Sentences with phrase «n't change from year to year»

While we've updated this renters insurance guide for 2018, the answer doesn't change from year to year.

Fixed interest rates will not change from year to year, but variable interest rates will fluctuate based on the LIBOR index.

Not exact matches

The two CEOs hope that the changes resulting from the merger will be implemented over the next couple of years, creating a «dramatic change» for consumers in which the store will be «not just about products, but also service offerings that can help people on their path to better health.»

The Republican Party's fast journey from debating how to combat human - caused climate change to arguing that it does not exist is a story of big political money, Democratic hubris in the Obama years and a partisan chasm that grew over nine years like a crack in the Antarctic shelf, favouring extreme positions and uncompromising rhetoric over co-operation and conciliation.

What is not yet clear is whether Trump plans to initiate a formal withdrawal from the Paris accord, which under the terms of the agreement could take three years, or exit the underlying U.N. climate change treaty on which the accord was based.

Like Amazon, they've learned to execute their strategy on the basis of what won't change over the next 10 years — children playing and learning from compelling block toys — as opposed to what will change.

If you have been impacted and don't take action (like changing your password and monitoring other sites you frequent), that information can be used for everything from identity theft to more serious forms of harassment — and continue to unfold years later as information gets sold and resold.

You know, if you build a plant here, 50 years from now it's still going to be yours; you're not going to have a change of regime.

Indeed, when one ponders the changes that the global economy has had to digest over the past 25 years, from the fall of the Iron Curtain to the flowering of the Internet - based economy to the entrance of 1.3 billion Chinese into the labor force, it would be surprising if the effects weren't felt by American workers.

«We don't want to have a situation where nothing changes and 20 years from now 42 % of the workforce is out of a job.»

And you can't change treatment from year to year.

Many experts don't expect that the world will adopt Level 4 autonomy — the ability to summon a car that goes from point A to point B without human interference — for 25 years, or a full generational change.

Even if the marketing landscape doesn't change all that much from one year to the next, it's still vital to refresh a business's marketing plan each year.

Viacom also said that the bonus paid to its CEO Philippe Dauman declined 30 % to $ 14 million in fiscal 2015, while his contractually provided salary of $ 4 million and an annual equity award worth $ 18.9 million were not much changed from the prior year.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

While the Financial Times reported Tuesday that BuzzFeed had cut its 2016 revenue goals in half, from $ 500 million to $ 250 million, Lerer says the company's board hasn't changed its forecast for this year.

These things don't change a ton from year to year — there's a shortfall out there in a few decades and the fixes for it are known — which is not to say they're easy.

So, for you, what changed from the 2014 post where you «absolutely plan to have PC manage at least $ 100,000 to start this year and go from there» to the 2017 reply of not letting them invest your money?

[01:10] Introduction [02:45] James welcomes Tony to the podcast [03:35] Tony's leap year birthday [04:15] Unshakeable delivers the specific facts you need to know [04:45] What James learned from Unshakeable [05:25] Most people panic when the stock market drops [05:45] Getting rid of your fear of investing [06:15] Last January was the worst opening, but it was a correction [06:45] You are losing money when you sell on corrections [06:55] Bear markets come every 5 years on average [07:10] The greatest opportunity for a millennial [07:40] Waiting for corrections to invest [08:05] Warren Buffet's advice for investors [08:55] If you miss the top 10 trading days a year... [09:25] Three different investor scenarios over a 20 year period [10:40] The best trading days come after the worst [11:45] Investing in the current world [12:05] What Clinton and Bush think of the current situation [12:45] The office is far bigger than the occupant [13:35] Information helps reduce fear [14:25] James's story of the billionaire upset over another's wealth [14:45] What money really is [15:05] The story of Adolphe Merkle [16:05] The story of Chuck Feeney [16:55] The importance of the right mindset [17:15] What fuels Tony [19:15] Find something you care about more than yourself [20:25] Make your mission to surround yourself with the right people [21:25] Suffering made Tony hungry for more [23:25] By feeding his mind, Tony found strength [24:15] Great ideas don't interrupt you, you have to pursue them [25:05] Never - ending hunger is what matters [25:25] Richard Branson is the epitome of hunger and drive [25:40] Hunger is the common denominator [26:30] What you can do starting right now [26:55] Success leaves clues [28:10] What it means to take massive action [28:30] Taking action commits you to following through [29:40] If you do nothing you'll learn nothing [30:20] There must be an emotional purpose behind what you're doing [30:40] How does Tony ignite creativity in his own life [32:00] «How is not as important as «why» [32:40] What and why unleash the psyche [33:25] Breaking the habit of focusing on «how» [35:50] Deep Practice [35:10] Your desired outcome will determine your action [36:00] The difference between «what» and «why» [37:00] Learning how to chunk and group [37:40] Don't mistake movement for achievement [38:30] Tony doesn't negotiate with his mind [39:30] Change your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom foChange your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom fochange your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom for you?

