Sentences with phrase «n't use the rating»

Another opinion piece at the FT suggests that regulators should not use ratings from rating agencies, but does not suggest a replacement idea, aside from some weak market - based concepts.

But the regulators should use this, if we are not using rating agencies, as a proxy for credit risk in bank asset portfolios.

Just make sure you don't use ratings as the sole basis for your decision.

Not exact matches

You're likely going to visit Amazon and pick one that looks good based on customer feedback, but the problem is, most of us use Amazon's star - rating system, and it's not as useful as it could be.

But debts that carry a high interest rate (typically over 8 %) and weren't used to strategically help you afford a big purchase, are more problematic.

Most do not use the word «stagflation» outright (higher rates + slower growth = stagflation) since there is no consensus around the degree of growth slowing and rates rising.

Economist Michael Wolfson noticed that since extra coverage for those with lower earnings is not needed, we should keep the replacement rate at 25 per cent for lower earners, then use a 40 per cent replacement rate for earnings above a certain threshold.

Employees are encouraged to regularly dissect each other's thinking to determine the root of decision - making, to rate each other's performance using a proprietary iPad app called «Dots,» and to send an audio file to any person mentioned in a meeting — which isn't an outlandish practice internally, since all meetings, with few exceptions, are either digitally recorded for audio or video.

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.

Trump said he used to invest in U.S. stocks but got out because «I don't like what I'm seeing at all,» pointing to U.S. immigration policies, Syrian refugees, and what he said were «artificially low» interest rates.

The Infantino Flip Advanced 4 - in - 1 Convertible Baby Carrier is only rated for use with babies weighing between eight and 32 pounds, so for smaller newborns or premature babies, it's not going to work in those first few weeks.

«So the question that we're asking is not only is there a light - attack capability off the shelf that we can use that can increase lethality and readiness, but is there also a shareable network that allies and partners who are already with us and those that may choose to join us... in the campaign against violent extremism, can we actually get into a new, shareable network that allows information to flow at a far faster rate so we can take out the enemy?»

The other is that if a homeowner opens a HECM credit line, but doesn't use it right away, it can earn interest over time, at the prevailing mortgage rate plus 1.25 %.

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

Dish hasn't been shy about using its new muscle against other content providers either: It has taken recent disputes with both CBS (cbs) and 21st Century Fox (fox) to the point where both removed their channels from the network, but ultimately signed new agreements at what Dish felt were more favorable rates.

In other words, if multiple SIM card use in countries with penetration rates of over 100 % is accounted for, Canada doesn't look that bad.

When the Dish Network looks at Viacom, all it sees is a company whose channels aren't as popular as they used to be, but that is still asking Dish to pay higher rates because the original contract was signed so long ago.

Zero - rating is when wireless carriers don't count data used with certain streaming services against your data cap.

Researchers found that companies using GitHub approved code written by women at a higher rate than code written by men, but only if the gender was not disclosed.

Campaigns that use videos have a significantly higher success rate and raise more money than those that don't.

The new plans are subject to several limits, including all streaming video must be viewed at DVD - quality — not in higher resolutions — and customers that use more than 26 GB per line in a month could see their data rates cut to slow speeds.

Directors and cinematographers who film there don't have to use Red cameras — but they get a lot of handholding (and preferential rates) if they do.

While the majority of Americans and small businesses still don't use Twitter, «there's an incredible adoption rate,» he says.

The notion that zero - rating could be used discriminatorily isn't terribly controversial, even among those who often align with Pai's views.

Most large scale studies looking at cancer rates don't show changes related to cell phone use.

In places where Uber is commonly used, you would probably not be incorrect to assume that the rate of DUIs goes down.

Officials «simply don't know» what the course of action is at their next meeting and the Fed is looking at negative rates, although there are no definitive plans to use them, according to Fischer.

In the base year used in the five - year growth calculation (e.g., 2012), any companies with revenue of less than $ 200,000 will have their revenue for that period lifted to $ 200,000 for the purpose of calculating five - year growth that is not grossly exaggerated by immaterial differences in the base - year revenues of otherwise equal candidates (for instance, a company that grows from $ 1 to $ 2 million would have a higher growth rate than a company that grows from $ 2 to $ 3 million).

