Sentences with phrase «mutual insurance companies because»

As a side note, I would point out that we love working with mutual insurance companies because, among other reasons, mutual companies have a great track record of success.

Not exact matches

This works because the fee - only financial planner is compensated by you directly, and not by a third - party annuity, life insurance, or mutual fund company.

Broker - dealers that have «proprietary products, affiliated mutual funds and insurance products,» Reish says, «almost have to go under the best interest contract exemption because they can't really do level fee;... the fees have to be level, not only for the individual advisor but for the BD and all related parties — including the insurance company and mutual fund manager.»

Most mutual fund companies, stock brokers, insurance sales people, and other finance professionals who work on commission push high - cost funds because they make more money on them.

However, this issue will be touched on again below because dividends paid by mutual whole life insurance companies are generally not deemed INCOME but rather a return of premiums.

Because this tax favored environment exclusive to participating whole life insurance policies is a key advantage, you understand why we tend to prefer mutual companies in our best whole life insurance companies list.

A related reason why a mutual life insurance company is preferable is because excess profits are NOT used for purposes that do not benefit the policy holders, such as large executive bonuses AND a conflict could arise if a stock company is concerned.

Northwestern Mutual is the largest mutual life insurance company in the U.S., in part because of its outstanding seMutual is the largest mutual life insurance company in the U.S., in part because of its outstanding semutual life insurance company in the U.S., in part because of its outstanding service.

Most insurance companies, such as Liberty Mutual's Safeco Insurance and Allstate, will not quote custom motorcycle insurance policies online because it is too difficult to determine the value of a chopper via the insurance companies, such as Liberty Mutual's Safeco Insurance and Allstate, will not quote custom motorcycle insurance policies online because it is too difficult to determine the value of a chopper via the Insurance and Allstate, will not quote custom motorcycle insurance policies online because it is too difficult to determine the value of a chopper via the insurance policies online because it is too difficult to determine the value of a chopper via the Internet.

Mutual life insurance companies are preferable when researching the ideal permanent life insurance for infinite banking in our humble opinion because they are owned by the policy holders, rather than the public shareholders.

However, you'll see from our list that we tend to lean heavily in favor of mutual life insurance companies because we simply believe they are the best option for consumers in most cases.

Another reason why a mutual life insurance company is ideal for our purposes is because excess profits are NOT used for purposes that do not benefit the policy holders — for things like large executive bonuses.

If and when you live in a world where everything is set up to do the best things you can for your clients (because you have access to the whole universe of mutual funds, and are not limited to just 22 American Funds and the products of a few life insurance companies), then there's zero reason to even think about using American Funds.

However, because Choice Mutual specializes in final expense and works with many different burial insurance companies, the vast majority of our clients do qualify for these low rates.

The main reason why ULIPs became more popular than mutual funds was because life insurance companies were allowed to pay their agents huge commissions of anywhere between 30 and 40 per cent of the premium in the first year and almost as much in the subsequent years.

State Farm is a mutual insurance company, meaning it is owned only by policyholders, and no shares can be bought from any stock exchange because it isn't listed.

As a mutual insurance company, SBLI is essentially owned by its policyholders — and because of that, policyholders may be eligible to receive dividends.

In addition, because SBLI is a mutual life insurance company, this policy is eligible for dividends — which can be added to the cash component of the policy, or in turn used for purchasing additional amounts of life insurance protection.

Because New York Life is a mutual insurance company, policyholders may be eligible to receive dividends — and while these dividends are not guaranteed, the company has paid them consistently ever since before the Great Depression.

Because Frankenmuth Insurance is a mutual insurance company, this insurer does not have stockholders to contend to — but rather it is owned by its policyInsurance is a mutual insurance company, this insurer does not have stockholders to contend to — but rather it is owned by its policyinsurance company, this insurer does not have stockholders to contend to — but rather it is owned by its policy holders.

Most mutual life term insurance is expensive compared with the term insurance issued by stock companies, but it is considered more flexible and more beneficial because of its convertibility.

Because Assurity Life Insurance Company is a mutual insurer, it has no shareholders or publicly traded stock — and in turn, the company has its mission of serving the interests of its policyhCompany is a mutual insurer, it has no shareholders or publicly traded stock — and in turn, the company has its mission of serving the interests of its policyhcompany has its mission of serving the interests of its policyholders.

Also, because Mutual Trust Life Insurance Company is a mutual insurer, those who own a whole life plan may be eligible to receive dividends (although dividends are not guaranMutual Trust Life Insurance Company is a mutual insurer, those who own a whole life plan may be eligible to receive dividends (although dividends are not guaranmutual insurer, those who own a whole life plan may be eligible to receive dividends (although dividends are not guaranteed).

However, for particular products, such as dividend paying whole life insurance, a mutual company will often be the better choice primarily because the of annual dividends returned to policy holders.

Because of Northwestern Mutual Life Insurance Company's financial strength and stability, this company has been given superior ratings by all of the insurer rating agCompany's financial strength and stability, this company has been given superior ratings by all of the insurer rating agcompany has been given superior ratings by all of the insurer rating agencies.

Because this tax favored environment exclusive to participating whole life insurance policies is a key advantage, you understand why we tend to prefer mutual companies in our top 10 best dividend paying whole life insurance companies list.

However, you'll see from our list that we tend to lean heavily in favor of mutual life insurance companies because we simply believe they are the best option for consumers in most cases.

Another reason why a mutual life insurance company is ideal for our purposes is because excess profits are NOT used for purposes that do not benefit the policy holders — for things like large executive bonuses.

A related reason why a mutual life insurance company is preferable is because excess profits are NOT used for purposes that do not benefit the policy holders, such as large executive bonuses AND a conflict could arise if a stock company is concerned.

Many feel that mutual insurance companies are better because the policyholders» interests align well with what's best for the company, specifically lowering insurance rates and paying out dividends to attract more customers.

Because he feels there are better places to invest your money than with an insurance company, he recommends buying term life insurance which, because it has no cash value component, is cheaper than whole life, and investing the difference in mutualBecause he feels there are better places to invest your money than with an insurance company, he recommends buying term life insurance which, because it has no cash value component, is cheaper than whole life, and investing the difference in mutualbecause it has no cash value component, is cheaper than whole life, and investing the difference in mutual funds.

Depending on what day your birthday falls on when you are applying for life insurance, Mutual of Omaha might offer the best term life insurance policy simply because the company offers rates based on your actual age rather than your life insurance age.

Northwestern Mutual is the largest mutual life insurance company in the U.S., in part because of its outstanding seMutual is the largest mutual life insurance company in the U.S., in part because of its outstanding semutual life insurance company in the U.S., in part because of its outstanding service.