Sentences with phrase «n't hold rates»

«If the client comes to us (beforehand) we let them know that obviously we can't hold rates for that amount of time but if they can be pre-approved we usually tell them to keep their credit up because it's obviously based on credit being in good standing,» he said.

Not exact matches

But for decades, that hasn't been the case for the U.S.: A worldwide glut of savings from Chinese, Japanese, and other overseas investors holds our rates in check.

And so what Marks is saying is that it does not matter if your portfolio holds a bunch of, say, «AAA» - rated corporate bonds and highly - rated government bonds like US Treasuries, which are, in theory, highly liquid assets.

While it's not as generous as taking the grant approach, it does eliminate the tax burden on the employee and it means any gains are taxed at a long - term rate depending on the holding period.

Furthermore, tying the minimum wage to average wages or realized inflation rates is counterproductive if you believe higher minimum wages are stimulative (I do not, but I should hold out the possibility that I may be wrong).

Although he did not disclose details, Treasury Secretary Steven Mnuchin said Monday the lower tax rates would generate so much economic growth that it would hold the deficit in check.

«Pension plans since the financial crisis have been in pretty rough shape because interest rates were held down by all the — I won't call it manipulation — but all the activities by the central banks to keep interest rates low and to spread growth,» he says.

Back in December, the Fed said it would hold the target short - term rate steady at least until unemployment had dropped to 6.5 %, assuming inflation didn't rise past 2.5 %.

But when the luggage retailer doesn't pay state sales tax, the employment provider doesn't pay minimum wage, the renter doesn't hold the lease, and the sedan driver doesn't charge a fixed rate?

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

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And using offshore accounts or holding companys aren't particularly effective methods for shielding income for tax purposes (since offshore accounts are subject to a whole whack of anti-avoidance rules and holding companys are typically subject to more or less the same tax rate as people in the top marginal tax bracket - the Tax Act has tightened up a lot since the 1960s so there really aren't that many «loopholes»).

President Donald Trump loves to feud over ratings and didn't hold back on the record low viewership for Sunday's Oscars.

The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.

You acknowledge and agree that Moody's credit ratings: (i) are current opinions of the future relative creditworthiness of securities and address no other risk; and (ii) are not statements of current or historical fact or recommendations to purchase, hold or sell particular securities.

Hudson Square Research analyst Daniel Ernst downgraded his rating on Groupon to «hold» from «buy» as a result of those concerns — not even because of the third - quarter miss.

The fund is referred to as «aggressive» because the composition of the fund does not necessarily reflect the composition of its benchmark index: it may invest in preferred shares issued by Split Share Corporations, for instance, and is not required to hold such classes of shares as floating rate issues, which are expected to underperform for the foreseeable future.

If you plan to hold to maturity you have to be willing to forego the possibility of higher yields assuming rates rise, but then again you don't get dinged on the lower price of the security.

The market not only needs multiple voices analyzing mutual funds, but also holdings - based research that offers an alternative to Morningstar's backward - looking ratings.

With a reasonably low turnover rate of 33 %, this fund isn't frantically and frequently rejiggering its holdings, as many funds do.

Since bank reserves held at the Fed are far above their historical levels, marginally raising or lowering reserves — which is how the Fed hits its funds rate target (ffr)-- don't move the ffr the way they used to.

Bank of Canada hits pause: Interest rates in Canada are seen on hold at least until July, if not until next year, as a data - dependent central bank awaits more hawkish data.

Also, MEFA's eligibility requirements for student loan refinancing do not include having completed a degree, so borrowers who have put school on hold and are repaying their loans may be able to refinance into lower rates with MEFA — or at the very least, into a longer loan term and therefore lower monthly payments.

Most alarming may be his admission that sensible fund managers do not pay attention to buy / sell / hold ratings yet plenty of less sophisticated investors take the headlines seriously.

Cash yields are much lower today than they were back then so it's not exactly the same environment but if / when rates do eventually rise cash will actually be a decent holding.

