Sentences with phrase «named perils while»

Your homeowners policy would provide coverage for the named perils while the dresser is in transit — even though the dresser has never been in your home before.

Some homeowners insurance may cover named perils while some may be open perils policy.

Not exact matches

Most policies include this coverage automatically, while others, particularly those with named - peril clauses, may require you to purchase a separate tornado insurance rider or specifically name tornadoes among your covered events.

If, however, a wild elephant tramples your new laptop while you're sitting on your porch with your morning coffee, that could be covered under an open perils policy but might not be under a named perils policy.

While it certainly does that, offering replacement cost coverage in the event of a loss due to fire, theft, vandalism, or other perils named in the policy, you'll find there's much more to it.

While that may indicate that they have some deeper issues and you're better off without them anyway, that vandalism can be covered under your renters insurance in Arlington — and anywhere else, since it's a standard peril named on most renters insurance policies.

If, however, a wild elephant tramples your new laptop while you're sitting on your porch with your morning coffee, that could be covered under an open perils policy but might not be under a named perils policy.

While comparison shopping for insurance, you will encounter two different types of policies: named perils and open perils policies.

If a homeowner doesn't live in an earthquake and flooding prone area, they may elect to get a named perils insurance policy and only declare coverage against fire, theft and hail, while leaving the earthquake and flooding coverage off the policy.

In addition to the perils named in the policy, you should purchase personal liability coverage so that if someone hurts themselves while in your Port St. Lucie, Florida, house, apartment, or loft, you are covered if they sue you for damages.

Well, insurance provides coverage for 16 bad things — «named perils» in insurance lingo — and it just so happens that accidental flooding is one of them, while natural disasters isn't.

Broad insurance covers perils named in a policy while «all risks» or comprehensive insurance provides coverage for most perils except named exclusions such as flood, earthquakes, and deterioration.

Basic or named perils would cover fewer risks while broad coverage is a combination of both — comprehensive for the building itself and basic coverage for its contents.

Named perils are covered while anything else not named is exclNamed perils are covered while anything else not named is exclnamed is excluded.

A renter's insurance policy covers your contents while living in a rented property against losses caused by a list of specifically named perils such as fire, theft, hurricanes or other natural disasters.

While the list of perils named in the policy is lengthy, examples include: fire, lightning, explosion, riot, civil commotion, smoke, vandalism, theft, accidental discharge or overflow of water or steam, and freezing.

Most policies include this coverage automatically, while others, particularly those with named - peril clauses, may require you to purchase a separate tornado insurance rider or specifically name tornadoes among your covered events.

Named perils coverage compensates you when property damage is a result of an event listed on the policy, while open perils coverage compensates you under nearly any circumstance.

While policies vary, most providers in Columbus offer protection against a number of perils including theft, fire, storm damage, civil commotion, war, landslides, earthquakes, hurricanes and floods to name a few.