Sentences with phrase «names of creditors owed»

Check everything from your name, social security number and addresses, to names of creditors owed.

Unless provided in the initial contact, within five (5) days, every debt collector must send a written «validation notice» indicating how much money you owe, the name of the creditor you owe, what dispute rights you have if you think you do not owe this debt, and how to obtain information about the original creditor.

Tell them you refuse to talk any further until you get a written «validation notice,» which must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collections Practices Act.

The notice must include the amount of the debt, the name of the creditor you owe, and a description of certain rights under the federal Fair Debt Collection Practices Act.

Not exact matches

The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.

If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred.

It not only has the name of the creditor, but how much you owe, whether you are current, if you have ever paid late and how many times.

Creating a list of debts that includes the names of the creditors, the total amount you owe, the monthly payments you need, and the due date for payment is a good idea just to help you visualize exactly how much you owe and need to pay off.

Within five days of your first contact from a collection agency, the collector must send you a written notice that lists the amount owed and the name of the creditor to whom money is owed.

This validation notice needs to include the amount that is owed and the name of the creditor.

This step will provide you with the exact amount you owe, the name and address of the original creditor, or other information that may help you figure out where you stand, according to the Consumer Federation of America.

Request the name of the original creditor, the amount the collector claims you owe and when the account was placed for collection.

(1) the amount of the debt; (2) the name of the creditor to whom the debt is owed; (3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector; (4) a statement that if the consumer notifies the debt collector in writing within the thirty - day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and (5) a statement that, upon the consumer's written request within the thirty - day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.

No collection agency, agent or company shall attempt to communicate or communicate with a debtor, by any means, with respect to the collection of a debt without indicating the balance owing on the account, the name of the creditor with whom the debt was incurred, and the collection agency's, agent or company's registered name and authority to make the demand.

That information includes the amount of the debt and the name of the creditor to whom the debt is owed.

This notice must say who you owe money to (your creditor), the amount you owe, the name of the collection agency and the fact that they have permission from the creditor to collect the debt.

You have the right to receive written notice providing the amount you owe, the name of the original creditor and instructions on how to dispute the debt.

If you want to examine the three together and compare all the information contained in each report to be sure it's accurate (e.g. spelling of name, address, businesses you have credit accounts with, amount owed to each creditor, etc.), you should request all three at the same time.

With this document you can get the details organized, like the names of the creditor and debtor, the type of debt owed (personal loan, payment for goods or services, trade credit, or debt on rental property) and the amount.

For any debts that you don't pay off monthly, bring the name of the creditor, the account number, and the balance owing.