Sentences with phrase «municipal bond income»

Otherwise, buying out of state municipals issued by a state with no income tax would still make the municipal bond income subject to my resident state's income tax.

«Income» for the purposes of the premium assistance tax credit and the FPL is based on modified Adjusted Gross Income (AGI), which means AGI increased by any income not reported due to the foreign earned income or housing cost assistance exclusions, any tax - exempt interest (i.e., municipal bond income), and any Social Security benefits that were otherwise excluded from income.

Now, suddenly, their income, without the Social Security income and the $ 15K municipal bond income, is about $ 64K, way over the $ 32K beginning threshold for calculation for the Social Security income to be taxed (the range is $ 32K to $ 44K).

The broadly touted benefit of using the tax - free municipal bond income during the retirement on the TV commercials may cause your Social Security benefits to be taxed.

Municipal bond income: Municipal bond income can reduce your tax liability since federal income tax excludes municipal bond interest from your income.

Municipal bond income is also usually free from state tax in the state where the bond was issued.

Higher income individuals pay a higher premium based on 2013 AGI plus tax - exempt municipal bond income.

But the tax changes will allow these companies to lower their tax liability on underwriting revenue while maintaining their low rates on investment income thanks to tax - free municipal bond income.

Not exact matches

As Adams advised MDY's owners, municipal bonds provide tax - free earnings, safety, liquidity, and a predictable income stream — all features that nicely complement the investment characteristics of a fast - growth company.

Marianela Collado, CPA and CFP with Tobias Financial Advisors, warned retirees against creating more state taxable income by keeping municipal bonds from a former resident state that would become taxable in the new resident state.

Alternatively, you can invest the same amount into a diversified municipal bond portfolio and pay no taxes and receive tax - free income until the bonds are called or mature.

So, why might you want to invest in municipal bonds to create a tax - free income stream?

Tax risks While municipal bonds can offer attractive effective yields and can be a way to generate tax - free income, they may not be right for investors in every tax bracket or for every type of account.

Tax exemptions In general, the interest you earn from your tax - exempt municipal securities is exempt from federal income tax and in some cases, state or local income tax, depending on whether you are a resident of the state that issued the bond.

Like Fidelity's other municipal bond funds, DMFs offer professional management, diversification, and seek to provide federally tax - exempt income.

Discover five reasons why investing in municipal bonds after the Fed hikes interest rates, and not before, can be a great way to boost investment income.

The trio of ETFs, when they launch, will round out Franklin's bond ETF lineup, which already includes a variety of actively managed fixed - income funds covering short - duration U.S. government debt, municipal bonds and the investment - grade corporate debt.

Although the income from municipal bonds held by a fund is exempt from federal tax, you may owe taxes on any capital gains realized through the fund's trading or through your own redemption of shares.

Like most sectors of the fixed - income market, municipal bonds struggled in the first quarter as yields climbed higher.

2) BusinessWeek, 1979: «Individuals who are not gobbling up hard assets are flocking to money market funds to nail down high rates, or into municipal bonds to escape heavy taxes on inflated incomes.»

Put more tax - efficient investments (low - turnover funds like index funds or ETFs, and municipal bonds, where interest is typically free from federal income tax) in taxable accounts.

In addition to providing a source of income and diversification, the interest income on municipal bonds generally is exempt from federal income tax and may also be exempt from state and local taxes for residents in the state where the bond is issued.

When the municipal bonds then pay off compensation or mature, the trust passes the income on to their shareholders.

Like Fidelity's other municipal bond funds, DMFs offer professional management, diversification, and seek to provide federally tax - exempt monthly income.

Within fixed income, we suggest raising average credit quality, particularly focusing on investments in areas like high - grade corporate and municipal bonds.

Municipal — State Fidelity Arizona Municipal Income Fund (FSAZX) Fidelity ® California Limited Term Tax - Free Bond Fund (FCSTX) Fidelity ® California Municipal Income Fund (FCTFX) Fidelity ® Connecticut Municipal Income Fund (FICNX) Fidelity ® Massachusetts Municipal Income Fund (FDMMX) Fidelity Maryland Municipal Income Fund (SMDMX) Fidelity ® Michigan Municipal Income Fund (FMHTX) Fidelity ® Minnesota Municipal Income Fund (FIMIX) Fidelity ® New Jersey Municipal Income Fund (FNJHX) Fidelity ® New York Municipal Income Fund (FTFMX) Fidelity ® Ohio Municipal Income Fund (FOHFX) Fidelity ® Pennsylvania Municipal Income Fund (FPXTX)

The tax implications of individual bonds are fairly straightforward: If an investor owns bonds that generate taxable income (which covers almost all bonds except for municipal bonds, in general), he or she is taxed on that income in the year it's received.

The yields and risks are generally higher than those offered by government and most municipal bonds, and the income is subject to state and federal taxes.

