Sentences with phrase «necessary coverage at»

They take into account the different coverage needs of the client, and select a policy that provides the necessary coverage at a reasonable price.

We received several quotes from different companies and were able to obtain necessary coverage at lower rates than our prior company could have provided.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

This resulted into what was a dynamic team play where every acre of space in the pitch was covered but only at the time that the coverage was necessary, allowing the team to take advantage of movements and provision of men where they were needed.

«PrEP can be a part of that outcome — especially if pragmatic approaches are sought, aimed at achieving the coverage necessary to gain population impact at scale.»

Following these other steps, your skin will improve so the coverage you feel is necessary will become lighter and lighter until you feel comfortable without any at all.

RECOMMENDED: Full coverage of the Cannes Film Festival This year, the beautiful scenery made for a nice — and, at times, all - too - necessary — counterpoint, because once you stepped into a screening room, you were apt to be subjected to human ugliness en masse.

It's best to ensure that you have the necessary staffing and resources at your disposal to optimize your chances of convincing the media to show up and connect with you, and getting the coverage you seek.

If your state follows a tort system where the at - fault driver's insurance pays for all damages, full coverage is not always necessary as long as the other driver is at fault.

Education is a significant part of that process, and when you call for Inspiration at Frank Lloyd Wright renters insurance you'll be connected with an insurance expert for renters who can help you identify what coverage is necessary for compliance as well as what coverage is appropriate for your lifestyle.

Typically provides coverage for an insured person, covered family members and covered passengers for certain reasonable and necessary expenses, such as medical and hospital expenses, income continuation, loss of services, and funeral expenses for bodily injury caused by a covered accident, regardless of who was at fault.

When calculating dividend coverage for ordinary share capital, it is necessary to deduct any dividend paid on irredeemable preference shares from the net profit earned during the accounting period in order to arrive at the earnings attributable to ordinary share holders.

Observations may have insufficient frequency and spatial coverage to accurately determine the radiative imbalance at the necessary resolution

At the outset, we will review all available insurance policies, process medical bills when necessary, and advise our clients with regard to coverage for medical treatment, lost wages and other benefits that may become available immediately after an accident.

The insurance coverage attorneys at Conroy Simberg are experienced litigators with the skills necessary to successfully represent insurers at all stages of the litigation process.

Eugene Meehan, a lawyer at Supreme Advocacy in Ottawa who represented Ledcor Construction at the Supreme Court, says the decision is a «welcome, positive and necessary clarification to an increasingly complex yet fundamental area of insurance — the interpretation of coverage, exclusion, exception clauses.»

The Court referred to Bennett v. British Columbia, 2012 BCCA 115 (at paragraph 27), to support the principle that Weyerhaeuser's «communications constituted a promise or an offer to current employees that it would provide premium - free insurance on retirement if they should continue their employment until their retirement and should elect such coverage,» and that an employee's fulfilment of those conditions «would constitute an acceptance of the offer and would supply the necessary consideration to bring a contract into being.»

Underinsured motorist (UIM) coverage allows insureds to seek recovery from their own insurance company when an at - fault driver is underinsured — carrying less liability coverage than necessary to cover the injured party's claim.

Medical Payments coverage pays the cost of necessary medical care you receive as a result of a snowmobile accident and can be used regardless of who is at fault.

While many people may feel that life insurance is no longer necessary once an individual no longer has dependent children, the reality is that this type of coverage can be necessary at any age — and regardless of whether or not you have any dependents who are counting on you financially.

Typically, coverage limits are set at 10 % of the amount of dwelling coverage, but you can purchase more protection if necessary.

As the building costs in an area increase, it becomes necessary for the company to increase the covered amount at renewal to maintain full replacement coverage.

Necessary visa letter is available online soon after the purchase for proof of coverage at the consulate during visa appointment.

Emergency medical coverage is limited for hazardous sports: For those who will be traveling at least 150 miles from home and will need emergency medical coverage, a travel insurance policy may provide necessary coverage.

Travel insurance companies that provide primary medical coverage are more willing to arrange for advance payment if necessary at the foreign hospitals who may not otherwise treat the patients.

However, if you treat the policy like a whole life and only make changes to it if absolutely necessary, you will have dependable coverage at an affordable price for your entire life.

