Sentences with phrase «n't lend more»

Cash buyers typically don't request appraisals, but banks require them so they don't lend more money than homes are worth.

So if you have $ 100,000, don't lend more than $ 10,000.

In other words, don't lend more than you can afford to pay off and part with for good.

That's like assuming a bank wouldn't lend you more money than you could afford to repay... and we've seen where that's gotten us.

So, sure, tell them that you won't lend any more until they repay what they owe.

Banks typically won't lend more than $ 25,000 unless you secure the debt with real estate equity.

Typically, installment loans that don't check your credit won't lend you more than $ 1,000 to $ 5,000 depending on the lender.

Just because the stories about this person have survived for 2000 years, doesn't lend them any more credibility.

But they will not lend more against property already so deeply indebted that it remains in negative equity.

The requirement that the ratio not exceed 75 percent — meaning banks can not lend more than 75 percent of their deposits out — would remain the same, but the way ratio is calculated would be adjusted, Wang Zhaoxing, deputy chairman of the CBRC, said June 6.

But banks are not lending more, for the simple reason that a third of U.S. real estate already is in negative equity, while small and medium - sized businesses (which have created most of the new jobs in America for the past few decades) have seen their preferred collateral (real estate and sales orders) shrink.

Banking Rule # 1 does not say that fractional reserve banks must lend out their excess reserves, only that they can not lend more than their excess reserves.

An appraisal assures that lenders do not lend more money to the borrower than the home is worth.

Repetition of these dubious assertions does not lend them any more credibility, although I am getting to exercise extreme forbearance and patience.

Not exact matches

If it has more at the Fed than is required by regulation, it lends the extra to other banks, which might not have enough in reserve.

Ian Sexsmith, portfolio manager at Parnassus Investments, says banks» prices don't reflect the potential impact of more consumer lending and lower default rates in a strong economy — a mismatch that's creating some enticing bargains.

CLOs have spread the risk of leverage lending to many more investors than in the past, even if they don't know what they have actually gotten into.

While it's unknown whether that will happen — the notoriously secretive Apple isn't saying — a developers page on Apple's website listed the operating system as «macOS,» lending far more credibility to the earlier rumors.

«To get the full change to happen, we probably need not only greater representation of women, but we need to see also a cultural shift in organizations that really places greater value on gender equity in the workplace, and makes it more legitimate and acceptable for women to lend a helping hand to other women in the work place.»

My mother — an angel in more ways than one — didn't stop lending and investing, though eventually she and Gary agreed to stop telling me about it.

But that might not be as good news as it seems on first blush: The credit is just moving to more regulated areas, keeping overall lending activity high.

«It's not so much about the funds, the Europeans have enough money to lend to Greece,» an official close to the bailout talks, who asked to remain anonymous due to the sensitivity of negotiations, told CNBC earlier this week, adding that the issue is more of credibility.

Which brings us to the more speculative question: If Dodd - Frank wasn't primarily responsible for restricting lending to small businesses, could repealing the law open the credit floodgates back up?

While ESOP lending hasn't hit the mainstream, lenders are getting more familiar with it.

The more appropriate measure of financial repression is not the deflator, whichever one we choose to use, but rather very roughly the gap between the nominal lending rate and the nominal GDP growth rate, the latter of which broadly represents the return on investment within the economy.

We have not seen significant funding problems for US or UK banks recently; their problems at present seem to relate more to the possible size of legal costs arising from pre-crisis lending standards.

This kind of lending does not help the economy invest more in fixed capital formation.

When people see banks browbeating the bond rating agencies and accounting firms to whitewash the quality of what they're pawning off on their customers, when they see bank lobbyists getting Washington to block state prosecutions of financial fraud so as to clear the way for more predatory lending and false packaging of the junk securities they're selling and to win the right not to reveal their true financial position, there's a good reason not to buy what's in these black boxes.

So Mr. Bernanke's favored policy is to get banks lending again — not for the government to spend more on deficit spending on infrastructure, social services or other full employment projects.

Today, for a number of reasons, many banks are reluctant to issue loans under $ 100,000 or lend to a business that doesn't do $ 1 million or more in annual revenues.

So when the Federal Reserve provides more liquidity to the banks, they are not going to lend to real estate that already has one - third of homes in negative equity.

More importantly the funds that would be lent to the IMF would not come from Canadian taxpayers.

I have $ 500 invested in P2P lending, but not sure if I should put more in.

Managers of big banks claim that they can't fund themselves with more equity and still lend as much as they do now because stock holders require a higher rate of return than lenders do.

According to a 10 - Q filed by Bank of America earlier this year, a 100 - basis - point increase in both long - term and short - term lending rates would boost its interest income by $ 6 billion, which is essentially double (if not more) what its closest peers, Wells Fargo and JPMorgan Chase, would see in interest income increases.

Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.

And that's not all: He gives you sound advice about being tempted to earn more money by loaning money to family members, lending funds to friends and neighbors and buying tax liens.

Some lenders offer commissions which are scaled to the size of the lending agreements, while individual businesses are more inclined to hire brokers if their fees do not make the overall amount too prohibitive.

With banks not lending as much as they once did, more and more borrowers are turning to commercial mortgage brokers or consultants for help with their capital needs.

The appraisal ultimately affects just how much a bank is willing to lend: Lenders generally won't loan you more money than what a home is worth.

More precisely, they do so in order to lend or invest most of the base money that comes their way, while keeping some on hand for the sake of either meeting their customers» requests for currency, or for settling accounts with other banks, as they must do at the end of each business day, if not more frequenMore precisely, they do so in order to lend or invest most of the base money that comes their way, while keeping some on hand for the sake of either meeting their customers» requests for currency, or for settling accounts with other banks, as they must do at the end of each business day, if not more frequenmore frequently.

The bond market is just a more formal version of this simple lending transaction, with the added bonus that these bonds, these «lending contracts,» may be bought and sold between investors who were not initially party to the deal.

Because credit unions don't lend to make a profit, the interest rates tend to be lower, the fees are usually fewer, there are no origination fees, and the repayment terms tend to be more flexible than the terms offered by traditional lenders.

Economists say today's upswing is more sustainable, driven not by risky lending but by an improving economy, low mortgage rates and a shortage of homes for sale.

At his press conference, Draghi confirmed a cut of 10 basis points (0.10 %) to the already negative deposit rate, taking it to -0.30 %, which is a move that I don't consider material, but merely keeping up the pressure on banks to lend more.

Many, if not most, providers have become more cost - efficient over the past couple of years in response to margin pressures, by incorporating new technologies into their trading and lending platforms.

However, at present the banks are not eager to lend a lot of money to the private sector — private sector credit demand has also decreased and in fact become negative (more loans are paid back than are taken out).

Just because we generally acknowledge that the Tooth Fairy and Harry Potter are fictional doesn't mean that refusing to do so with gods lends them any more credence.

My praying at a time of need and having an experience that felt like a thunderbolt going though me has lent to me to thinking that God does exist and an epiphany about having a choice whether to continue with a life that left me pursuing my own desires only to be frustrated with what I had, always wanting more lent me to think that life is not about «my way» but «God's way».

Well, it's not difficult to believe that the universe has more pockets of life out there, and that some of that life is more advanced than we are, but this lends itself more to believing in UFO aliens than supernatural deities who have always been.