Interest rates are the primary yardstick for measuring how
much return lenders will get.
Not exact matches
Managers of big banks claim that they can't fund themselves with more equity and still lend as
much as they do now because stock holders require a higher rate of
return than
lenders do.
This lending platform basically matches borrowers and
lenders such that borrowers get their loans funded at usually
much cheaper rates (vs traditional
lenders such as banks and credit card companies) while
lenders (also called investors) earn a rate of
return on the money they lend with the potential to beat investment
returns from other avenues.
Mortgage
lenders want to know how
much you earn each month and will ask you for recent pay stubs and your most recent tax
return.
Peer - to - peer lending standards are significantly more lenient than banks», and these loans» interest rates are usually lower than those offered by traditional
lenders, but the rates will likely exceed those on high - yield savings accounts, so you stand to make a
much higher
return with peer - to - peer lending.
After we receive a repayment on one of your loans, we
return the money to you and the other
lenders in proportion to how
much everyone lent.
Third, the funder is taking on more risk than a traditional collateral - based
lender; therefore, the funder is seeking a
much higher rate of
return than a traditional
lender.
Now,
much like the rest of the industry,
lenders are once again
returning to this sector as borrower demand continues to expand...
Remember that with real estate, you are borrowing about 75 to 80 per cent from a
lender and your
return will likely be
much more than any investment in the stock market over time, primarily because you are leveraging the
lender's money.
Lenders are also demanding much more documentation — including pay stubs, tax returns and bank statements — than they did five years ago, at the insistence of government regulators as well as Fannie Mae and Freddie Mac, which buy mortgages from l
Lenders are also demanding
much more documentation — including pay stubs, tax
returns and bank statements — than they did five years ago, at the insistence of government regulators as well as Fannie Mae and Freddie Mac, which buy mortgages from
lenderslenders.