Sentences with phrase «n't access your equity»

Caught between a rock and a hard place, they don't want to lose their home, yet they can't access their equity to deal with their debt.

If you can't access your equity through a traditional mortgage or lender, you could consider a second - tier mortgage lender.

I don't understand how we are supposed to start looking for a place after subject removal (which is 30 days after tomorrow), when we can't access the equity to make a down payment.»

The downside to financing a purchase is that you can not access your equity until you sell or refi.

Not exact matches

The smaller Cboe does have an advantage over CME Group, however, because it's a major player in stock and equity options trading, giving it access to broker - dealers and investors who may not trade on CME.

«Securing a home equity line of credit, but not using it initially, is one way to give yourself easy access to money in case of unemployment or big bills,» said Holden Lewis, research analyst at NerdWallet.

Termination, suspension, or cancellation of these Terms of Service or your access rights to the online services shall not affect any right or relief to which NBCUniversal may be entitled, at law or in equity.

These companies not only benefit from a stable and dynamic equity marketplace, they also gain access to large pension funds, money managers and other institutional investors.

The main drawback to using Quicken Loans is that you won't have access to construction loans or home equity loans (including home equity lines of credit).

Because foreign investors will likely not have access to an ETF tracking the ACWI ex-US index on their local stock exchange, we will instead use the MSCI US and MSCI EAFE equity indices.

If you require access to capital and haven't had luck with traditional lenders, you may want to look into a home equity loan instead.

Ventures with existing equity investors are not eligible and should consider Next Founders, a program for entrepreneurs who have founded early - stage tech companies and are seeking founder development and access to networks to scale their business.

Competition policy (SME focus; need for equity; treat SMEs as «consumers» when dealing with larger businesses - extend unfair terms contracts to small business; need «legal precedents or statutory definitions» as part of unconscionable conduct framework); competition laws (focus on unfair terms and unconscionable behaviour; mention of MMP but not in context of s 46; access - call for broader access; price signalling (not clear)-RRB-; administration

Many here used the phrase «equity not equality» when explaining this to me, a call for access to the same resources and assets that their white counterparts are often born with.

Under Title IX, to achieve gender parity between men's and women's sports, universities and colleges have to meet one of three different requirements: 1) equity in participation opportunities for both men and women; 2) scholarships offered proportionally based on the number of male and female athletes; and 3) comparable overall treatment of women's and men's sports (including but not limited to quality and maintenance of locker rooms and facilities, equipment and supplies, access to practice fields, publicity of teams and events, the quality of coaching, academic tutoring, traveling budgets, etc.).

Queens deserves access to the highest public WiFi speed and can not approve a proposal that does not have a plan to ensure equity and a process for community input.

It's not just equity of access.

The term digital divide was coined in the mid-1990s as a way to describe the gap in equity between those who have access to computers and the Internet and those who do not.

«I leave the program recommitted to the reasons I entered education 17 or 18 years ago to begin with and more recommitted to my goal to provide opportunities to children,» he says, noting that striving for equity for children from underrepresented communities or communities that have not had access to higher education is at the heart of everything he does.

Equity, access, and excellence are not buzz words, but they are words that define my approach to this work.

To ensure equity of access, choice schools should not be allowed to use their own admissions criteria but should be required to take all applicants or admit by lottery.

Micro-schools do not typically focus on basic literacy and numeracy, which does not bode well for democratizing access, as both scaling and equity require accepting students with a broad range of experiences and incoming abilities.

Our new GreatSchools Summary Rating offers expanded information about important aspects of school quality — including student access to advanced courses, student progress information, and equity data to help parents see whether or not all students are being served similarly — that parents across the country can use to support their children's education and take action to improve their local schools.

Widespread attention to the standards increases equity of access to a high - quality education for every student, not just for those lucky enough to attend schools in more advantaged communities.

Dr Becky Allen, Director of Education Datalab, said: «There are many benefits to giving parents a choice over where their child is educated, but our new research shows that that there is not equity in access to many primary schools, either because higher - income families are advantaged in their ability to exercise choice or because their admissions criteria favour certain pupils.»

It is in this vein that we submit these comments, which are not intended to reflect the entirety of our concerns with the proposed regulations, but rather to illustrate where they impede progress toward ESSA's overall goal: to provide states with maximum flexibility while ensuring a focus on improving performance, equity and access, and improvement for all students.

Looking forward, we will do whatever it takes to authorize great schools, ensure access and equity for every child, grow what works, and replace what does not.»

