Sentences with phrase «much spending income»

We didn't have much spending income after food and bills, and in hindsight, I love that we had this time in our marriage.

Not exact matches

But he points to a report from the Parliamentary Budget Officer released earlier this year showing that, since 2009, the debt service ratio — a measure of income spent to pay debt — has remained steady at around 14 per cent, not much higher than the long - term average.

If we norm both spending and income to 100 just prior to that decline, we can compare how much each has increased:

The second step is to figure out how much income you'll actually need to replace, based on projected spending.

While household spending is similar in some areas, low - income Americans spend a significantly larger proportion of their money on housing, while high - income Americans spend a much higher proportion on insurance and retirement expenses.

J.D. grew up in a single - parent (often zero parent) lower - income home in Middletown, Ohio and also spent much of his youth in his family's cultural home of Jackson, Kentucky.

Then, figure out how much of your spending will be covered by guaranteed income from Social Security, pensions or annuities.

Also, if you sell to consumers, the higher this number the more likely your sales could be impacted, as your customers may not have as much income to spend with you.

Digit analyzes users» spending habits and income, then determines how much they can safely set aside in a savings account.

To get a rough idea of how much you'll be spending each year in retirement, you can start by calculating what percentage of your working income you'll need to replace.

In the U.S., for example, those in the bottom quintiles of income distribution spend a much larger percentage of their expenses on food -, energy -, and rent - related expenditures than higher earners.

Once you have a reasonable estimate of your annual spending needs and other sources of income, it becomes much easier to define your unique time horizon (s) and risk profile.

One of the things that appeals to me the most about this Cash Reserve method is that the amount of stock assets I have in my portfolio is determined not by some arbitrary percentage, but, instead, by how much I income I spend each month after taking Social Security benefits and pension income into account.

It seems like much of the retirement planning advice out there focuses on distribution rates, the percentage of income to replace, asset allocation changes or a determination of how much risk is suitable for a retiree's portfolio without ever considering actual living expenses or spending needs.

Likewise, the disinflationary tailwind of lower oil and gas prices should provide a much greater disposable income boost to lower income households than higher income groups, as the former generally spend a larger share of income on energy.

Now I'm shifting towards a balance of growth and income (utility) because valuations are stretched in expensive coastal cities and I no longer want to spend so much time managing rental properties now that I have a son.

My goal is to generate as much passive income as possible so I can spend more time with family now that I have a newborn.

The fact that interest rates are low for six months or a year probably does not have much impact on households» expectations of their long - term interest income and thus, does not have much of an impact on consumer spending.

Chief Executive Officer Sergio Ermotti has spent much of his tenure refocusing the bank on wealth management, shrinking investment - banking businesses including fixed - income trading.

And the NDP's hints about raising the corporate income tax are unlikely to be enough to offset future austerity, much less finance any new spending that they have in mind.

From there, you can learn all sorts of invaluable information about your market — including their age, location, gender, lifestyle, relationship status, job title, pages liked, household income, home ownership, household size, spending methods, purchase behavior, and much more.

It's because I don't know exactly how much it costs to support a family of four that I'm afraid to spend all my passive income even though the principal is never touched.

This brings up the top - down constraint on revenue that is caused by disposable income limits: people have only so much money to spend.

«Experts tell us that if you're spending more than one third of your income on housing, that's too much.

Generating your income on the right side of the quadrant with income producing assets to spend on Main Street is a much more viable strategy.

You are asked to guess, for the coming years or even decades, how much will you be spending every year, and how much income or growth will your money deliver, and also, when will you die!

After recently mentioning that I would consider an investment in the Vanguard Wellington Fund if I wanted to create wealth in such a way that I did not have to spend much time thinking about investments or intended to pass the ownership stake on to someone that did not have much knowledge about investing (i.e. if you wanted to turn your children into trust fund babies in a way that they could not ruin it, you'd want to set up a restricted trust that only permitted the kids to receive the interest and dividend income generated by the fund, perhaps with the instruction that the assets transfer into an S&P 500 index fund if the Wellington Fund were to ever cease to exist).

Hi Andreas, I agree that the Household Annual Expenditure Vs. Gross Income table from UBS is probably quite accurate, however it's missing the point of how much of that spending is discressionary.

Portfolios are rebalanced each year across multiple account types to maintain overall asset allocation close to 60 % equities and 40 % fixed income as much as possible after yearly spending amount being withdrawn.

Many families on high income (Mine included) have a large ability to cut back discretionary spending should interest rates rise, or indeed should we decide to take a much larger loan to fund a house upgrade.

