Sentences with phrase «much less fees»

Another option is to get a home equity line of credit if that has much less fees than the cash - out refi... however, I don't know if that makes sense if we are already required to refinance in order to remove one of us from the mortgage.

Not exact matches

Several turned to less capital - intensive business, such as wealth management, which finds much of its profit in collecting fees.

A 2009 report by consulting giant Deloitte found that plans with less than $ 1 million in assets, like those of many small businesses, routinely were paying as much as 2 percent «all - in,» or the total of all fees.

«The rest was largely generated by mining itself and, to a much lesser extent, by collecting management fees from the mining pools it operates and renting out the mining power of its mining farms through cloud services.»

There's been a dearth of IPOs this year — so much so that 2016 will go down as a banner year of less than plenty for investment bankers who rely on fees from this corner of the market, depressed as it is to a multi-decade low.

Much of this performance would have been the result of almost non-existent fees such as mutual fund expense ratios that he would have paid, which most likely would have been less than 0.25 % per annum.

In fact, families facing a financial shortfall would barely have the money to pay back the principal of the loan in two weeks, much less the principal plus high interest and origination fees.

With the larger price comes less deals but much higher finder's fees.

Actually the number of True Fans needed for a coach to prosper is probably much less than 1000, because coaching clients pay a pretty high fee to work one - on - one with their coach.

They will pay much less in fee's and will not have to worry about which fund to choose.

Long - short multi-factor portfolios generate attractive returns before fees Returns are much less attractive post fees charged historically However, some fees in the long - short space are likely justified given higher complexity INTRODUCTION Reality is the murder of a beautiful theory by a gang of

Mutual funds have much higher management fees than index funds and almost always will make you less money over longer periods of time.

Asset Managers Must Adapt to Low - Fee World The shift to passive investing tools, namely ETFs, means investors pay less for performance — good for pensioners, not so much for asset managers.

Because they use less intermediaries and low commission products (like ETFs) they charge much lower fees than traditional advisers.

Moreover, the monthly fee to connect the church as a whole to the Internet was much less than the individual AOL accounts had been.

He then showed impeccable judgement, and spent welbeck's fee and more on a season loan for Falcao which had much less of a goal return than Welbz had for us.

The former Chelsea striker has claimed that the club - record signing hasn't been treated as he should, featuring much less than he should considering his substantial fee, and that the player's confidence could take a hit unless things change.

It turns out that the Players Union is not enthused about the Nippon Ham Fighters, Ohtani's current team, receiving a $ 20 million posting fee while Ohtani will be paid, at most, $ 3.53 million (and very likely, much less) as a signing bonus.

The DR Congo international has been valued at around # 20m, but Spurs will be hoping that they can get the deal done for much less than the quoted fee.

Nevertheless, Mestre insists the Coutinho fee is much less than they could have paid, although Liverpool always denied claims in the Spanish press they had quoted 200m euros (# 176m) to Barca for a summer transfer.

Arsenal will not let him go on the cheap though and will hold out for a fee in the region of # 25million, a figure Jurgen Klopp would be happy to meet as it is much less than the figure Roma want for Mohamed Salah.

«It's cheaper — A midwife's fee is much less costly than a hospital stay.»

France and Italy has more extensive support systems in place, but their total value is actually lower in per capita terms partially because of their lower license fees, partially because tax relief is worth less for their much smaller press.

They do not pay fees because their government, in spite of having much less money to play with than ours, values education.

The sections on the damage Lib Dems have taken was admirably — and necessarily — frank, although the paragraphs on tuition fees were much less of a «mea culpa» than they first appeared.

The fact is that lower - income groups are much more likely to see the benefits of spending in these areas as they are proportionately less likely to send their children to private fee - paying schools like Harrow or Eton, or have private health insurance and be registered with Harley St doctors.

