Sentences with phrase «much lower annual»

Of course, when you buy a new car, the last thing you want to do is use the carpool or commuter bus to get to work, but it can result in a much lower annual mileage and therefore lower insurance rates!

The impending bonus reduction shrinks the gap between the Chase Sapphire Reserve ® and its sister card, the Chase Sapphire Preferred ® Card, which offers a similar sign - up bonus but comes with a much lower annual fee of $ 0 for the first year, then $ 95.

Note, if you are simply looking for a large number of AAdvantage miles, the American AAdvantage Platinum card regularly offers bonuses of 30,000 miles or more, with more manageable spending requirements and a much lower annual fee.

The Sapphire Preferred is a great card that earns 2X on dining and travel but comes with a much lower annual fee and still comes with primary rental car insurance.

Of course, if you're aren't ready for the investment of a high end card like the Chase Sapphire Reserve or the American Express Platinum, check out a card like the Chase Sapphire Preferred that offers solid travel benefits at the expense of a much lower annual fee.

If you only catch a couple of flights per year, it may be better for your budget to use the Chase United MileagePlus ® Explorer Card, which offers similar rewards and benefits, but carries a much lower annual fee of $ 95 (waived the first year).

All of those cards have much lower annual fees than the Prestige, so I don't find much extra value in the remaining Prestige bonus categories.

We can immediately dispense with that last benefit since no foreign transaction fees are available on plenty of cards with much lower annual fees than the Prestige.

Cardholders who aren't specifically looking for a United Club membership will find a plethora of rewards cards with better perks and much lower annual fees than the United MileagePlus Club Card.

If you are primarily interested in the card for its 100,000 - point bonus, take note: The Hilton Ascend card offers the same 100,000 - points with a mere $ 3,000 threshold stretched over six months, and charges a much lower annual fee.

However, keep in mind that several competing cards — including the Barclaycard World Elite Mastercard and Citi / AAdvantage Platinum Select Mastercard — offer the same number of points for a much lower annual fee.

We can think of at least 2 cards out there that travel - friendly rewards like the American Express Platinum, Visa Black, and Citi Prestige but at a much lower annual fee.

The key is borrowing enough to pay off credit card debt at a much lower annual percentage rage (APR) than your existing debts carry.

Of course, if you're aren't ready for the investment of a high end card like the Chase Sapphire Reserve or the American Express Platinum, check out a card like the Chase Sapphire Preferred that offers solid travel benefits at the expense of a much lower annual fee.

Bottom Line: This card doesn't come with as many perks as The Platinum Delta SkyMiles ® Credit Card from American Express, but with a bonus of 60,000 SkyMiles ® and additional benefits when flying Delta Air Lines, it's a great card to have for frequent Delta flyers with a much lower annual fee.

Not exact matches

If I can achieve a 8 % annual return with relatively low risk, I am allocating as much capital as possible to such an investment given our low interest rate environment.

Here I conclude that for anyone like me who does not travel much at all and have Freedom and Freedom Unlimited cards (both earn UR Points) the overall net benefit is more with $ 450 annual fee CSR card when compared to lower fee CSP card (Please see the math above).

Recent NSF data show that science and engineering journal article output worldwide grew at an average annual rate of 2.3 percent between 1995 and 2005, but the US growth rate was much lower, at an annual 0.6 percent.

Growth in article numbers within predatory journals has in the past two years mainly occurred in the two lowest strata, which tend to have much higher annual publication volumes.

For instance, the Connecticut teachers» retirement plan assumes an 8 percent annual return, while the Indiana teachers» plan assumes a much lower 6.75 percent return.

Results of its sixth annual literacy survey of more than 32 000 eight - to 18 - year - olds, released this month, show 44.8 per cent said they enjoy writing very much or quite a lot in 2015 — down from 49.3 per cent the previous year and 10 per cent lower than the 2015 figure for enjoyment of reading.

ESSA requires annual assessments for students in grades three through eight, but the article argues this starts «much too late» and by third grade, low - performing schools have «left many children so far behind they may never catch up.»

With an average annual salary of slightly more than $ 36,000 for new teachers and slightly more than $ 58,000 overall, most teachers are compensated less than they were 30 years ago, when adjusting for inflation.69 In addition, teachers earn 60 percent of what similarly educated professionals earn, which is much lower than in other Organization for Economic Co-operation and Development member countries.70 This has made it harder for schools to attract young people to the teaching profession and for high - need schools to attract excellent teachers.

Meanwhile the Publishers Association's annual statistics released earlier this year showed the value of audiobook downloads to UK publishers increased by 28 % in 2016, although it had the value at a much lower # 16m.