Inadequate flood protection infrastructure, which right now might not contain high tides in El Nino years; Lack of action on annual sediment removal from spring freshets, which each year move over 30 million m3 of sediment and leave about 3 million m3 of silt in the navigation and secondary channels of the lower reaches; and, By the end of this century sea levels at the mouth of the river could potentially rise more than one meter due to climate change overtopping the diking system.

We caution you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the credit markets, supply and demand changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in our Annual Report on 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any of which could cause actual results to differ materially from those expressed in or implied in this presentation.

But unless you refinance again, you can't just change your refinanced loan term from 10 to 20 years.

Under the proposed changes announced by the Minister of Finance, EI premium rates are not allowed to increase / decrease by more than 10 % per $ 100 of insurable earnings from any year to the next.

[05:50] Do it for passion, not for money [06:10] The importance of innovation and marketing [06:30] Start with a mission and finding how to add value [06:50] Joe Gebbia's trajectory over a decade [07:10] Culture is the ultimate element to building your brand [07:40] Namale Resort [08:00] Finding a way to do more for others than anyone else [08:45] The beauty of competition [09:15] Don't just advertise, become the expert [09:25] Value - added marketing [09:40] It takes 16 impressions to inspire buying behavior [10:10] Do something where marketing isn't marketing [10:30] The 17 - year old kid in real estate [11:35] Find a way to stand out from the crowd — the trash strike example [14:10] Authenticity plays a critical role [16:00] Building reciprocity with your customers [17:00] Double the value you add [17:20] Bringing innovation and marketing to the forefront [18:35] Innovation can mean raising your price [18:55] What innovation really means [19:25] Changing the way something is perceived [20:55] The man who was copying Tony constantly [22:00] Does change happen in a second?

However, if the ordinary shares or ADSs are treated as traded on an «established securities market» and you are either a cash basis taxpayer or an accrual basis taxpayer that has made a special election (which must be applied consistently from year to year and can not be changed without the consent of the IRS), you will determine the U.S. dollar value of the amount realized in a non U.S. dollar currency by translating the amount received at the spot rate of exchange on the settlement date of the sale.

Despite the $ 30 billion inheritance that Accenture predicts will transfer from Baby Boomers to millennials in the upcoming years, 57 % said that the money won't change their spending habits.

If Mr. Parker did not know, she said, «it negates the times over the years my peers and I sought support and counsel from the people we were told we could trust to bring about change.»

And one major financial services institution told customers that it was making a major shift in focus from being a financial retailer to a financial adviser, but, a year later, research showed that the customer experience with the company had not changed.

Your tolerance for risk is likely higher and you don't have to worry about big changes in stock values from one year to the next.

But lackluster spending data may change: It is hard for us to believe the big increases in employment over the past year, together with rises in aggregate wages and the extra disposable income accumulated from the big drop in gas prices, will not translate into increased consumer spending.

They were carried over from 2015 with no changes, because the Department of Housing and Urban Development (HUD) felt that home prices in these counties did not rise enough from year to year to warrant higher loan limits.

We caution you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the credit markets, supply and demand changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in the Information Statement filed as an exhibit to our Annual Report on Form 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any of which could cause actual results to differ materially from those expressed in or implied in this presentation.