When Clegg has taken up whichever international job it is that he's meant to want and Alexander is running some ghastly lobbying firm in London, no one will much remember «Alarm Clock Britain», the pupil premium (much less its origin) or any other measure that excites the true believers for a few days but they will remember their years of under - employment and unemployment, the lies about tuition fees, the first time they saw ads for private provision in the NHS and, first and foremost, that they should never trust the Liberal Democrats again.

I did a review of how much I spent on Medifast (enrollment + mthly program fees + Medifast processed foods) and it is about the same amount that I spend on «prepared meals» (a bit less than $ 200 per week).

Those who paid nothing, or very little, for the search were much less willing to choose the online date over the blind date than those who paid a higher fee.

As well, free members can't look at someone else's profile much less reply to a paying member who has sent them an email without first paying the monthly fee.

Being an eHarmony Access member does require a monthly fee but it is much less than the cost of a full membership.

In the 21 states that currently have mandatory agency fee laws, unions determine how much they spend on political activities in their overall budget and then deduct that percentage from their standard dues rate, which generally means that agency - fee payers end up contributing around 20 % less than full union members.

Sounds good, but this means that you, as an author, will earn much less in royalty fees as both the retailer and the aggregator may (not always, it depends on their pricing model) take their cut.

(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.

-- you sell your books for more than $ 2.99 (any less than this and PayPal fee's would be too much and wouldn't be worth it).

Their losses today can only be turned into profits tomorrow if they pay publishers and authors less per «read» (which on average is $ 2) or if they substantially increase their monthly fee to their users or they maintain a high number of subscribers who don't use their services much.

Looking at your listing, I wouldn't think I would earn my expenses, much less my narration fee, over the term of the contract.

These upfront fees can be much less than compared to some vanity publishers, but this is reflected in the lower quality of services such as cover design and editing.

These review channels are how these gatekeepers discover new books for kids, but they either exclude indie books (School Library Journal), are indie - unfriendly (Booklist wants paper books months in advance), or charge indie authors a hefty fee to be reviewed in a segregated section that librarians and teachers are much less likely to read (Publisher's Weekly, Kirkus).

Apart from the two scenarios above however, in my opinion it doesn't make sense to work with a subsidy / vanity outfit because they charge large fees for services you can do yourself for free or much less expense (e.g., copyright registration, $ 35 to do online yourself, $ 200 or more for a vanity / subsidy publisher to do for you), typically bundle services into packages that include items you don't need or don't want to pay for, and they also require you to use their editors, cover designers, etc..

Romance writers — and particularly novices — are much less likely to see their books as conduits toward speaker / lecturer fees (or «honoraria», or several other terms frequently used) than are many logos - worshipping Protestants (the core of TN's audience).

In addition, if the State Library (on behalf of the Consortium) agreed to pay $ 75,000 for the platform fee, there would be that much less funding for content.

The advantages of taking out a secured bad credit personal loan as compared to not pledging collateral (as is the case with an unsecured bad credit personal loan) is that you will pay much less interest, fewer fees, and be given a longer time to repay your bad credit personal loan lender, with smaller monthly payments than if you pledged no collateral.

ETFs are much less expensive than actively managed mutual funds, as they do not incur expensive management fees.

This ETF would be much less tax - efficient than a five - year GIC ladder, because that entire 4.27 % coupon (minus fees) is fully taxable, even though the yield to maturity is just 1.32 %.

The fees are minimal, and much lower than you'll pay a settlement or consolidation company — and you'll pay off your debts, typically in less than five years, without all the damage to your credit and credit scores.

But, there has been an increase in the emergence of so - called discount» brokers and these are the guys that offer to carry out the exact same services for much less... usually a flat fee.

High Interest savings accounts offered through discount brokers currently offer an yield of 1.25 %, which is pretty much exactly the same as XFR's yield of 1.46 % less the management fee of 0.20 %.

Index funds have much lower fees because they are run by computers using formulas, which cost less than high - profile fund managers.

Show how much you are paying in investment fees and how to potentially pay less (average Blooom client cuts fees in half).