We use happiness ratings at Wistia not to understand who's better than whom, but to learn from negative customer experiences so we can improve.

Most large studies documenting cancer rates haven't found significant evidence that cell phone use raises cancer rates or causes other negative health effects.

In the base year used in the two - year growth calculation (e.g., 2015), any companies with revenue of less than $ 200,000 will have their revenue for that period lifted to $ 200,000 for the purpose of calculating two - year growth that is not grossly exaggerated by immaterial differences in the base - year revenues of otherwise equal candidates (for instance, a company that grows from $ 1 to $ 2 million would have a higher growth rate than a company that grows from $ 2 to $ 3 million).

On a scale of one to 10 — no, you can't use negative numbers — how would you rate their skills of recognizing, praising, and rewarding hard work and achievement?

«The number of established small businesses that are not micro-enterprises used to increase about the same rate or more than micro-enterprises in the past decades,» Morelix says.

Ordinary metrics such as calls per day and minutes per call are a decent starting point, but they alone are not comprehensive enough to paint a complete picture of the skills of any particular sales rep.. So, consider incorporating lesser - used metrics into your performance tracking, such as voicemail - return rate, dial - to - opportunity percentage and dials - to - appointments ratio.

This is a far less volatile way of doing things than using exchange rates: for example, the price of a hamburger doesn't jump 27 % simply because of currency fluctuations.

But even if this were true, people who currently use these deductions would be losers relative to those who wouldn't use the deductions and would still get the rate cuts.

First, as happened in Australia and New Zealand, if ISPs and content providers believe they can reduce costs by peering (i.e. not have to pay transit to exchange traffic) they can use this as a competitive tool to pass on zero - rated content to their customers, as opposed to those ISPs demanding transit payments to deliver traffic, which was particularly common when the countries could be reached only via one company, the incumbent operator.

According to Apple's lawsuits, Apple may pay the same royalty rates — or more — for iPhones that don't use Qualcomm chips.

«Of course that doesn't mean violence has disappeared, just that it occurs at lesser rates than it used to.»

Gelman says the company will use the money to hire more employees, expand its physical footprint, invest in technology that will beef up its digital member portal, and more importantly, add a «scholarship program» for professional women who can't afford The Wing's rates.

There is an emerging class of services from tech - savvy investment managers that provide dynamic withdrawal rates using algorithms that look at market performance, balance and term of portfolio, all of which work together to ensure you won't run out of money.

The tax code isn't much better, and with many entrepreneurs using pass - through entities that have them paying tax at a personal income tax rate (vs. corporate income tax rate), any future corporate tax reform is not likely to affect the average entrepreneur favorably.

The withdrawal of Federal Reserve stimulus and attendant normalization of interest rates is also a hot topic — as is the bloodbath in emerging markets — while many are coming around to the notion that the American economy just can't grow like it used to anymore.

Researchers found that illegal use of marijuana and rates of cannabis use disorder rose to a greater extent in US states that adopted laws legalizing marijuana for medical purposes than in states that didn't adopt such laws.

Uber has been a welcome relief in that sense, not just for its easy - to - use app, but also for its Uber X service, which lets anyone turn their car into a taxi - like service without the taxi - like rates.

But if you close the $ 10,000 limit card — perhaps because it's not being used — your credit utilization rate jumps to 80 percent.

If at this point we found that using an interest rate of 6.8 % in our calculations did not yield the exact bond price, we would have to continue our trials and test interest rates increasing in 0.01 % increments.

And using offshore accounts or holding companys aren't particularly effective methods for shielding income for tax purposes (since offshore accounts are subject to a whole whack of anti-avoidance rules and holding companys are typically subject to more or less the same tax rate as people in the top marginal tax bracket - the Tax Act has tightened up a lot since the 1960s so there really aren't that many «loopholes»).

So long as the rate at which beer and pizza are traded on the international markets stays at 1:1, it doesn't matter which measure you use.

Moody's credit ratings and publications are not intended for retail investors, and it would be reckless and inappropriate for retail investors to use Moody's credit ratings and publications when making an investment decision.