Technology alone will not improve academic achievement, but when used as a part of a comprehensive school improvement approach it will empower students to take a greater role in their own learning and will provide equity in access to quality instructional resources.

Through clear expectations, quality authorizing, a focus on equity and access, and an accountability system that grows what works and improves or replaces what doesn't, we can ensure that once families make their choice, it's a good one that will put their children on the path to success in college and career.

Equity means that children receive what they need to thrive as learners and leaders, and that their race, culture, and other characteristics of their identity do not prevent access to opportunities and resources.

In a subsequent article, the Sacramento Bee featured Aguilar saying that the way to increase equity and access in the district's special programs is not through lowering the standards of admittance into HISP for students of color.

Going to scale to provide equitable access to quality arts learning is a challenge even under ideal circumstances, but when faced with incomplete data about local access to arts learning, organizations can not make informed strategic decisions to address equity.

Last but not least, the report presents a number of policy - relevant recommendations to enhance teacher professionalism and equity in access to high - quality teaching in OECD member countries.

«Rigorous standards are definitely something all students haven't been accessing before,» said Jeannette LaFors, director of Equity Initiatives at the Education Trust - West.

This is not based on incompetence, but on a fundamental disdain for the historic role of the federal government in ensuring access and equity to public education for all children.

The two issues cited most often were equity concerns about lack of Internet access at home and the fear of teachers not wanting to go digital, including teachers not comfortable or effective with digital learning.

Keep in mind that you won't be able to access all the equity in your home with a reverse mortgage.

Access to Allpoint Network is not available for Health Savings Account cards or Home Equity Line Access cards.

If you aren't a qualified investor who has access to the full range of investments ordinary mortals are denied — private limited partnerships (hedge funds, private equity, commodity funds, etc), what can you do?

Reverse mortgages do not require monthly payments and do not become due until the last borrower no longer occupies the home as their primary residence or fails to meet the loan obligations.5 Retirees may be able to improve their monthly cash flow and live a more comfortable lifestyle, by using a reverse mortgage to pay off their home or simply access their home equity to supplement their retirement income.

In this respect, a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types of financing: although the borrower is not required to make any monthly mortgage payments1, reverse mortgage interest rates impact the amount of equity the borrower can access and the interest that will accrue on the loan baEquity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types of financing: although the borrower is not required to make any monthly mortgage payments1, reverse mortgage interest rates impact the amount of equity the borrower can access and the interest that will accrue on the loan baequity the borrower can access and the interest that will accrue on the loan balance.

Unlike a traditional mortgage, home equity loan, or home equity line of credit (HELOC), a reverse mortgage allows senior homeowners to access a portion of their equity without ever having to make a monthly mortgage payment.3 The loan proceeds are not taxed as income, or otherwise, 4 and do not become due until the last borrower or qualifying non-borrowing spouse no longer occupies the home as their primary residence.3

Retired or not, if you're 62 years of age or older you can access that equity through a reverse mortgage.

What's even more frustrating is that, even as many seniors struggle to make their monthly bills, they're not accessing a substantial investment - the equity they've built up in their homes.

With this kind of home equity loan, you may access a portion of your equity, and also enjoy one benefit that the other two options can not offer: no monthly mortgage payments.

Whether you're aware of it or not, when you started investing you performed something called «asset allocation» — you came up with a mix of equities and fixed income, depending on a number of factors, including when you'll need to access your money, and your tolerance for risk.

Last year 4,343 Texas homeowners tapped into their home equity using a reverse mortgage loan.3 Unlike a traditional mortgage, a reverse mortgage allows senior homeowners to access a portion of their equity without ever having to make a monthly mortgage payment.4 The loan proceeds are not taxed as income, or otherwise, 5 and do not become due until the last borrower or qualifying non-borrowing spouse no longer occupies the home as their primary residence.

Despite economic upheaval and forward mortgage lending issues, reverse mortgages have continued to grow as a safe, government - insured loan allowing seniors to access a portion of the equity in their homes while not having to make a monthly mortgage payment.

The TAVF approach is the same as that followed by private companies not seeking access to public markets for equities; businessmen seeking favorable tax attributes so that they can create wealth on a tax - sheltered basis; most creditors; and all investors who seek in the management of their own portfolios to maximize total return, rather than just invest for interest income and dividend income.

Promoting common stocks is probably not a good use of management time unless the company is in need of reasonably regular access to capital markets, especially equity markets.