«Americans might also be feeling as though their employer match — or lack of — is not enough to make it worth it to open an account, as well the growing trend of changing jobs every couple years and not wanting to deal with rolling over funds from one account to another,» Bonner said.

Building on our 2015 decision to not sell modern sporting rifles, we announced important changes today: - Raising the age for purchase of firearms and ammunition from 18 to 21 years old - Removing online items resembling assault - style rifles See details https://t.co/K7wnc0XEwK

Most of this year's Super Bowl advertisers have not shifted consumer perception in any statistically significant way in the past 30 days, although that is likely to change after Sunday's game — if results from prior years repeat themselves.

Short Shelf Life: the analyses were only as fresh as the last engagement, and since the «proprietary» formulas could change from year to year, clients might not always have the most up - to - date analysis.

The Fed is expected to continue its policy of hiking rates but the incoming data from the US does not ssupport any accelerated rate hikes as yet and with the 3 rate hikes for the year already priced into the markets, we do not expect any major changes in the gold prices if and when the rate hikes do happen.

Zubair Iqbal — who retired from the International Monetary Fund in 2007 after 35 years — said the situation has not yet become problematic enough to change the strategies of sovereign wealth and other government - linked funds.

Real EFFR plotted with one - year percent changes in investment (not shown) from 1954 to 2016 reveals a small and weak positive relationship between rates and investment — the reverse of the standard assumption.

She didn't shrink from questions Sunday about a new sexual education curriculum for elementary schools, saying she intends to revamp it nearly three years after some controversial changes forced Premier Dalton McGuinty to put it on hold.

A few years ago I had to change myself b / c as this guy in the story stated «he was a christian» but not a very good one... I know exactly where he is coming from.

We are nearly 2000 years out from the New Testament — nearly as so much of the NT was written SO long after the fact — and society has continued to change.

Further, given the constantly changing goal - posts of a politics immersed in the emotivist chaos of competing psychological identities and subjective personal rights, why on earth would anyone now want to pursue a career that in five, ten, or fifteen years might be torn from them simply because somebody somewhere finds a right to goodness - knows - what in the Constitution — even, as in this case, when their job does not actually require them to be involved in said goodness - knows - what?

The frequency of extreme events has either not changed or has decreased in the 150 years that CO2 levels have increased from 270 to 390 ppm.

everything is made up of atoms (don't believe me do some research) its the different variables of heat and light and things like that that cause different reactions to make different things and these things when they interact can create something completely different and you and slowly the process of mitosis or miosis starts to work and form stuff hell i learnt that in high school and it was a catholic one at that a millions of years ago i bet the universe was completely different and had things in it that our minds cant even imagine that have since changed over time from action and reaction to what we have today and in another million years who knows with all the different gases we pump into the air and the weather getting more intense on both ends of the scale life as we know it will be different the human race will have to evolve to survive and will probibly form into a slightly different species hell maybe well evolve into 2 different species like in the movie time machine

When you first started attending a church, in the beginning it is great, great fellowship, great conversation and then maybe a year or could be even months later it seems like something underneath changes, the closeness and conversation move from intimate personal conversation to surface conversation and I notice distractions in their eyes and individuals don't seem to have a real care or concern.

... yeah suzy and others... I just happen to realize that when monkey devolving didn't quite work out on paper it all changed to single cells and from the slime off of the worlds garbage can and so on... I just happen to know more than you think... In another ten or twenty years the science books will all have a new teaching... the Bible has been around and hasn't changed one word in over two thousnad years..

I gave up believing he would save me from my lust and my resulting sins after I had dealt with it for many years, sometimes wanting to change and other times not.

In fact, the epiphany that came to me on the day over six years ago when I chose to quit drinking was that all my crying to God to help me quit wasn't going to work — because in that moment I was confronted by the awareness that I had to choose whether to quit or not, that there was no heavenly big daddy waiting in the wings to help me do so, that my choice to not drink would not change the fact that I have come from a family of alcoholics and other addictions that may have a genetic component.

While the basic structure and words of the core components of the liturgy do not change from Sunday to Sunday, there are changes in other texts, particularly the various readings from Holy Scripture appointed for every Sunday and festival day, that give the various times in the Church Year their unique emphases and nuances.