Sentences with phrase «n't rely on your credit card»

Don't rely on your credit cards or personal loans for anything.
Khalfani - Cox: OK, No. 1, they don't rely on their credit cards for lifestyle purchases that they can not afford.
Don't rely on your credit card.

Not exact matches

Not only should you pay off what you owe, but you should stop relying on credit cards.
When overwhelmed with a mortgage payment, car loans, baby formula, and credit card debt, the idea of not relying on a job can be terrifying.
Infidelity relies on secrecy, and with hackers demanding that the website and and its partner site, Established Men, be shut down or they will release «all customer records, profiles with all the customers» secret sexual fantasies, nude pictures, and conversations and matching credit card transactions, real names and addresses, and employee documents and emails,» secrets are about to be spilled — although shutting down the lucrative website is not likely to happen.
In these difficult economic times, it is imperative that we not rely on the county's credit card, increase debt and force future generations to pay for it.
The one big problem is people really don't carry a lot of cash around on them and instead rely on their credit and debit cards.
Other folks who do not have credit cards, must rely on cash advance lenders to pull them through financially rough times.
Undocumented immigrants must rely on credit cards that don't require a social security number or, in some cases, an ITIN.
A traditional card may work, but if not, you can still rely on applying for a secured credit card.
But consider the alternative: If you don't save an emergency fund then when one inevitably strikes, you will either be sh*t out of luck, or you'll need to rely on expensive credit cards to cover your ass.
It's always a better idea to save money though, you don't want to always rely on a credit card because what happens if a credit card company goes out of business?
Credit card companies rely on the fact that you don't pay attention, thus making it easier to make money off of your lack of knowledge.
FICO is great if you're applying for a bank loan — as it relies heavily on a consumer's use of big bank financial products such as credit cards and mortgages — but not so good for other things, like finding a good rental.
If you do not have an emergency fund to rely on, you'll have to resort to other means (like credit cards!)
For instance, you can not solely rely on credit cards to pay for business debts, especially if your profits are not steady enough in the early stages.
«What you don't want to do is rely on credit cards to get by or use your retirement account to fund your daily living,» says Steve Repak, a certified financial planner and author of «6 Week Money Challenge.»
While it's best not to build credit card balances while unemployed, with no or little income you may need to rely on credit more during your job search.
Cunningham says a new NFCC survey of more than 2,000 people found that 22 % can't make ends meet without relying on credit cards, and 24 % more say they would have to make «significant lifestyle changes» if their access to credit was eliminated — both dangerous financial positions to be in.
Our page on building an emergency fund has tips to help you build up a savings buffer that will see you through life's rainy days so you don't have to rely on your credit card.
It's much better to save as much as you can for your holiday before you leave, so you don't have to rely as much on your credit card.
If you are not careful, you might spend all your money and not be able to buy gifts for everyone or will be stuck having to rely on credit cards.
If you rely to much on credit cards, you are not only limiting your credit profile, you are also likely paying more than you should.
In this economy, it's not uncommon for a person or family to rely on cards to help make it through the month, which can quickly raise their credit utilization percentage and thus bring down their credit score, regardless of whether they pay the card off in full by the end of the billing cycle.
It makes you wonder how many other people, who rely on a email notifications to let them know their credit card statement is ready, might not have received their emails.
But if you don't consider your options carefully, you may find yourself relying on your credit cards to cover monthly expenses, which is the last thing you want to happen.
This isn't ideal if you need money for a trip now, but it's a good solution if you want to build credit over time without relying on a credit card.
And another major differentiator is that a corporate card does not rely on an individual's credit history to secure the card; it is issued based on the company's finances.
The card is not connected in any way to any account and does not rely on personal credit.
Until you stop relying on the use of credit cards for convenience, to purchase things you can not afford, or to make ends meet, anything you do to eliminate your credit card debt will be quickly replaced with new debt.
Many people rely on credit cards to take care of emergency expenses but unfortunately, they are not consistent with debt payment.
If you are diligent and aware about all the facts needed to qualify for rental insurance through your credit card, and you feel comfortable with what it does and does not cover, you should feel fine relying on it.
Not having some savings to rely on when life throws you a curve ball can cause you to rely on credit card debt.
Do you frequently rely on your credit cards to pay your bills because you don't have enough cash on hand?
It's much better to save as much as you can before you leave, so you don't rely entirely on your credit card.
Credit cards can help you out but don't rely on them completely.
Unsecured credit card debt consolidation loans do not require any collateral and instead the lenders rely on repayment capacity of the loan seeker.
Citi ® - branded consumer credit cards offer members a FICO ® Score based on their Equifax credit report, although Citi ® doesn't provide a detailed credit report so you shouldn't rely on a free FICO ® Score provided by Citi ® to check for mistakes in your credit report.
If you are not financially prepared for emergencies, then you may be forced to rely on high - interest credit cards, or tap into your retirement savings in order to get by.
These emergencies can push people who don't have cash on hand to rely on credit cards without the ability to keep their balances low.
«What you don't want to do is rely on credit cards to get by or use your retirement account to fund your daily living,» says Steve Repak, a certified financial planner and author of «6 Week Money Challenge.»
My own credit card strategy doesn't rely on the Sapphire Preferred at all; that card was closed over a year ago.
Credit cards can be used in major cities and towns ONLY but please do not rely on them as a method of payment because they are generally not widely accepted.
Do your own research, don't rely on others to do it for you, think before you apply and make sure any credit cards you apply for suit your own personal financial situation.
Do not rely on credit or debit cards as your only source of money, a combination of US dollar cash and cards is best.
We rely on airlines to submit the correct information on airline transactions, so please call the number on the back of the Card if statement credits have not posted after 4 weeks from the date of purchase.
The Credit CARD Act of 2009 requires issuers to allow 21 days between the date the statement is issued and the due date, which isn't a ton of time if you're relying on snail mail.
To not have to rely on credit cards, she recommends putting $ 1,000 into a do - not - touch fund for last - minute surprise costs — such as having to buy large umbrellas if rain is in the forecast, or items for guest hospitality baskets in the restrooms.
After all, business credit cards rely on your personal credit, not your small business's credit.
a b c d e f g h i j k l m n o p q r s t u v w x y z