Sentences with phrase «n't keep your assets»

Not exact matches

Porter tells potential clients that he focuses on not guessing the market by buying index funds that buy broad swaths of the market; keeping costs as low as possible, such as fewer transaction costs and not paying analyst fees; and focusing on tax efficiency, by relocating assets from tax - inefficient types of investments to tax - advantaged accounts.
In case you haven't been keeping track, digital tokens are a new asset class, powered by cryptocurrency networks like Bitcoin and Ethereum.
Judging by the investments that are underperforming so far this year, the supposedly safe - haven assets — the ones you counted on to keep your portfolio stable during periods just like the current one, when market volatility surges — are turning out to be not so safe after all.
If you have 30 years in retirement, a «safe» strategy may not grow your assets enough to keep pace or outpace inflation, which could lead to struggles down the line to maintain your standard of living or manage a big medical bill, Stinchcombe said.
It cost every man, woman, and child in the United States 2000 dollars each to make sure the executives at AIG who wrote insurance and did not put capital reserves away to cover it were able to keep their pay, their bonuses, their future bonuses, and all of their personal assets.
As outlined in the annual letter, it is not a lack of assets or money, but rather the inability to use them due to a lack of banking that is keeping the impoverished poor.
«For many people, the only way to keep assets growing enough to not only beat inflation but hopefully grow in real terms is to take on some equity risk.»
Sam, great input (as always), posts like this keep me out of thinking about getting residential real estate into my investment portfolio, instead I focus on retail / industrial properties, however I think I could manage few residential units «on the side», because of lack of diversification I am thinking about buying a triplex at the moment, and I'm convinced that should be the last move and I would not touch the size of my real estate portfolio afterwards, remaining assets are going straight to stocks.
As rent appreciates from renovation and inflation, so does the value of the asset, so often, as long as interest rates remain low, you can refi or take out a second loan and take out a chunk of your equity while keeping the same LTV — this is not a taxable event!
I do not think keeping some liquidity is overrated and the idea of 10 % in assets with liquidity sounds good.
April 28, 2016: Private assets, including private equity and commercial real estate, constitute major components of the portfolios of many institutional investors, but risk management for these asset classes has not kept pace.
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
Depending upon the nature of the equipment, its useful life, and whether or not the intention is to keep it as a long - term asset, an equipment loan could make sense for a small business.
I have owned and rented, now with some financial assets growing in a dividend growth portfolio, I'd rather have the freedom of going anywhere I want and not have to worry about a broken pipe, all I have to worry about is paying my rent to my landlord, who will have a hard time raising rents, when my credit score is 800 and I am a great tenant who pays on time, He will DO ANYTHING to keep me, ah the power of renting... lol.
You can provide credit, but in a shrinking economy you can't make people borrow to buy assets they expect to keep falling in price.
If he didn't keep on buying the next target, then the fact that he was stripping all the assets out of companies he'd already bought would have become painfully obvious.
For those who do follow this blog more consistently I'm sure you noticed I haven't be really updating my portfolio nor have I been keeping up with my dividends / assets as well as I normally do.
Not sure about the requirement to keep all assets on the balance sheet.
People's paper assets primarily stay the same while everything else goes up in value, so most investors are losing money and being left behind by not investing in assets that keep up with inflation.
The common gripe among the cryptocurrency enthusiasts is that being a new asset class, bitcoin is not understood by many traditional investors (include me also in this list) who keep questioning its incessant rally.
The stock was cheap, but the business was so lousy that the management team not only failed to keep it operating, but also lost all of its cash and assets.
It is definitely advisable to not keep all of your financial assets stored as Bitcoin.
With the bitcoin community not reaching consensus, opting instead to keep the system slower with higher transaction processing costs, they have determined that bitcoin is, in fact, a reserve asset.
Some far - fetched examples might be fraud, some sort of US asset freeze / repatriation, false accounting, improper checks and balances or insurances as it cuts costs to keep its TER down, moneys not properly segregated between account owners, computer error...
If that situation persists, many may decide that the financial burden of keeping up with monthly payments on a mega-mortgage for an asset that is declining in value is simply not worth it.