There are many students across the USA who are struggling with their physics homework, strangling themselves in accomplishing the homework and ends with the mistakes in it, which eventually will lead them in scoring lower grades and grades are too much important for a student to enhance his annual percentage.

Since a payday loan typically runs up interest to several hundred percent on an annual basis, states including New Jersey and Maryland that set a much lower ceiling effectively bar the business altogether.

For example, if you have a $ 5,000 credit card balance with a high annual interest rate, consider opening a new credit card account that lets you transfer the balance interest - free for 12 months or longer or at a much lower rate.

The limits for annual contributions to an IRA are much lower than what you see with a 401k.

It's a low - risk option that isn't going to carry much weight on a credit history report (and most secured credit cards also require security deposits and annual fees), but you have to start somewhere.

The lower the interest rate, the more money you can save on annual interest payments, although, this does depend on how much money you owe on the card, and it's always advisable to spend only what you can pay off at the end of the month.

With a lower annual fee, keeping this card long - term is not as much of an investment, and it will keep your points from expiring as long as you keep the card open.

SAN FRANCISCO — May 28, 2015 — Raising a homeowner's insurance deductible from $ 500 to $ 2,000 lowers the average annual premium by 16 % nationally and much more in some states, according to a new insuranceQuotes.com report.

If you trade your portfolio too much, realize your capital gains too quickly, you can end up giving away a lot of your annual gain so that your portfolio compounds at a lower rate.

Of course with this card's many bonus categories and the ability to redeem points for up to two cents each, you could pay off the annual fee with a much lower amount of spending.

Credibly, like most short - term lenders, expresses the interest payment for working capital loans and merchant cash advances as a factor rate, which can be deceiving because it looks much lower than an annual percentage rate (APR).

this will bring the average annual return much lower, won't it?

Finally, the annual rebalancing means that you're selling high and buying low — which is a much smarter way to invest than the opposite approach.

That may not sound like much, but lowering annual fees by half a percentage point over the course of a career and a long retirement can boost the size of your nest egg by 25 % and increase the sustainable income it generates by upwards of 40 %.

The estimated PEG ratio for Teva is much higher, due primarily to the much lower expected annual earnings growth of 22.0 % over the next three to five years.

If you are unable to pay off a large balance, pay as much as you can and switch to a credit card with a low annual percentage rate (APR).

While there have been multi-year stretches when stocks have generated comparable - or - better returns in the past — and you can easily find them by consulting the Ibbotson Classic Yearbook — the long - term annual average return for stocks is much lower, about 10 % annualized from 1926 through the end of 2014.

APRs start at 25.49 % with a $ 24 annual fee and low starting deposit of $ 300 to as much as $ 5,000.

If an investor incurs 1.5 % or 2.5 % in annual fees over 10, 20, and 30 years, how much lower will their portfolio value be compared to a 0.5 % annual cost?

Savvy investors can build their own Couch Potato portfolio by using index mutual funds: this requires more work but will save you money because annual management fees will be much lower.

For the sake of performance and diversification I think XDV is a much better alternative on cost & performance for most investors than the capital shares since the MER for XDV is much lower (0.5 %) versus a MER of 0.65 % for DFN plus the annual service fee of 0.50 %.

Why Investors May Need To Lower Their Sights This McKinsey & Company study outlines reasons why annual investment returns for the next 20 years may be far lower — as much as four percentage points a year less in the case of U.S. stocks — than they have been the past 30 yLower Their Sights This McKinsey & Company study outlines reasons why annual investment returns for the next 20 years may be far lower — as much as four percentage points a year less in the case of U.S. stocks — than they have been the past 30 ylower — as much as four percentage points a year less in the case of U.S. stocks — than they have been the past 30 years.

It also comes with an annual fee, but it's much lower: $ 0 for the first year, then $ 175.

Since the card you have is no longer being offered to new customers and has been replaced with the much - lower annual fee ($ 150) Barclays Arrival Premier World Elite Mastercard, you may want to ask the issuer to switch you and your son to the new card until he is ready to apply for a new card on his own.

The percent swing in annual returns is much lower (only a 5.6 % amount for one standard deviation), but you stand to earn a whole lot less over time by investing in these much more conservative instruments (only 5.3 % annually).

If you do not want to pay an annual fee, no matter what: The Blue Cash Preferred's sibling, the Blue Cash Everyday, does not have an annual fee, but it offers a much lower amount back for your groceries — 3 % at U.S. supermarkets on up to $ 6,000 worth of purchases per year (then 1 %).