Sentences with phrase «n't use insurance»

For instance, California renters insurance doesn't use insurance scores.

Even though California doesn't use insurance credit scores to determine pricing or underwriting eligibility for renters insurance, most carriers use the standard HO - 4 policy form to write these policies on.

But, does the insurance company call you up at the end of the policy term and say, «Hey, as you didn't use your insurance, so we are going to return some of your money back.»

Like your car insurance, you pay a premium each month for the period of time you wish to be covered, and if you don't use the insurance (i.e., you don't pass away) in that time period, the insurance company keeps the money and does not have to pay a death benefit.

If you are still relatively young and planning to outlive the policy, it makes sense to get your money back if you don't use the insurance, right?

If companies can't use insurance scores, the best risk customers end up paying more for the higher risk customers.

If you don't use the insurance coverage, you may find yourself paying hospital bills out - of - pocket, and worse off following an accident that isn't your fault.

Like your car insurance, you pay a premium each month for the period of time you wish to be covered, and if you don't use the insurance (i.e., you don't pass away) in that time period, the insurance company keeps the money and does not have to pay a death benefit.

California Renters Insurance companies doesn't use insurance credit scores in rating or underwriting Santa Monica renters insurance.

For instance, California renters insurance doesn't use insurance scores.

Even though California doesn't use insurance credit scores to determine pricing or underwriting eligibility for renters insurance, most carriers use the standard HO - 4 policy form to write these policies on.

«Lower premium costs can help you save money if you don't use the insurance all that often.»

Maybe they should trust that thier fellow Catholics will not use the insurance on contraception.

We did not use insurance or government programs or whatever else may be available.

«Dear Mr Porter, We realise you haven't used your insurance however we believe you might have seen an accident in the last year so we're increasing your premium by 87 per cent.»

I saw a doctor but the bill was only $ 70 and so I do not use the insurance to pay for it.

If you can not use your insurance when you need it the most, what is the point of getting insurance in the first place?

However, you can not use this insurance unless you are to blame.

Crysta offers a sliding scale fee schedule for clients not using insurance.

Not exact matches

This isn't especially far - fetched in a world where insurance companies are already using sensors in cars to monitor driving habits and adjust policies accordingly.

Property insurance startup Lemonade has tried to create a level of trust not usually found in the industry by using a business model in which it has nothing to gain monetarily by denying a person's claim.

I had two from health care providers I used after having a heart attack; my insurance company kept claiming it had paid while the providers said it had not, and eventually the accounts ended up with a collection agency.

«We use vitamins as insurance policies against whatever else we might (or might not) be eating, as if by atoning for our other nutritional sins, vitamins can save us from ourselves,» Catherine Price, a science reporter, wrote in the book «Vitamania.»

Furthermore, Canada is the only country not to allow comprehensive, private insurance plans (includes coverage for doctors and hospital use, not just dental and drugs).

«And as long as that happens, your insurance company is not going to pay your bill if you take a drug and the pharmaceuticals are not going to develop the drugs because if nobody is going to pay for their use, why spend the money on that?»

Apple's and Facebook's reproductive benefits policies could also appeal to gay and lesbian couples who want to use a surrogate or a sperm donor to have a baby, or heterosexual couples who incur in vitro fertilization costs not covered by insurance.

What has FDIC insurance on balances, a debit card that can be used to withdraw cash at ATMs, and the ability to direct - deposit paychecks, but isn't actually a bank account?

The insurance industry now uses sophisticated catastrophe modeling for risk assessment when it comes to flooding, hurricanes, and other natural disasters, but that wasn't the case until 11 insurance companies went bankrupt after Hurricane Andrew in 1992.

I did some investigating and discovered that many of my employees weren't using their health insurance.

You'll recall that the heart of RudyCare is a $ 15,000 tax deduction — not exemption — for families that they can use to buy their own insurance policies.

In this way, Americans are not paying for insurance they will never use.

Not only should clinicians consider the lack of evidence supporting the efficacy of rACTH, but its story should cause us to reexamine and strengthen our standards for FDA approval, Medicare and private insurance coverage, and professional use patterns.»

Life insurance policies aren't only for personal use to protect your family in the event of your death.

Still, what I spent on health care this month wasn't too far off from what I used to pay for insurance back in L.A. ($ 300 per month, plus copays and prescriptions).

While genetic testing can't prevent you from getting health insurance, life - insurance policies can use the information to deny your application.

The health law also makes clear that financial help through the Health Insurance Marketplace can not be used to cover the portion of the premium that is due to a tobacco surcharge.

None of our clients use a stock broker and insurance agent — which means they aren't affected by the rule at all unless their plan's financial advisor gives rollover recommendations in addition to investment advice.

To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys» fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided to you.

In addition, the New Deomcratics do not include the various initiatives affecting Employment Insurance Benefits as a Use of Funds and the freezing of Employment Insurance premium rates at $ 1.88 per $ 100 of insurable earnings rather than letting them fall to $ 1.49, as specified in the April 2015 Budget, as a Source of Funds.

When a retirement plan uses variable annuities, participants own «units» of an account that holds mutual funds owned by the insurance company — they don't own mutual fund shares.

Some complaints were about late fees being charged without reason and others alleged escrow funds were not being used to pay property taxes and insurance bills.

Second, even the small amount in the «cookie jar» would not exist if the Finance Department had not continued to use higher - than - required employment insurance premiums to help generate the budgetary surpluses in 2015 - 16 and 2016 - 17.

Examinations under oath can be extremely broad and if a policyholder does not cooperate in any way, insurance companies can use that as grounds to deny their claim.

Mortgage payment fund: Whether or not your survivors would use life insurance proceeds to pay off the mortgage right away, creating a fund to cover mortgage payments makes sense.

You can use the money on stuff like eyeglasses, dental visits, prescription meds — all the stuff your health insurance doesn't fully cover.

As a result, Eric Hatfield, from RIA Hatfield Insurance and Financial Services in Sherman Oaks, California, said his firm now will not adapt the paperwork that its outside law firm had drafted to be used when the DOL rule takes effect but will continue to work on behalf of the best interests of its clients as always.

You can not control the risk of the asset like you could with real estate by using creative legal structuring, having proper insurance, or protecting yourself against economic cycles through positive cash flow.

«if you're paying no premium, you can be sure there are lower benefits in some way and you won't know it until you go to use your insurance,» said Matt Chancey, a certified financial planner based in Orlando.

Using the term «insurance» underscores that we are in a very uncertain setting, and what we are trying to do is to manage the risks we face, not eliminate them - we are not in a position to engineer the perfect outcome.

NNN Lease — Often times big businesses do not want to own the building they use (for tax purposes), but instead rent the building and pay all costs associated with the building such as maintenance, taxes, insurance, and more.