Sentences with phrase «n't part of a standard policy»

This type of protection is usually an optional policy that you can add to your liability coverage, but it is not part of a standard policy.

Not exact matches

The death benefit and payment plan of any standard whole life insurance policy are set as part of the policy and do not change.

While it is clear that the two polls tapped very different constituents, Rick Hess, resident scholar and director of education policy studies at the American Enterprise Institute, says that it isn't surprising that a standard - by - standard review of the Common Core would look different than a review of the sum of Common Core's parts.

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

It's part of every standard policy form, and you won't find an endorsement that will remove that exclusion.

Because it's part of the standard policy, it's not something you can waive or replace with another type of coverage.

There are many companies that do not offer flood coverage as part of their standard policies.

With a USAA renters policy, you also get flood and earthquake coverage, which are not a part of anyone else's standard coverage.

These types of coverage are all standard parts of a policy, not add - ons that you need to pay extra for.

You may already have this coverage, but it is not typically part of your standard automobile policy.

Dental coverage is generally not part of a standard health insurance policy, but many companies will bundle a dental policy along with a health policy.

If you register a claim for the loss of an altered vehicle part rather than the standard part your insurance policy and your insurance agent does not know about it?

Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....»

Flood and fire damage — this is not always a standard part of the insurance coverage in auto insurance policies and you may want to check to see if this is included in your policy

There are separate flood policies available to supplement your New Mexico renters insurance should you feel you need them, but they are not part of the standard renters or homeowners policy form.

These types of coverage are all standard parts of a policy, not add - ons that you need to pay extra for.

Usually, this rider isn't part of a standard life insurance policy.

For example, many types of flooding are not part of a standard home insurance policy, so you need separate flood insurance.

Unlike standard life insurance policies, an ILIT is not part of your estate and is therefore not part of the taxable estate income or the hereditary tax.

Many people do not realize until it is too late that home and business insurance policies do not include earthquake insurance as part of their standard coverage packages.

With accident forgiveness as an extra endorsement or a standard part of your auto policy, you can have that same accident as a driver previously rated with six stars and not suffer nearly the same consequences to the insurer's rating of your driving record.

It is important for business owners in Montana to be aware that, much like homeowners insurance, business insurance policies do not provide coverage against flood or earthquake damage as part of their standard package.

As a rule, these policies do not include earthquake coverage as part of their standard coverage.

With a USAA renters policy, you also get flood and earthquake coverage, which are not a part of anyone else's standard coverage.

The technical answer to what is loss of use coverage on Manhattan, NY renters insurance is «If a loss by a peril insured against under this policy to covered property or the building containing the property makes the residence premises not fit to live in, we cover at your choice either of the following:... any necessary increase in living expenses incurred by you so that your household can maintain its normal standard of living; or... the fair rental value of that part of the residence premises where you reside...»

The death benefit and payment plan of any standard whole life insurance policy are set as part of the policy and do not change.

Most commercial auto insurance companies will not offer garagekeepers legal liability unless you also have standard commercial auto liability insurance as part of your policy.

In nearly all instances, tornado insurance coverage is included as part of a standard business insurance policy, but there are cases when it is not included.

These policies typically do not include earthquake coverage as part of their standard coverage, so if an earthquake destroys your home or business and you don't have an earthquake insurance endorsement, you will not be able to collect compensation.

While personal injury liability is part of the standard policy, it may not be sufficient to protect you if a neighbor's child or pet accidentally drowns in your pool and you are sued as a consequence.

Flood Certification Flood insurance is not part of a standard homeowners insurance policy.