Precious and Industrial Metals Inflation concerns, geopolitical tensions and interest - rate levels, especially real yields, contributed to a 1.7 % rise in the spot price of gold (to US$ 1,325 per troy ounce), as did swings in the US dollar.1 Gold prices traded within the US$ 1,305 — 1,360 range throughout the period, reached 18 - month highs in March and capped their third straight quarterly gain, a feat not seen since 2011.1 Haven demand was a key support as exchange - traded gold holdings of 2,269 metric tons (mt) neared a five - year high.1 The Fed is widely expected to boost borrowing costs, and investors have been carefully watching the central bank's statements to see whether it targets more rate increases in 2018 than previously projected.

When we're looking at a business, we're looking at holding it forever, so we don't assume rates will always be this low.»

These are «hold forever» positions that I will not exit in a rising rate environment.

Schwab Equity Ratings and the general buy / hold / sell guidance are not personal recommendations for any particular investor or client and do not take into account the financial, investment or other objectives or needs of, and may not be suitable for, any particular investor or client.

Ratings by S&P and Fitch apply to the credit quality of a portfolio and are not a recommendation to buy, sell or hold securities of a fund, are subject to change, and do not remove market risks associated with investments in the fund.

Policy rate normalization should not only be borne well by the economy, but it may actually hold a positive impact.

This hypothetical illustration assumes the investor met the holding requirement for long - term capital gains tax rates (longer than one year), the gains were taxed at the current maximum federal rate of 23.8 %, and the loss was not disallowed for tax purposes due to a wash sale, related party sale, or other reason.

It is not surprising then, that my two top - rated Consumer Staples ETFs, Vanguard Consumer Staples ETF (VDC) and Consumer Staples Select Sector SPDR (XLP) allocate over 7 % of their holdings to WMT and are rated 4 - star or Attractive funds.

Holding a lower yielding stock with a higher growth rate will at some point provide higher returns assuming the growth rates don't change.

Netflix increased its subscription rates in October 2017, but that did not hold back the streaming service from booking a record - breaking quarter.

Banks wouldn't lend out funds at lower rates than what they can earn from holding reserves with us.

In other words, the Volatility Realtime Ratings assume that investors value low volatility in potential investments, an assumption that might not always hold true (more on this below).

In fact, if you don't hold bonds to maturity, you may experience similar interest - rate risk as a comparable - duration bond fund.

As usual, we need not make specific interest rate forecasts - the fact that prevailing valuations and market action are unfavorable is sufficient to hold the Strategic Total Return Fund to a relatively muted duration of about 2 years, largely in Treasury inflation - protected securities.

And «forever» is not a meaningful answer to that question, because standard New Keynesian models (and the Bank is New Keynesian) tell us that monetary systems will either explode or implode if the central bank holds the nominal interest rate constant forever.

Therefore, investors should be sure that they assess the holdings of any Financial sector ETF to ensure it is not too heavily weighted in Neutral - or - worse - rated stocks.

Even though the Vanguard ETF holds plenty of dividend stocks in areas that aren't rate - sensitive or can even benefit from rising rates, many of the dividend - paying giants in its portfolio were among those stocks that led the market to the downside.

It is that rate of return, not the isolated trough - to - peak or peak - to - trough rates, that a buy - and - hold investor has typically achieved.

The S&P 500 had its biggest weekly gain since April in the period ended Friday after the Federal Reserve signaled it won't be raising rates quickly as officials hold out for more decisive evidence of an economic rebound.

With interest rates being so low, investors holding bonds in a diversified portfolio know that the next forty years can not look as bright as the last forty years.

I wouldn't recommend holding them outside a tax wrapper, especially if you are ever likely to be a higher rate tax payer with a tax - free savings allowance of just # 500.

The nationwide analysis, released Thursday by California's insurance exchange, said repeal of the Affordable Care Act's «individual mandate» to hold insurance is the main driver, jacking up rates by 7 percent to 15 percent in 2019 and up to 10 percent in the following two years, as younger and / or healthier people decide not to get coverage.

The market expects more investors to access the Indonesian market if the speculation of rating upgrade becomes materialized, particularly for those who have not been holding Indonesia bonds for rating reasons.

The minutes go on to state that the stock drop was not a primary factor behind the Fed's widely anticipated decision to keep its interest rate target on hold.

The IMF has called on the United States to put any interest rate increase on hold so as not to worsen the still extremely weak economic situation in Europe and developing countries, notably China.