With interest rates still being
at near historic lows, and home prices back near all time highs, it can make a lot of sense for some people to refinance their home.
Interest rates on mortgages today are
already near historic lows at about 4.5 % today and bond yields don't look like they will be changing too much in the near future.
Even though bonds and cash equivalent yields are
currently near historic lows, they are essential in providing the relative stability that will be sorely needed in the next stock meltdown.
Prices on apartment properties also rose relative to their income in rents, and that kept the yield on investments in the
sector near historic lows.
Look for the average 30 - year fixed mortgage rate to end the year
still near historic lows at around 4.4 percent, according to the organization.
With interest
rates near historic lows, refinancing is a good option for many homeowners looking for ways to cut their monthly expenses.
«Mortgage rates remain
near historic lows even with recent upticks, and we're seeing rising wages, job growth and construction rates, which continue to make homeownership a compelling and realistic investment for many Americans.»
But some agriculturally exposed companies have lower or negligible engagement with the US or China, and are
trading nearer historic lows than highs.
Consumer confidence combined
with near historic low mortgage interest rates is fueling the residential real estate industry's resurgence, and industry leaders are reporting that many leading REALTORS ® from around the country are experiencing a tremendous uptick in consumer interest and transactions that they haven't seen in more than five years.
A new generation of house hunters enters a U.S.
market near historic lows in listings, setting the stage for what could be another residential market boom.
We must also factor in personal
saving near historic lows and consumer credit - to - PCE at historic highs (see WILTW January 18, 2018).
Although interest rates have hovered
near historic lows recently, the LIBOR benchmark rate, on which most variable interest rate loans are based, more than doubled in the year through July 2017, dragging payments for variable interest rate student loans up with them.
At a time when the U.S. economy is already growing fairly well, with strong corporate earnings, robust retail sales during the holidays and
unemployment near historic lows, the nagging question is why these factors are not pushing longer - term interest rates higher.
Fixing rates at
near historic lows seems to be a prudent decision that leaves HASI's earnings profile in a much stronger position as short - term rates continue to rise in 2018.
Yet even though interest rates are
very near historic lows and it appears they're not headed for a major move to the upside, don't forget what a rate represents — your mortgage payment.
Ten - year German and U.S. government debt yields
stayed near historic lows below 2 percent, signaling that the intensive search for safety was continuing.
Generally I'm not fond of buybacks because they are often made with the worst timing; when companies are generating excess cash their share price is not
usually near historic lows nor are they selling below book value.
Digital Communications Associates is an extremely well - financed computer peripheral manufacturer whose common stock is
selling near historic lows at a material discount from net asset value.
Mortgage rates today are
sitting near historic lows and while it's unlikely they will return to the high teens of the 1980s, a move higher five years from now is not out of the question.
According to the industry trade publication Medical Liability Monitor, «[C] laim frequency remains relatively flat and
near historic lows across the [medical malpractice insurance] industry....»
Job security will most likely become a heightened issue, and mortgage rates should continue to hover
near historic lows because of an accommodative Federal Reserve.
Mortgage rates have
held near historic lows even past the busiest homebuying season of the year and we're coming up on the best month of the year to buy a home.
Regardless, mortgage rates still remain
near the historic lows helping to keep homebuyer affordability high, and providing a strong incentive for those looking to refinance.
WASHINGTON (AP)-- Slightly more Americans sought unemployment benefits last week, but the overall levels still remain
near historic lows in a positive sign for the job market.