At some point, the company you're buying your disability coverage from will gain possession of all records they deem necessary.

Emergency medical evacuations are expensive affairs, and it's not something you want to whip out your credit card to pay for, but at the same time it's not necessary to have too much evacuation coverage.

If you've suffered from cancer and it was caught at an early stage, you may still be able to find insurance, although the life insurance company might have you wait a certain amount of time after surgery or completing your necessary course of treatment before considering you for coverage.

Basic Plan Necessary coverage for the basic travel protections and not a lot of extras This trip insurance plan provides essential coverage and assistance for anyone who wants to protect their vacation at an affordable price.

At the very least, be certain to have coverage for emergency situations that includes medical evacuation if necessary.

Liability coverage is the only legally required kind of TN car insurance, and it is necessary that you at least meet the state minimums.

No - Fault, also called Personal Injury Protection (PIP), is designed to pay promptly, regardless of who is at fault or whether there was any negligence, for economic losses (meaning medical / health expenses, lost earnings, and certain other reasonable and necessary expenses related to injuries sustained), up to $ 50,000 per person («basic No - Fault coverage»), to the driver and all passengers injured in your car as well as any pedestrians injured by your car, because of its use or operation in New York State.

Under the «replacement cost» coverage, the policy owner is reimbursed an amount necessary to replace the article with one of similar type and quality at current prices.

You may hesitate at the first few earthquake insurance quotes you see, but because your home is probably your biggest investment, extra liability coverage for protection from natural disasters is necessary.

«Don't increase or decrease your coverage, limits or deductibles — otherwise the comparison will be obsolete and you could spend more than necessary,» advises Smith, adding, «If the broker isn't able to cut the cost of the calculator - generated insurance quote, ask if anyone's offering better coverage at the same price.

Auto insurance is necessary for everyone who drives a motorized vehicle, including seniors, but AARP can help retirees with getting the coverage they need at a price that fits a limited budget.

Level term insurance should be used as a temporary bridge that provides low cost protection during the period of need but can be dropped or expires at the point when the coverage no longer becomes necessary.

Typically provides coverage for an insured person, covered family members and covered passengers for certain reasonable and necessary expenses, such as medical and hospital expenses, income continuation, loss of services, and funeral expenses for bodily injury caused by a covered accident, regardless of who was at fault.

Pays necessary medical costs for people (other than residents of your household) accidentally injured at your residence or elsewhere due to your activities or due to your pet, regardless of liability, up to the coverage limit stated in your policy.

It should be used as a temporary bridge that provides the low cost protection during the period of need but can be dropped or expires at the point when the coverage no longer becomes necessary.

Bodily Injury (BI): $ 25,000 coverage for the necessary medical treatment that each person injured in an accident requires when you are at - fault.

He or she can also help you make changes to your policy if necessary, such as lowering your annual mileage because you've started working at home two days a week or raising your collision coverage because your wife is expecting a baby.

Keep in mind that coverage can be changed at any time with short term car insurance should it become necessary.

In situations where permanent insurance is no longer needed — whether because the individual accumulated enough wealth than the death benefit protection is simply no longer necessary, or perhaps because the insurance was intended to provide liquidity for estate tax exposure that is simply no longer relevant at the newly permanent and portable inflation - adjusting $ 5.25 M estate tax exemption — the default decision is often to cancel the coverage.

The insurance company offering permanent insurance is collecting far more in annual premiums than is necessary to «just» cover the annual cost of death benefit coverage, because the policy is designed to endow at its face value (i.e., have the cash value compound to the policy's face value) at age 100.

REPLACEMENT COST: Replacement cost insurance coverage provides you with the necessary funds to build your home at today's costs, as it was at the time of the peril.

Under the «replacement cost» coverage, the policy owner is reimbursed on an amount necessary to replace the article with one of similar type and quality at current prices.

By purchasing coverage, you are showing the necessary responsibility to take care of your own life at a time when everyone is expecting you to prove yourself.

Because most (if not all) life insurance companies are going to deny coverage to anyone who is applying for a traditional term or whole life insurance policy while currently receiving dialysis, it becomes necessary to take a look at some «alternative» life insurance products that won't require one to «medically» qualify should they wish to be able to qualify for coverage.