Sentences with phrase «much time and expense»

Therefore, much time and expense is incurred before our dogs are ever bred.

Not exact matches

Executives spend too much time dealing with investors and analysts, trying to meet or exceed earnings expectations every quarter, and end up seeking short - term gains at the expense of the company.

Sit down with your credit card bills and bank statements and track how much you spend across each category annually, including rent, food, and all of those one - time irregular expenses.

Every potential business owner must take the time to learn how much money they've spent over the past 12 months and estimate total expenses for the next six months.

Minus any government programs, pensions other income and use the 4 % rule or 25 times your annual expenses to calculate how much you will need to save for retirement.

Create a Detailed Budget: The more you know about how much you are going to spend and how those expenses will change over time, the better you will know how much you can withdraw at any given time during retirement.

So you can spend as much as you need now, in five years — or, if you're really savvy, you could let it grow tax - free over time and then use it to help fund medical expenses in retirement.

Reading how Mr. Buffett's life revolves around reading annual reports, papers, and trade journals, at the expense of spending time with his family, showed me how much work being a great investor takes.

Managing your company's accounting may seem like one of the easier things that you do, so you may not notice how much time you lose keeping track of income and expenses in an old spreadsheet — or worse, with pen and paper.

Although I've found it very cathartic to speak, vent and end occasionally rant about all things Arsenal, we need to act carefully and intelligently right now or we're going to get played by this club even worse than at present... the pro-Wengerites and the suits, who represent a considerable proportion of the season ticket holders, don't want to believe that there is no plan and that Wenger has mailed it in for several years now or that things are going to get much worse before they get better... why would they... many have spent a considerable sum buying some of the highest priced tickets in the World... they want to have a front row seat to see something special and to be seen doing so, which simply provides ample justification for the expense and the time invested... to many of them, Wenger is the sun in their soccer universe... his awkward disposition, misplaced arrogance and his utter lack of balls makes him a rather unusual cult figure, but the cerebral narrative seemed to embolden those who already felt pretty highly of themselves... many might not even of really liked football that much before his arrival and rarely games they weren't attending... as such, they desperately believe that Wenger, and only Wenger, can supply them with their required fix... if he goes, they were wrong and that's a tough pill to swallow... they would have to admit that they were duped... they will definitely resent whoever made them feel this way, but of course it will be too late by then... so when we go overboard with ridiculous comments bordering of anarchy, it scares the shit out of them and they shift their blame towards us rather than at those who really perpetrated this act of treason... we aren't the enemy... we simply woke much earlier and the reason our comments have gotten more vile in recent years is out of utter frustration... in order for any real change to occur at this club we need to bring as many supporters as possible with us or the big money interests will fade and our ultimate objective will be lost... so it's time to focus on the head instead of the heart for now

Salah is currently the Premier League's leading scorer on nine goals, while Hazard has just three, despite the two playing similar roles in their respective sides and the Belgian very much chosen at the expense of the Egyptian during their brief time together at Stamford Bridge.

wenegr is in the twilight years of his arsenal career now he might or might not see out the full term of his contract, i would image he wont give up but if he do nt get a big prize this season or next his desire might dwindle even more the board have seen what a shambles man united have gone through and the expense of failure, if they do nt get the next appointment right the board is trying to give themselves as much time to identify a replacement and in the correct time unless wenger leaves at short notice, i think if he had won the c / l all thought years ago we would be looking at a different story i think he would have left at the end if that contract as he would be at the peak of his powers and could of gone anywhere he like across europe, but he didn't win and here we are now, i respect the man for what he has done for us and english football a modern day herbert chapmen he is but even old chappy had his end of and era and wenger will have his end its just how will it play out hopefully a winner

She has taken heat for putting too much time and effort into fitness at the expense of her impending arrivals.

«Holding candidates responsible for contributions received and expenses paid by requiring on - time and accurate reporting to the state Board of Elections will help create much - needed transparency,» the report states.

Is he in Parliament demanding that every time an MP speaks, Hansard should indicate how much that MP «gave back» to the fees office and HMRC during the expenses scandal?

«We just don't have much time left to fix the problem,» the mayor said, warning that the 2014 budget is especially worrisome, with an expected gap of $ 3 billion between projected expenses and revenues, and no rainy - day fund left to pay the bills.

It can be argued, after all, that Ph.D. scientists accomplish much of what the M.D. / Ph.D. s accomplish without investing time, and sometimes expense, in physician training.

However the fact that Ciclopirox is already approved for treatment of patients by the FDA and by its European counterpart, the EMA, and therefore considered safe for human use, may eliminate much of the time and expense ordinarily involved in the drug development process.

Furniture projects do, indeed, (normally) take so much more time, materials, and expense.

I'm 22 and currently a retail manager and in school to become a dentist as you can see I don't have much time and and expensive bill to pay along with living expenses we all deal... read more

By the end, director Sidney Pollack has spent so much time with Silvia and Tobin at the expense of the tension, building plot elements a thriller needs to keep moving forward, that he has to play quite a bit of bait and switch to get things where they need to be for the climax he wants, which is moving but by that point a bit ridiculous.

Sometimes, however, his proclivities come at the film's expense, such as his penchant for inserting quippy humor, sarcasm, and sight gags at odd times, which often undercuts the drama or simply smacks of too much effort.

I didn't like the flying baboons, which managed to be not half as scary as the flying monkeys in The Wizard of Oz, and there's still a little too much fun being had at the expense of little people, but I did laugh out loud a few times.

