Sentences with phrase «much lower if»

Your auto owners insurance quotes will be much lower if your car is more modest, but reliable.
Your premiums will be much lower if the home has never had a flood claim.
The barriers to entry are much lower if one is writing updates, for both authors and publishers.
Finally, I read Verna's final comment as implying that even free - to - use claims and the cost savings that follow may be illusory, or at least much lower if, as she assumes:
Advocates say the costs would be much lower if such cars were mass - produced by a major automaker.
In 1824 a French scientist had explained that Earth's temperature would be much lower if the planet lacked an atmosphere, and in 1859 an English scientist discovered that the chief gases that trapped heat were water vapor and carbon dioxide (CO2).
And while these rates can be much lower if you catch the right promo, $ 1,256 for a roundtrip business class ticket would be nearly impossible to beat.
Again, the percentage is much lower if we look only at those who are teachers with just 21 percent of teachers favoring policies that base salary rates on student test scores.
All his inflammatory markers were much lower if not completely normalized.
«The systems are tuned in such a way that at the time of measurement, our system is at the maxima or minima — the points where the effects of noise are low in general and much lower if the systems are coupled.
The risk of Sudden Infant Death Syndrome is much lower if your baby sleep on back.
Although price rises looked unlikely this season, with Murray Goulburn maintaining its opening price of $ 5.60 a kilogram milk solids, Mr Helou said the farm gate price would be much lower if the co-operative was still dependent on commodities.
Mr Tracy also said the cut to farm gate price — the first since the financial crisis - from $ 5.60 to $ 4.75 - $ 5 a kilogram, would be much lower if the company didn't switch from commodities to consumer brand products.
Your monthly payment is much lower if the seller pays your mortgage insurance upfront.
However, growth could be much lower if either of the two critical policy assumptions is not satisfied.»

Not exact matches

If too much money is invested in safe, risk - free U.S. Treasury bonds, that basically insures a very low return on an investment.
I find that I enjoy the flexibility and freedom of remote work much more if I create a routine and organization structure that makes it easy for me to keep my stress level low and focus high.
If energy prices stay low for much longer, there could be more defaults, and that will amp up the anxiety.
Fortune ran numbers to calculate how much extra revenue the U.S. would need to raise, over the next decade, if it lowered the rate of growth in Social Security by one percentage point, reduced increases in Medicare, Medicaid, and other health care spending by a proportional amount, and held discretionary spending below growth in GDP (albeit from the higher base established by the new laws).
And I probably wouldn't be much of a reporter if my precision was as low as my fake test had indicated.
If big companies with heavy traffic are allowed to exempt their services from data caps, overall «official» traffic counts will be much lower.
If your website receives thousands of visitors each day, these low average conversion rates won't present much of a problem.
And it works at much lower administrative costs than for - profit private coverage (If I recall correctly, Medicare's administrative costs are something like 3 %, vs. 15 % for for - profit plans)(UPDATE: According to the CBO, Medicare's administrative costs are 2 %, vs. 17 % for for - profit plans.
If these business owners would have taken initiative much earlier, when the need wasn't as desperate, they may have had better loan options with lower interest - rates.
If the «full lifecycle costs» of the poor quality goods being imported from China were compiled, that «low price» turns out to be much higher than a superficial accounting reveals.
Just how much, if any, of this course - correcting for consumers (read: lower prices) comes out of employees» hides (read: lower compensation, less training, a more oppressive pace) remains to be seen.
If you are the buyer in a depressed economy, you normally have the advantage of too much supply and lower demand.
An independent expert's report into Atlas Iron's debt restructure plan has found lenders would get a much lower dividend if the scheme isn't approved by creditors later this month.
Although that's technically your lowest - rate debt, it may be a more pressing priority if you'll soon have a much higher rate.
If you can offer a lower price than the competition, you stand a much better chance of attracting customer to your products or service.
«If Apple struggles to get over the already lowered bar expectation, I think investors are much more concerned about the downside here.
These mistakes can be quite costly for businesses, as differences in tariff rates mean that a company making a classification error will either pay too much in tariffs or face a retroactive tax bill if they accidentally classified a product at too low a rate.
If that happened, we would have been stuck with Yahoo's low - quality search much longer than we had to be.
Some experts question whether the ACA's employer mandate makes much, if any, difference when there's a solid business case for providing health care: With unemployment low and the labor market tight, benefits give employers an advantage in recruiting and retaining the best workers.
In some niches, the number of people looking for what you're selling is low, so if you limit too much with exact matches, then you're not going to get very much traffic.
At today's prices, industry forecasts of three million barrels per day by 2020 are likely to underestimate production by a bit, but the real kicker will be on the value of that production to all concerned — governments, via taxes and royalties, and shareholders will all suffer much lower returns from this development than they would have expected less than a year ago if prices stay where they are today.
By using this strategy, you've effectively lowered the pre-money valuation by 33 percent, and although it's still not in the range you'd like, if the investor believes that you can deliver the returns forecast above in the timeframe you've estimated, you have a much better chance of selling this deal.
Some criminals decide how much you must pay as a data ransom based on where you live - if you are in the USA you'll be charged more than if you live in a country with lower incomes.
«If one wholesaler quotes us a low price, we'll tell others who it is and how much and try to get an even better deal.»
If there isn't much money in RRSPs to begin with, many couples with contribution room find ways to scrape up the money (for example, a zero - or low - rate loan from a relative).
A recent Commonwealth Fund study co-authored by Collins looked at how much low - income people, who would otherwise be eligible for Medicaid if their state had expanded the program, would pay in premiums and out - of - pocket health costs if they enrolled in «silver» Obamacare plans and if they were «medium» users of health care.
While $ 2,400 seems like not much payoff for a lot of work, it can look far more impressive with time, if it's invested in a low - cost index fund that's earning the S&P 500 average annualized return of 9.8 %.
If this post had been targeted to all 12,000 + fans of the page, the engagement would have been much lower.
Problems will come if bubbles appear in both realms (likely), but these bubbles are probably much more related to corruption in china and low interest rates in tech.
For a mine project like Suncor's Fort Hills, with about 25 per cent of construction already completed, the forward - looking decision would imply a return on the balance of capital invested of 12.5 per cent — now, the project returns overall might be lower than that, but when you're considering a decision to abandon a partially built mine, you're not likely to get much of a return on they money you've already invested in it if you don't continue building.
Without question, Betterment's fees are much lower than you'd find if you were to hire a traditional financial advisor.
If you want a better deal, the best value would be purchasing a 36 month plan, as your monthly rate is much lower over the long run.
If your FICO credit score is hovering around 700 (or lower), PMI becomes much pricier.
The limiting factor for salespeople is time, and if your connect rate is too low, it means too much time is wasted.
Low mortgage rates have not been much help in offsetting these big price gains, and in fact may be exacerbating the problem, especially if rates begin to rise as is widely expected.
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