Sentences with phrase «n't outlive»

It will guarantee that you won't outlive the insurance by guaranteeing the policy for life.

There is not a day that goes by that a case doesn't cross my desk where someone believes they have a permanent life insurance policy (defined as you can't outlive it) and -LSB-...]

To maximize your pension, you want to purchase an affordable life insurance policy that you won't outlive.

The main features of «permanent insurance» is that the death benefit is gauranteed and you can't outlive the policy, they usually accumulate cash over a period of time which can be available to borrow or withdraw later, and as you get older and your health changes your premium will remain the same because you locked in your lowest age and best health.

Annuitization offers annuity owners an income stream they can't outlive, but there are pitfalls.

It creates a floor of guaranteed income that you can't outlive.

Investing so you have capital appreciation potential as well as a stream of guaranteed income will help give you some assurance that you won't outlive your assets.

You may want to consider a small lifetime policy — a Guaranteed Universal Life policy that will last as long as you live... that way, you won't outlive the policy...

Fixed annuities are a popular choice for individuals who want a guaranteed interest rate and a stream of income they can't outlive.

Pros: As it doesn't involve tapping into principal, this approach provides some insurance that a retiree won't outlive assets.

Gain a guaranteed income stream in retirement that you can't outlive by simply paying a one - time lump sum of money into this immediate annuity.

Let's say you don't outlive the term of your policy.

A deferred annuity can help you to accumulate assets more tax efficiently and, when the time is right, convert them into income you can't outlive.

Annuities can be used to accumulate savings tax efficiently, 2 secure a predictable income stream, and guarantee income you can't outlive.

As with other annuities, you can typically structure payments to guarantee you won't outlive this income stream.

Advantage: One of the best final expense options for a healthy senior, least expensive way to obtain permanent coverage, premiums don't increase as you get older or if health changes, can't outlive it, builds a small cash value and coverage begins once policy is approved.

The money spent on the premiums is guaranteed to be returned if you don't outlive the graded death benefit period.

Just make sure you choose a long enough Term period so you don't outlive the policy.

If you don't outlive that waiting period, your family would get all the premiums you paid, plus some additional interest on the money.

You have to carefully choose your term period so you don't outlive your policy and have a gap in coverage.

There isn't a city or county in the nation where dogs don't need help — where they don't wind up on the street or neglected on chains in backyards, don't get dumped at municipal shelters out of ignorance or mere convenience, don't outlive their owners and find themselves among strangers who don't know what to do with them.

It never expires or ends and you can't outlive it.

«Longevity insurance is something that can have a big impact in ensuring people don't outlive their wealth,» says Peter Benedek, an advocate of this product in Canada at retirementaction.com for years.

Longevity insurance promises you won't outlive your retirement savings.

What in the world could a 100 - year - old Beaux Arts - style railroad terminal in the heart of New York City possibly have to do with coming up with a spending plan that will assure you won't outlive your savings?

They are unique in that they can help provide peace of mind for people looking for a guaranteed stream of income in retirement that they won't outlive.

A: One way to help ensure you won't outlive savings is to put some savings into a guaranteed income source, such as a deferred annuity.

New York Life Clear Income Fixed Annuity — FP Series Video (6:22) Learn more about how New York Life Clear Income could help you generate a retirement income stream your can't outlive.

Recently, for example, some advisers have touted «The Warren Buffett Portfolio,» essentially a mix of 90 % stocks and 10 % bonds designed to ensure that you don't outlive your nest egg in retirement.

While there are no guarantees that you won't outlive your money, if you go to a good tool like the Retirement Income Calculator in our Retirement Toolbox, plug in $ 750,000 in savings divided equally between stocks and bonds and assume a $ 30,000 initial withdrawal pegged to inflation to maintain purchasing power, you'll find that there's roughly an 80 % chance your savings will last at least 30 years.

Longevity insurance is an important topic, and everyone should consider getting an income that they can't outlive.

Can you be conservative enough in your withdrawals that you won't outlive your money?

The wealth you've accumulated — whether in your IRA, 401 (k), or personal savings accounts — can be converted into a guaranteed lifetime paycheck you can't outlive.

The longer you wait the more you'll need to contribute and even then there's no guarantee that you won't outlive your retirement savings.

The Secure Income rider available through the Vanguard Variable Annuity creates an income you can't outlive, while providing growth potential with market protection.

Other characteristics of FIAs include no risk to your principal, tax - deferred growth, and the ability to create an income stream you can't outlive.

I'm trying to figure out how much I can withdraw from savings each year so I won't outlive my nest egg.

But ultimately the best way to assure that you don't outlive your savings is to start with a reasonable withdrawal rate, re-assess it annually and make gradual adjustments to your spending as needed throughout retirement.

Investing so you have capital appreciation potential as well as a stream of guaranteed income will help give you some assurance that you won't outlive your assets.

Tax efficiency is another important key to assuring you don't outlive your money.

A pension is an asset you can't outlive or deplete, and it's unaffected by market crashes, exceptionally long life, or bad investment decisions.

Not only do they ensure you won't outlive your money but they usually have a higher payout rate than you can expect from a stock and bond portfolio, especially for older seniors.

In this case, the idea is to give up control of a modest portion of your nest egg, say, 20 % to 30 %, and invest it in an annuity to receive steady income you can't outlive.

Immediate fixed annuities provide you with income you can't outlive — a real security blanket considering that people are living longer today.

A 401 (k) does a great job of helping you accumulate assets, but then what happens when you need to turn that pool of money you've accumulated into a steady stream of income you won't outlive?

By turning your assets into income you can't outlive, the DIA offers a more pleasant kind of protection: longevity insurance.

So even if the idea of income you can't outlive appeals to you, you need to carefully consider the cons as well as the pros of an annuity before committing to one.

This is one way to add some stability to your financial future and may help ensure that you don't outlive your assets.

If, on the other hand, you spend less and drop that initial withdrawal rate to 3.5 %, or $ 17,500, the chances of your savings supporting you for 30 years rise to roughly 90 %, giving you a higher level of assurance you won't outlive your savings.

This charge covers a guaranteed income rider that provides income you can't outlive.