The first thing to decide is how
much personal property protection you want with your policy.
Not exact matches
Most people in Texas think that only home owners can get
protection against liability,
much less cover their
personal property.
You can also get open perils coverage that gives you
much broader
personal property protection.
Most people in Texas think that only home owners can get
protection against liability,
much less cover their
personal property.
You can set your
personal property protection coverage to different coverage levels depending on how
much you own.
With so
much traffic flowing across the state every day, lawmakers have mandated that every driver have minimum coverage of $ 20,000 for
personal injury
protection, $ 40,000 for bodily injury liability and $ 5,000 for
property damage liability.
Maybe I'm missing something to your point, but it seems to me that if you are like most folks and your investment
properties are financed under conventional freddie / fannie conforming loans under your
personal name, then keeping your primary residence «highly leveraged» vs your investment
properties doesn't really buy you
much of anything with additional asset
protection.