Sentences with phrase «nature of life insurance»

And while that's simply the nature of life insurance, it's not exactly the most desirable trade off.

As you can see, because of the advanced nature of their life insurance products, they are not commonly used for basic coverage, but rather tools for asset accumulation, estate plans, and legacy.

We've talked to a lot of people who are confused about the true nature of life insurance.

The precarious nature of Life Insurance Policies can never be undermined, owing to unforeseeable economic factors, as well medical emergencies.

This is a commonly asked question, and the answer depends on the nature of the life insurance policy and the type of insurance.

We've talked to a lot of people who are confused about the true nature of life insurance.

Not exact matches

Nature and people are regarded as resources for efficient exploitation, and religion is seen as the ultimate form of life insurance.

In the 20 April Nature, scientists claim that colony life offers celibate handmaidens the equivalent of a life insurance policy.

As for why the corruption, all the obvious reasons: a) the country's made up of a zillion different historically hostile tribes arbitrarily thrown together as a country by the Brits; b) life is short, there are few official safety nets (e.g., unemployment insurance, pensions), so there are few moral qualms about taking care of your own, no matter what; c) there's not yet any sort of history of democracy, of regulation of profiteering — this is a very young, very capitalist country; d) the outside world and all its wealth provides tremendous incentives for corruption — the amount and indiscriminate nature of foreign aid, the fact that the amount of money that would eventually be paid for, say, a rhino horn dagger will trickle down to paying the poacher enough money to cover his kids» school fees for years; e) the fact that the west encourages the illicitly wealthy in the developing world to hide their loot in western institutions (e.g., Swiss banks).

These include (a) the cash value of one's whole life insurance policy, (b) the home equity value of one's residence, and (c) the pre-funded nature of the long - term care insurance policy.

For all of the above reasons, permanent life insurance offers many benefits that temporary term life insurance by nature can not offer.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

And, given the nature of the liabilities, insurance company asset managers tend to follow a buy - and - hold philosophy, particularly with respect to the life companies.

One of the best ways to expedite this process is to find an experienced and knowledgeable life insurance agent who understands the nature of application factors, classifications, rating tables, and which companies are most likely to agree to insure someone with your particular profile.

Though the policy will cost much more than a term life insurance policy with a similar death benefit, they can be an excellent type of life insurance policy to have if you are not a saver by nature.

Because of its long lasting nature, a whole life insurance policy holder will never find himself or herself without a life insurance plan — regardless of how long they need the coverage or any adverse health conditions that they may acquire over time.

You can do the legwork yourself to come up with the best possible option for your situation, but an even better way to proceed is with the help of an experienced, unbiased and knowledgeable life insurance agent who understands the nature of the various types of policies that are available.

Most insurance companies do not cover plastic surgery procedures because they are cosmetic in nature and not something that is needed to save the life of a patient.

Our focus on claims of a professional indemnity nature means that we are insurance as well as construction lawyers, and are equipped to advise on coverage and to manage the tensions and relations between insurers, brokers and insureds throughout the life of the claims.

[37] In conclusion on this issue, evidence relating to life insurance proceeds received, the payout of the mortgage on the family home at the time as a result of another life insurance policy, the existence of a current mortgage, and other evidence of that nature is admissible.

The nature of your wounds and the impact they'll have on both your quality of life and your finances will be central to the demand for compensation that your car accident lawyer files with the insurance company:

Again, for the power of leverage and the tax free nature of death benefits of life insurance, there are several ways a life insurance policy becomes a solution to long term efficiency needs.

We work directly with the best insurance companies who provide life insurance, even with a felony, depending on the nature of the crime.

Life Insurance by its very nature needed by the vast majority of Americans.

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The second benefit concerns the nature of term life insurance.

Every life insurance company will underwrite, or assess the nature of your treatments and maintenance of your condition, to establish your risk and life expectancy.

The insurance company will factor in all medications when determining your rate, however most medications of this nature will not add anything to your life insurance premiums.

There are many times when a person might need coverage to last as long they live, and a defined duration term won't meet the true nature of their insurance need.

For those who want the protection of a life insurance policy and don't mind paying extra for the added benefit of potentially being able to earn cash - value growth on their premium dollars, the dual nature of a variable universal life (VUL) insurance policy may be a good choice.

Since these life insurance companies understand the nature of expenses, the best of them have come out with a host of plans for life insurance policyholders in India.

Shriram Life Insurance Company deals in two types of child insurance plans which are both traditional plans iInsurance Company deals in two types of child insurance plans which are both traditional plans iinsurance plans which are both traditional plans in nature.

Depending on how expensive this policy is and the nature of your coverage gap, it may make more sense to go without life insurance coverage.

The plans offered by PNB MetLife Insurance Company are varied in nature but all of the given plans have a single aim to provide life insurance coverage to the policyholders along with an avenue to create savings through a traditional savingInsurance Company are varied in nature but all of the given plans have a single aim to provide life insurance coverage to the policyholders along with an avenue to create savings through a traditional savinginsurance coverage to the policyholders along with an avenue to create savings through a traditional savings method.

Every business needs to be insured to protect the company from the unpredictable nature of life, and there are some types of insurance that are indispensable to virtually any business owner, including startups.

The reason insurance companies offer this payment as a one time amount has to do with the nature of expenses in a normal individual's life.

Universal life insurance is also flexible in nature, in that the policyholder is allowed, within certain guidelines, to alter the timing of when the premium is due.

Term life insurance is also one of the simplest types of life insurance, and many policyholders like the straightforward nature of the product.

This type of life insurance offers a death benefit, with no cash value or investment build up — and because of its basic nature, term life insurance policies are usually very affordable.

The tax - free nature of these factors enable you to grow the value of the money you put into your life insurance policy without paying taxes on the growth.

As long as the cancer has not metastasized, whole life insurance is more likely to be an option compared to term life insurance — although because of the nature of these policies you will need to pay higher rates.

While the sales pitch certainly sounds compelling on the surface, critics warn that market returns are far from guaranteed and the term nature of the insurance could make it expensive to maintain the policy later in life when premiums tend to rise sharply.

Indexed universal life insurance products and policy packages offer a variety of options that allow you to make the most out of the flexible and financially adjustable nature of the policy.

This client would benefit more by applying for a «fully underwritten» term or whole life insurance policy so that the insurance company would have a complete record of their prior medical condition and understand the nature of their depression and be able to make an informed decision about their life insurance application.

And the nature of their ad's rarely focus on dieing and life insurance.

Many life insurance buyers like the simplicity and straightforward nature of this type of coverage.

People by nature can then put off the idea to a later date and then hope their situation changes and they can finally afford to purchase a life insurance policy that they know they really need just for the sake of their dependents financial future.

The nature of amyloid disease makes it difficult to qualify for most life insurance policies because amyloid disease can affect so many different parts of the body in may «unpredictable» ways.

Many life insurance shoppers like the guaranteed nature of this type of coverage, and owning a whole life policy can provide excellent peace of mind.

Unlike general insurance contracts, life insurance contracts are generally long term in nature, traditionally bought with a dual purpose of risk cover and long term savings.