Sentences with phrase «multiple alternative credit»

But as with traditional scores, there are multiple alternative credit scoring models out there.

Not exact matches

Offer multiple payment options — For shoppers leery of giving credit card information to an online merchant they've never dealt with before, offering alternatives such as PayPal or Google Checkout is another way to gain their trust.

«Marcus offers an option for consumers who are searching for a simpler alternative to credit card borrowing, where rates can change and multiple fees can be charged,» said Harit Talwar, who is leading the initiative for Goldman Sachs.

Consumers who have taken out alternative loans multiple times and paid them back have a significantly lower probability of delinquency on a traditional credit product.

While the details of the offering remain unclear — Equifax has not responded to multiple inquiries from ValuePenguin — it's touted as an alternative to a credit report security freeze.

«Dynamically allocating among carefully selected alternative managers, we pursue opportunities across multiple fixed income and credit strategies while diligently managing their associated risks.»

The alternative to this would be to contact the issuing bank and request a credit line increase, or to use multiple cards, keeping the maximum balance on any one card below about 30 % of its credit line.

Credit union commenters explained that alternative 2 allows creditors to rely on settlement agents when needed, unlike alternative 1, which they believed would require creditors to hire staff attorneys to perform closings in multiple jurisdictions, increasing costs and limiting their ability to perform closings nationwide.

Community bank and credit union commenters were concerned that alternative 1 would require creditors to assume more responsibility for settlement activities and require that they hire staff attorneys licensed to practice in multiple jurisdictions, which would increase costs that would be passed on to consumers.