every day.
Congress can't agree on
much, but Republicans and Democrats just approved new
funding for home visitation for low -
income toddlers.
While the states primary school
funding grant provides 30 percent more money for children from low -
income families, experts who testified for the plaintiffs during the trial testified that it costs two to three times as
much to educate poor children who often show up for school with major deficiencies.
In a letter to the district, Torlakson agreed to delay enforcement until 2017 - 18 of a California Department of Education ruling that found the district wrongly determined that as
much as $ 450 million it spent on special education services also satisfied the Local Control
Funding Formula's requirement for additional programs and services for low -
income students, foster youth and English learners.
Charter school officials say they should get just as
much funding because their schools perform just as well, if not better, than traditional public schools while educating higher percentages of low -
income, minority students.
However, a
much greater investment of state dollars through the new
funding formula is necessary in order to ensure that minority children in low -
income schools in PA to receive the opportunities they need for success and that all children in the Commonwealth to have access to high - quality CTE programs.
Combining all sources, low -
income districts received 75 percent as
much funding as high -
income districts in 1990, and 101 percent as
much in 2011.
The issue that divided them so deeply was whether or not school districts need to make sure that schools serving children from low -
income families get at least as
much state and local
funding as wealthier schools.