One nice thing about the IRS treating crypto as an asset is that we can look at how the IRS treats people that «day trade» stock and often don't keep great records / have lots of transactions.
You will have the assets, receivables, and inventory, but the bank still may not increase your line of credit because your equity base is insufficient to keep your leverage ratio within the bank covenant.
We won't explore the act of rebalancing too closely here but keep in mind that management fees and rebalancing may cause ETFs to perform a little differently from its actual underlying asset.
They understandably wanted yields higher than the Treasury was paying, as the Fed was flooding the economy with credit to keep asset prices afloat to save the banks from having to take loan write - downs and admit that debt creation was not really the same thing as Alan Greenspan euphemized in calling it «wealth creation.»
After all, if the rule is that we can't tax foreign profits unless they are brought back to America, then these profits should be kept in foreign banks, not enjoying the safety and security of American banks and dollar - denominated assets.
Element Group's digital asset managers keep their finger on the pulse of crypto news so you don't have to.
I say that because I am a big proponent of keeping your assets working for you, and money in your emergency fund likely won't be making you a whole lot of money.
Keeping your digital assets offline means that they can't be accessed by hackers or compromised by keyloggers and the likes.
If you don't have a hardware wallet then we strongly recommend you to have one, because, as of now, it's the safest way to keep your cryptographic assets safe.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Keep in mind that personal guarantees don't always mean that your personal assets will be at stake.
«The versatility of products and price points keeps us on top in our field, not to mention our No. 1 asset: quality,» Fishman says.
Apparently we have no money to spend despite making a 20mil profit this window and over 100 mill of cash reserves kroenke is trying to get a 1 billion dollar loan to fund his new NFL stadium no wonder he's trying to show that his other assets can make money We're not signing anyone for the rest of the window Gazidis is a pushover interested in making as much profit as possible and wenger lost it can't keep up with all these younger managers
If ozil wonders around the pitch moaning as he has, gets knocked off the ball like he really couldn't give a ****, makes little the effort to keep the team shape i.e. actually runs when he loses the ball (rather that standing looking like a little boy who's just had his ice cream taken off him) or the opposition breaks, then he is as much of a liability as he an asset.
At that point we watch the roster / asset shuffle start all over again, as I don't see them keeping many (if any) of the current «core» players.This is complicated by the fact that the talent level of those core players isn't high enough to make them valuable assets that can be used to make notable improvements in the near - term.
I think Buffalo will keep trading up, you don't gather those assets and then stop.
So I can't see him getting much game time this season, but he is still a valuable asset to bring - on when things need to be kept steady to see a game out.
Yes it would have been great to watch several new assets this weekend but alas that won't be One thing he may well do and that's to keep his word over Sanchez this time I believes he means it.
If so, I would rather keep him I think is a huge asset, but that depends on his cap hit this year I would not want to over pay him at the same time.
The last 10 years have shown that once you get to the top you are not safe, like say in the US, but are simply a large asset to be purged as the Russian economy shrinks and Putin is able to pay off less and less of the oligarchs to keep him in power.
By January when Zach was limping and grimacing up the floor with a bad ankle and hip and Thibs kept playing him 35 minutes in a lost season, i realized that he wasn't much of an asset manager either.
It didn't cost them a whole lot in terms of assets, but the team will be massively expensive to keep together if the experiment works.
If he can keep his understandable desire for more starts under control and not get mouthy about it, he is a terrific asset off the bench and in occasional starts for the right situation or for rotation.
Southampton's hierarchy are keeping calm over their prized asset, who only signed a new long - term contract last summer, and insist they won't be forced into selling if they are not happy to.
Dimitar Berbatov scored his third hat - trick of the season on Saturday, though the Bulgarian may start Tuesday's game on the bench as Sir Alex looks to wrap his most prolific asset up in cotton wool ahead of Saturday's visit of Aston Villa, with Mexican Javier Hernandez set to deputise, the United hot prospect having taken English football in his stride so far and will break into double figures for the season should he locate the back of a Blackpool net which hasn't kept a clean sheet at home all season on Tuesday.
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