When looking for fixer - uppers, look for things you can't change such as location and square footage, says Drew.
Not exact matches
That section laid out that a
change in accounting rules now required Alphabet to include the
change in value of any shares it owned in private companies,
such as Uber, in its profits even if just held onto to its stake and didn't buy or sell any more shares.
Important factors that could cause actual results to differ materially from those reflected in
such forward - looking statements and that should be considered in evaluating our outlook include, but are
not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any
changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones
such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by
such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws,
such as U.S. export control laws and U.S. and foreign anti-bribery laws
such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of
changes in tax law,
such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of
such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may
not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such statements are based on management's current views and assumptions that could ultimately prove inaccurate and are subject to risk factors such as (but not limited to) changes in raw materials prices, currency fluctuations, the pace at which cost - reduction projects are implemented and changes in general economic and financial conditi
Such statements are based on management's current views and assumptions that could ultimately prove inaccurate and are subject to risk factors
such as (but not limited to) changes in raw materials prices, currency fluctuations, the pace at which cost - reduction projects are implemented and changes in general economic and financial conditi
such as (but
not limited to)
changes in raw materials prices, currency fluctuations, the pace at which cost - reduction projects are implemented and
changes in general economic and financial conditions.
In the states of California, Connecticut, New York, Rhode Island and West Virginia, employers are
not allowed to record sounds, voices or videos for monitoring purposes in areas designated for comfort, health and security of the employees
such as restrooms, locker rooms and
changing rooms.
From electric cars that can drive themselves to modernized public transport
such as the Hyperloop to human - sized drones and hover boards (real ones,
not those silly two - wheeled contraptions that catch on fire), we are entering an era of potentially dramatic
change on the transportation front.
A Republican National Convention delegate screams
as the Chair announces that the convention will
not hold a roll - call vote on the Republican National Convention Rules Committee's report and rules
changes and rejects the efforts of anti-Trump forces to hold
such a vote.
Measures
such as quotas that force placement of a higher number of women into leadership may provide rapid results, but may
not do much to help get rid of the bias, and won't
change a company's culture.
It wasn't immediately clear how much of the
change reflected confidence that the tax - cut legislation moving through Congress will boost growth, or other factors
such as pickups in business spending and global growth.
The Pentagon contested that report, saying in March that overarching guidelines about
such strikes had
not changed, even
as US personnel were being embedded at lower levels within Iraqi Security Forces units and appeared to be closer to direct combat.
One thing that hasn't
changed is the payment mix, which still skews heavily toward «other» — non-salary payments
such as cash bonuses, share and options awards, pension contributions and other compensation.
«Some of the heroes of today's would - be entrepreneurs,
such as Steve Jobs, Bill Gates and Michael Dell did
not have business plans in hand when they embarked on ventures that
changed the world,» the study noted.
Being able to roll up our own sleeves and help out certainly creates a narrative of optimism, where climate
change isn't
such a big problem that we just want to run and hide from it, burying our heads in the sand (
as the sea level rises).
Around 90 jobs in research and support will go
as part of the
change, while around 85 in other roles
such as trading will
not be affected.
Not only should you
change your passwords at least every 90 days, you should never share password information with anyone (
such as a spouse) by email or text, only in person or over the phone.
Technologies like 3 - D printing and production concepts
such as mass customization are allowing the kinds of
changes in manufacturing
not seen since the industrial revolution.
And while it's clear the Liberals hope to use their tax
changes as a sort of parable for the standing - up - for - ordinary - workers part of their broader discourse — a centre - left populism that Trudeau believes other like - minded leaders,
such as Hillary Clinton, forgot to defend, to their peril — the specific tax
changes in question didn't appear on the Liberals» radar because the current arrangements are unfair.
And while organizational
change doesn't need to happen in
such rapid succession
as in urban combat for example, adaptability is key for success.
Our GAAP diluted EPS guidance does
not include the effect of GAAP adjustments triggered by events that may occur subsequent to this press release
such as acquisitions, asset impairments, litigation and
changes in the fair value of our contingent consideration.
If my capital market expectations are for a good bond market and a weak stock market in the next year (
such as this year), I don't necessarily want to
change any of the stocks or bonds that I hold.
Stumptown made the decision to
not expand into ancillary offerings
such as T - shirts to avoid
changing its image
as a coffee - first company.
While recent
changes to securities law permit companies to raise money from small investors through Kickstarter - style projects, the SEC noted the «DAO» project did
not comply with formalities for doing so,
such as registering
as a broker - dealer or registering the website with regulators.
When our envy is rooted in things we can
not change about ourselves,
such as a difficult childhood, a traumatic event, or certain health conditions and disabilities, using envy to motivate self - improvement is more likely to dig us deeper into frustration and self - blame.
Also, more controversial provisions —
such as requirements to execute enforceable written contracts under the Best Interest Contract and Principal Transactions Exemption, and
changes to PTE 84 - 24 (other than the addition of the Impartial Conduct Standards)-- are
not applicable until January 1, 2018, while the Department is honoring the President's directive to take a hard look at any potential undue burdens and decides whether to make significant revisions.
But
not even monetary policy was designed to deal with
changes in the relative prices of commodities,
such as oil.
Sevigny said
as social media continues to increase its presence with public commentary on matters
such as Question Period — which doesn't just rely on mainstream media for coverage anymore in a sea of tweets — it may lead to a
change in behaviour of MPs
as they attempt to come across in a warmer light to a broader reporting audience.