Municipal - National Fidelity ® Conservative Income Municipal Bond Fund (FCRDX) Fidelity ® Conservative Income Municipal Bond Fund - Institutional Class (FMNDX) Fidelity Tax - Free Bond Fund (FTABX) Fidelity ® Municipal Income Fund (FHIGX) Fidelity ® Intermediate Municipal Income Fund (FLTMX) Fidelity ® Limited Term Municipal Income Fund (FSTFX) Fidelity Municipal Income 2019 Fund (FMCFX) Fidelity Municipal Income 2021 Fund (FOCFX) Fidelity ® Municipal Income 2023 Fund (FCHPX) Fidelity ® Municipal Income 2025 Fund (FIMSX)

Interest income generated by municipal bonds is generally not subject to federal taxes, and may be tax - exempt at the state and local level as well, if the bonds were issued by the state in which you live.

Blackrock Muni Yield Investment Quality (MFT) is a closed end fund that seeks current income exempt from regular Federal income tax through investment in insured investment grade municipal bonds.

Blackrock Muni Holdings Quality (MUS) is a closed end fund that seeks current income exempt from regular Federal income tax through investment in investment grade municipal bonds.

Fidelity ® Strategic Disciplines includes the Breckinridge Intermediate Municipal Strategy, the Fidelity ® Equity - Income Strategy, the Fidelity ® Tax - Managed U.S. Equity Index Strategy, the Fidelity ® Intermediate Municipal Strategy, and the Fidelity Core ® Bond Strategy.

I buy a combination of specific municipal bonds in California because that's where I reside in where I can not pay state income taxes on the dividends, I also have a California municipal Bond fund, and a nationwide muni bond fBond fund, and a nationwide muni bond fbond fund.

Interest income generated by municipal bonds is generally expected to be exempt from federal income taxes and, if the bonds are held by an investor resident in the state of issuance, state and local income taxes.

We are also fortunate that our mentor introduced us to tax free individual municipal bonds to allow us to generate passive income starting in 2010 to prepare for the changes in our company.

MUNICIPAL BOND FUNDS: Invest in bonds whose income is exempt from federal income tax.

Tax laws are subject to change and the preferential tax treatment of municipal bond interest income may be revoked or phased out for investors at certain income levels.

STATE - SPECIFIC BOND FUNDS: Invest in tax - exempt municipal bonds whose income is also exempt from the income tax of a specific state.

In addition, you may be subject to tax on amounts recognized in connection with the sale of municipal bonds, including capital gains and «market discount» taxed at ordinary income rates.

Other strategies include taking distributions from retirement plans before 70 1/2 when the taxpayer is in a lower bracket or investing in municipal bonds in order to receive tax - free interest income.

AGI excludes certain types of income received (e.g., municipal bond interest, most Social Security income) or payments made (e.g., alimony paid, IRA deductions, moving expenses).

I believe adding fixed - income — specifically short - term, tax - free municipal bonds — could improve these results.

interest from municipal bonds as well as distributions from mutual funds that qualify as exempt interest dividends; this income is generally not subject to regular federal income taxes; note that Fidelity reports this information to the IRS, and may be required to report the information to tax authorities in California among other states; the total amount or a portion of tax - exempt income (reported as specified private activity bond interest) must be taken into account when computing the federal Alternative Minimum Tax (AMT) applicable to individuals and may be subject to state and local taxes; you are required to report tax - exempt income on Form 1040, and may be required to report it on your state tax return as well

estimate of annual income from a specific security position over the next rolling 12 months; calculated for U.S. government, corporate, and municipal bonds, and CDs by multiplying the coupon rate by the face value of the security; calculated for common stocks (including ADRs and REITs) and mutual funds using an Indicated Annual Dividend (IAD); calculated for fixed rate bonds (including treasury, agency, GSE, corporate, and municipal bonds), CDs, common stocks, ADRs, REITs, and mutual funds when available; not calculated for preferred stocks, ETFs, ETNs, UITs, international stocks, closed - end funds, and certain types of bonds

Rafael Costas and Sheila Amoroso, Co-Directors, Municipal Bond Department, Franklin Templeton Fixed Income Group ® offer some fresh perspective on ongoing developments in Puerto Rico, including a new Act that was signed into law there.

You may also be subject to tax on amounts recognized in connection with the sale of municipal bonds, including capital gains and «market discount» taxed at ordinary income rates.

A municipal bond fund that seeks to provide after - tax inflation - adjusted returns by using an actively managed inflation hedge while providing income that is typically exempt from federal taxes.

He also works as a Fixed - Income Portfolio Manager on the Financial Reserves Management Team, focusing on maximizing relative - value opportunities in the municipal bond portion of these portfolios.

The minimal dividends from traditional CDs and high - quality Treasury bonds leaves little to be desired when compared to corporate or municipal debt yielding magnitudes of greater income.