These are classrooms where so much time is devoted to learning English at the expense of science and social studies.

It's not so much the expense of repairs, but the time required when a truck breaks down and needs to be in the shop, as well as the hassle of booking and taking it to the shop.

A restyler with the training and experience acts much like a consultant in that he or she can assist in vehicle design, marketing, program processes and inventory management — all the while reducing a dealer's fixed expenses and time.

Sure there are social media platforms like Goodreads, Wattpad, Facebook groups etc. and then there are the «real» opportunities that are so much harder to facilitate and organize (and pay for e.g. expense vs profit) like community or regional events and networks as you point out above, but I feel really strongly that the most important thing for an author to do in order to build a loyal paying (italics) fanbase / readership is to produce good quality works that are publicized properly and to spend time interacting with those of your readers who you know buy your books because they came to you in the first place.

(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.

They spoke about the following topics: E-mailing Kickstarter and getting advice before starting your campaign, creating an e-mail lists of fans, how much to ask for, what your biggest expenses are, how much to pad out your time and money requests due to unforeseen problems, how much are kickstarter and credit card processing fee's, paying an artist, the design and layout of the Kickstarter page, putting images and videos on your page, getting background music for your video, when you should start your campaign, for how long you campaigns should be and what to avoid, what awards to offer, the emotional rollercoaster that comes with a kickstarter campaign, social media advertising, the logistics of mailing out all the books and more.

Add up all your expenses for a month, figure out how much your time is worth, and take the total from your money brought in (after the outlandish 15 % agent fee) and that's your profit margin for your writing.

The print editions of Yen Plus were too costly to justify a monthly expense of an item expendable in the short term — this because I'd be spending money on the purchase of the graphic novel editions eventually anyway and I much prefer reading volume - sized portions, not a single chapter at a time.

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

So you can spend as much as you need now, in five years — or, if you're really savvy, you could let it grow tax - free over time and then use it to help fund medical expenses in retirement.

Every home buyer who is going to take the time and expense of having a custom home built is also going to customize all aspects including flooring, roofing, driveways, light fixtures and pretty much everything else.

This isn't a habit, exactly, but whenever our income falls short of our expenses, and we've cut as much as we can, it's time to find more money.

Throughout these past 3 years, I had an expensive surgery, got married and paid for the wedding in cash with my husband, quit my stable job to become a full - time blogger and freelancer, and just dealt with normal setbacks like being unmotivated or facing a big expense that caused me to not pay off as much debt for the month as I planned.

But investors have plenty of room to cut expenses further — and lowering costs could dramatically increase how much their money grows over time.

Having left it so long, and having no time to do the work yourselves, your best option is to find a good bookkeeper / accountant and provide them with as much detail as you can regarding the transactions of the business for all outstanding years, especially income deposits (your financial institution should be able to provide you with those records) and expenses (check credit cards, lines of credit, talk to suppliers for receipts, check your calendar to create auto distance logs, etc..)

Find out ahead of time how much that mortgage will most likely be by using Genworth Canada's How Much Can I Afford calculator which factors your income, debt and other expenses into mortgage and monthly payment amoumuch that mortgage will most likely be by using Genworth Canada's How Much Can I Afford calculator which factors your income, debt and other expenses into mortgage and monthly payment amouMuch Can I Afford calculator which factors your income, debt and other expenses into mortgage and monthly payment amounts.

This college savings calculator was designed to assist parents when planning out their savings strategy and to help them determine how much would need to be saved over time in order for their child's college education expenses to be fully covered.

Let me educate you: RESP's in Canada include 60 + providers, most of which are banks and financial institutions (life insurance & investment companies) the majority of which will invest your savings into mutual funds — there are no guarantees with these, your principal could be lost and your grant too & if your child doesn't pursue post-secondary education, you would have to pay the government grant back out of your own pocket — also the fees associated with these are called MER's (management expense ratios) which compund over time and will usually eat up as much as 1/3 of your investment.

Child - care costs can easily swallow more than half of that net income, and much of the rest would go to commuting expenses and the higher cost of food and clothing that come with full - time work.

Consumers have benefited from all - time low interest rates, but they have taken so much debt that monthly expenses associated with paying interest and principal payments in relation to their discretionary income have actually increased despite the low interest rate environment and growth in discretionary income.

The bottom line is most of the time, when you add the Offset Factor to the Expenses Factor, it's a no - brainer that you will probably be much better off «doing - it - yourself» in a non-529 discount brokerage account - and yes this is even after all of the «awesome tax breaks» of 529 savings plans.

Many factors must be taken into consideration before choosing an animal to share your home with, including how much time you and your family have to spend with an animal, how much money can be spent each month on food and other expenses, and how much space is available for the animal to live.

Yes, but this will be twice as much mess, time, training, and expense.

Many factors should be taken into consideration before choosing an animal to share your home and life, including how much time you and your family have to spend with the companion animal, how much money can be spent each month on food and other expenses, and how much space is available for the animal to live.

Trupanion data reveals that policyholders with overweight dogs or cats spend as much as five times more than policyholders with average weight pets on veterinary expenses for musculoskeletal ailments such as cruciate ruptures, lameness, and limping.

«This was in 1994, but we had to cover all the expenses and at the time it was too much for us.»

Although it's a bit of a chore I actually get a lot of satisfaction out of tracking my expenses and seeing just how much I spend to travel full - time.