Not everyone will benefit: now that Republicans have swept the US government for the first time since 1928, it means Obamacare is over - just a matter of time - and Affordable Care Act - vulnerable stocks
such as Universal Health Services, AmSurg and Mednax will likely plunge; on the other hand pure pharma stocks like MCK and ABC will benefit
as rhetoric on drug pricing will diminish significantly, leading to more stable earnings if / when
changes in drug pricing become more stable.
This charge does
not include any fixed costs that do
not change based on usage,
such as pilots» and other employees» salaries, home hanger expenses, and general taxes and insurance.
Mutual funds
such as Fidelity that own Uber shares have
not changed their own internal valuations of its stock,
as they disclosed in new filings this week.
A number of operational features were required to implement
such an overnight reverse repo, or ON RRP, facility: It would need same - day settlement; 16 the operation would need to be run predictably, every day, and
as late in the day
as possible, to give lenders time to bargain with other counterparties using the outside option of investing with the Federal Reserve; 17 an appropriate spread below IOR would be required to ensure that the facility neither induced large
changes in the structure of money markets nor lost the ability to support interest rate control; 18 and the operations would need enough unused capacity that lenders could credibly propose to leave borrowers that did
not offer an adequate interest rate.19
Unfortunately, budget forecasts do
not provide a breakdown of the various components of nominal GDP,
such as wages and salaries, corporate profits, interest income, etc., so it is difficult to properly assess the impact of
changes in the economic forecast to
changes in the major components of budgetary revenues.
As a self - described «adventure junkie,» Yanik has found that his own life - changing experiences such as running with the bulls, flying MiG jets, HALO skydiving, exotic car rallies and Zero - Gravity flights have not expanded his limits but also led to breakthroughs in ideas, focus and business thinkin
As a self - described «adventure junkie,» Yanik has found that his own life -
changing experiences
such as running with the bulls, flying MiG jets, HALO skydiving, exotic car rallies and Zero - Gravity flights have not expanded his limits but also led to breakthroughs in ideas, focus and business thinkin
as running with the bulls, flying MiG jets, HALO skydiving, exotic car rallies and Zero - Gravity flights have
not expanded his limits but also led to breakthroughs in ideas, focus and business thinking.
The FOMC's annoucement after their meeting on Wednesday affirmed the Fed's QE3 policy, offering no
changes, while stating, «If the outlook for the labor market does
not improve substantially, the Committee will continue its purchases of agency mortgage - backed securities, undertake additional asset purchases, and employ its other policy tools
as appropriate until
such improvement is achieved in a context of price stability.»
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
Such risks and uncertainties include, but are
not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of
such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or
changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs
such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger
as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses
as a result of uncertainty surrounding the proposed Merger;
as well
as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com
as well
as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Remember that signing up for a repayment plan
such as IBR does
not mean you have to stick with it forever; you can always reevaluate in a few years if your financial situation
changes.
Power
not only can
change how your brain works, you're also susceptible to the same irrational cognitive biases,
such as confirmation bias,
as everyone else.
A few notable
changes would increase the child tax credit from $ 1,000 to an unspecified amount and create a new $ 500 tax credit for dependents,
such as the elderly, who aren't children.
As a result of
changes to the tax laws, we expect that equity awards granted or other compensation provided under arrangements entered into or materially modified on or after November 2, 2017 generally will
not be deductible to the extent they result in compensation to certain of our named executive officers for or after 2017 that exceeds $ 1 million in any one year for any
such officer.
I'm referring to statements
such as the conditional commitment we made in 2009 — when we pledged to keep the key policy rate unchanged for a year
as long
as the outlook for inflation didn't
change.
Of course, following through on this expectation is conditional on the economy unfolding about
as expected, and that unexpected events
such as a trade war or a substantial
change in the geopolitical situation do
not surprise on the downside.
Despite some hemming and hawing, the plan revealed by the House would
not make
changes to popular retirement planning programs
such as 401 (k) s and Roth IRAs.
What you may
not have realized is that it is
not bitcoin that will
change our lives, but other applications of blockchain technology in areas
such as payments, contracts and the provision of government services.
A recognition that the costs of climate
change policy can
not be shuffled off to hate - objects
such as oil companies and Albertans.
As with most
such things, culture is one of a company's most powerful assets right until it isn't: the same underlying assumptions that permit an organization to scale massively constrain the ability of that same organization to
change direction.
The typical economic reports
such as the consumer price index, GDP growth, Tankan index, and so on, are also considered potent drivers of the EUR / JPY cross, but they don't reach the degree of consideration accredited to stock market
changes and the Bank of Japan decisions.
That meeting, however, did
not go happily
as the premier is accusing the PM of
changing the rules unilaterally regarding their agreed - upon compensation for fish processing losses under the EU trade agreement in
such a way that the province will never see those funds.
If you don't have other types of installment loans accounts,
such as a mortgage or a car loan, your credit mix will
change.
Comey detailed in the memos that he didn't want to do this, because the status of the probe could
change (
as it ultimately did), and he wanted to avoid having to publicly confirm
such a
change later.
These
changes are
not significantly affected by economic developments, with the exception of
changes in the interest rate forecast on federal employees» future benefits,
such as pensions, death benefits, etc..
The irony continues with the feting of Okotoks
as the greenest community in Canada by
such pundits
as Prime Minister Stephen Harper and CBC's Peter Mansbridge at the same time the «rurban» community sits in the chosen provincial riding of Wildrose leader Danielle Smith — a right wing student of the climate -
change - denying Fraser Institute and cheerful avower that global warming science is «
not settled.»