If you are looking to generate more income, don't focus so much on how much you are spending, but instead on your net profit and hourly rate.

This will lessen the negative feedback from debt to spending, which, in turn, stops aggregate spending falling as much as it otherwise might do (even though the net asset holders will at some point start to reduce their spending if interest income continues to fall).

But for those homebuyers who spend as much as 80 percent of their household incomes on mortgage repayments, the latest spurt in the interbank rate, on which most mortgages are based, is anything but inconsequential.

We make assumptions about low and modest - income Canadians, and spend too much time worrying about people gaming the system

To fund the other (100 minus X) percent of your initial retirement spending, you will need a nest egg of $ Y based on the assumption that this income also needs to keep pace with inflation even though you won't need anywhere near that much over time.»

Find out how much he spends on clothes, or cars, or houses, and don't forget to look at fringe benefits from the church, his personal income may be small, but like many CEOs, he may be getting benefits that outweigh his salary.

He and his fellow Oxford Methodists gave significant portions of their income to succor the poor and spent much time ministering to condemned prisoners (after a lifetime of lavish giving, Wesley died a relatively poor man).

1) Charities spend their income on necessities, such as food and utilities, which ever - so - slightly re-orients our economy toward recession - resistant products, rather than luxuries 2) Charities spend their money quickly, but on independent schedules, making for a smoother stimulus effect on the economy 3) Charities make purchases tax - free, meaning that $ 1 spent by a charity generates a full $ 1 of private economic activity; furthermore, much of those tax revenues are recovered as income tax on the grocery stores, utility companies, etc. that might not have received that income otherwise 4) Charitable giving is by far the most democratic way to improve society; from birth control to bombers, government assuredly spends money on something you don't like, and charitable giving restores your say - so 5) Charitable donations are tax deductible, meaning you keep those tax dollars in your local community 6) Charitable donations provide the funds necessary for volunteers to serve the needy, thus giving «the average citizen» a chance to meet and interact with the needy, breaking down stereotypes

+ wenger out is more than just lack of spending; its not studying the opposition, not rotating players, not addressing why we have so much more injuries than others, not subbing early enough to give incoming players a chance to influence the game, not playing players in their best positions. . . .

United are also in danger of slipping way down — I remember a comment a few weeks ago pointing to a link that basically concluded that if United drop out of Europe, their income would be affected so much that their spending power will be reduced below the level required to attract the quality they need to get them back up.

Summary, Poch doesn't want much to change, the club don't want to pay too much (so they aren't rushing in) and they want to know what's definately going out before deciding where to spend their money on the incoming... Much like most non-sugar daddy teams tmuch to change, the club don't want to pay too much (so they aren't rushing in) and they want to know what's definately going out before deciding where to spend their money on the incoming... Much like most non-sugar daddy teams tmuch (so they aren't rushing in) and they want to know what's definately going out before deciding where to spend their money on the incoming... Much like most non-sugar daddy teams tMuch like most non-sugar daddy teams then!

In addition, it can create a consistent and passive income so that you can spend much more quality time with your family rather than worrying about your finances.

Though we live in a culture that often fails to give child rearing the credit it deserves, mainly because it doesn't earn much in the way of income, anyone who has spent a significant amount of time alone with their children knows how difficult it can be.

Taxpayers will receive a statement showing how much of their income is paid to the state and what it is spent on, according to new plans.

There is much for business to be encouraged about with the emphasis on holding growth in overall state spending to under 2 percent while promoting private sector investments and job creation, and increasing in - state personal income, through broad - based business tax relief.

The Lib Dems for a while campaigned on putting a penny on Income Tax to fund education spending and it's unlikely it did them much harm (although it's possible that what was popular with their supporters might have had limited appeal beyond).

Secondly we've got to have much tougher limits on spending, more comprehensive limits on spending and lower limits on spending and, thirdly, parties are going to have to diversify where they get their income from, much more small donations.

We believe this to be a prudent and much needed policy that would raise the incomes of struggling low - wage workers and boost their spending power without hurting the state's economy.

«For state legislators, it is much harder to raise taxes on income or sales or cut spending on education or other vital services, while legalizing and expanding gambling is seen as a relatively easy and painless source of revenue and job growth,» said Lucy Dadayan, the Rockefeller analyst who wrote the report.

The fact is that lower - income groups are much more likely to see the benefits of spending in these areas as they are proportionately less likely to send their children to private fee - paying schools like Harrow or Eton, or have private health insurance and be registered with Harley St doctors.