Every year, we get dozens and dozens of questions about how
much life insurance a client will need.
Not exact matches
Insurance companies know our firm builds a solid case for every
client, and we refuse to back down, so they are
much more willing to offer a fair settlement that allows our
clients to get their
lives back on track.
Or, if a
client wants to stay online and see how
much coverage they need, they can complete a free online
life and health
insurance needs analysis and view any shortfalls in their plan.
One of the most common questions we hear from
clients every day is «how
much life insurance do I need?»
If your
client is unsure about how
much insurance coverage they need, there are handy calculators for both disability
insurance and
life insurance.
As a result of this common back and forth conversation with our
clients we decided to put this article together that can help answer how
much is
life insurance.
Quotacy has
much experience getting
clients life insurance coverage, including individuals with history of cancer.
«Many people have finished
living spaces in the basement and are very surprised and confused to find that
much of that is not covered,» says Lisa Lindsay, executive director of the Private Risk Management Association, a national group for
insurance agents that serve high net - worth
clients.
It is the experience of many seasoned financial planners that a large number of
insurance clients do not know the amount of
life insurance cover they have but they know exactly how
much premium they pay each year.
She encourages her
clients to think about how
much life insurance fees would grow over time if invested elsewhere, then compare that to the cash value of a policy over the same term.
That is why we focus so
much on finding the best
life insurance for our
clients by aligning our
clients with the -LSB-...] Continue Reading
Clients looking for
life insurance at age 50 would be
much better off by going with an alternative policy that offers coverage with a no medical option first.
We also like to get an idea about how
much life insurance coverage the
client was «hoping» to be able to purchase so this way can gain some insight on which «type» of
life insurance policy might be the best option.
We only provide term
life insurance quotes for our
clients online because term
life insurance is
much easier to price.
«While
life insurance rates depend largely on a
client's health, finances (specifically income) are also a major factor in determining how
much life insurance coverage people need.
All too often
clients state that they recognize the value of
life insurance but that they will not be passing away until
much later in
life.
Zaza says his iPPP can offer
clients 10 times as
much health and
life insurance as is available from traditional policies and there are no setup charges.