Sentences with phrase «necessary living expenses in»

It might seem counterintuitive, but before you even think about tackling any debt, make sure you have some money socked away to cover necessary living expenses in case of an emergency.

Not exact matches

Credit cards can help in a crunch, but it's best to have savings that equal at least 2 - 3 months of your necessary living expenses.

Additional Living Expense Additional living expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being repLiving Expense Additional living expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being reExpense Additional living expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being repliving expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being reexpense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being repaired.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

So while I will encourage to never give up on ultimately landing your dream job, accepting a job in the interim that will help you cover the rent, food, living expenses and yes, student loan payments is a wise and necessary move on your part.

Once you've spent the money necessary to cover your fixed and variable living expenses (and yes, I realize that's no easy task for many) consider spending your additional dollars in this order:

Another priority is to reduce some of her expenses — Marina pays $ 1,598 annually in term life insurance that may no longer be necessary.

Credit cards can help in a crunch, but it's best to have savings that equal at least 2 - 3 months of your necessary living expenses.

This can hurt anyone who might need to access their funds soon — either to split in a divorce proceeding, roll out for living expenses (not a good idea but still sometimes necessary), or who have left one job and have a narrow timeframe in which to do something with their 401k.

In other words, the policy covers, up to the policy limit, necessary living expenses that you incur in order to continue your life in a way that is as near as possible to your normal standard of livinIn other words, the policy covers, up to the policy limit, necessary living expenses that you incur in order to continue your life in a way that is as near as possible to your normal standard of livinin order to continue your life in a way that is as near as possible to your normal standard of livinin a way that is as near as possible to your normal standard of living.

It presumes that (i) when comparing the outcomes from using different accounts it is necessary to presume that all savings go into those accounts, (ii) when wages and living expenses are held constant between options, any option that reduces taxes should result in larger savings, (iii) the RRSP's benefits accrue only to the dollars in the account.

Ideally, you want enough in cash reserves to cover necessary living expenses for at least 3 - 6 months.

It does instead assume you will have a relatively balanced portfolio of stocks and bonds in order to generate the income necessary to pay your inflation adjusted living expenses over a relatively long time horizon.

That might make blending of emergency fund sources necessary — not many people can afford to hold 12 months of living expenses in an emergency fund paying less than 1 %.

When you are just starting out in actually setting and keeping a budget or digging yourself out of CC debt / living paycheck to paycheck the odds are you aren't going to have the experience or disciple necessary to actually budget for those things in bucket 2 and even if you did the better option might well be to pay off that high interest debt you already have rather than saving up for an eventual expense.

[xii] This test can be contrasted with the totality of the circumstances test adopted by the Eighth Circuit in Long v. Educational Credit Management Corp. (In re Long), [xiii] in which the court considers (1) the debtors economic resources, (2) reasonable necessary living expenses of the debtor, and (3) any other relevant circumstancein Long v. Educational Credit Management Corp. (In re Long), [xiii] in which the court considers (1) the debtors economic resources, (2) reasonable necessary living expenses of the debtor, and (3) any other relevant circumstanceIn re Long), [xiii] in which the court considers (1) the debtors economic resources, (2) reasonable necessary living expenses of the debtor, and (3) any other relevant circumstancein which the court considers (1) the debtors economic resources, (2) reasonable necessary living expenses of the debtor, and (3) any other relevant circumstances.

Reverse mortgages can give senior homeowners the funds they need to lead a more secure and enjoyable retirement, repair their homes, or potentially pay for long - term care and other necessary expenses, while allowing them to continue to live in their own homes for as long as they want.

Make sure there is room in your budget for the necessary expenses associated with pet ownership, and commit to providing your canine companion with the best possible treatment and care throughout his or her life.

Care Credit — for pet owners to apply for credit to pay vet bills Brown Dog Foundation — for pet owners whose pet faces a treatable life - threatening condition Feline Veterinary Emergency Assistance Program — for cat owners Goldstock Fund — for pet owners and rescues Grey Muzzle Organization — for shelters and rescues, to help senior dogs Best Friends Animal Society's Resources — for pet owners and rescues Jake Brady Memorial Fund — provides financial aid for vetwork for pet owners The Pet Fund — for pet owners who can't afford vet care Shakespeare Animal Fund — for pet owners who can't afford vet care, focusing on seniors and offers low cost spay / neuter programs throughout the US Veterinary Care Partnership Program — for IIADP assistance dogs Prince Chunk Foundation — Prince Chunk Foundation helps pet owners in financial crisis Vet - I - Care — helping families secure the resources required to provide much needed specialty and emergency care for their pets Rose's Fund: financially assist pet owners and Good Samaritans who have an animal with a good prognosis for a healthy life, but are at a financial loss Red Rover Relief Grants: financial assistance grants so pet owners, Good Samaritans and rescuers can care for animals who need urgent veterinary care, resources for pet owners struggling with economic hardship, and resources for victims of domestic violence Handicapped Pets.com: assistance for caretakers of disabled pets Gimpy Dogs: help for surgeries and other care Pet Food Stamps: for pet owners who need assistance paying for pet food Stewie to the Rescue: helps to bring affordable spay and neuter services, wellness services, and emergency and surgical care to pet owners who otherwise would not be able to afford even the most routine and essential veterinary visits Friends & Vets Helping Pets: helps low income families cover extraordinary veterinary expenses necessary to save a pet's life.

Additional Living Expense Additional living expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being repLiving Expense Additional living expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being reExpense Additional living expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being repliving expense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being reexpense coverage pays, in certain circumstances, for any necessary expenses incurred while your apartment is being repaired.

After publishing my total expenses to live and travel full - time in 2011, as well as an immensely popular resource illustrating how to swing full - time travel for $ 17,000 per year (or less), many questions arose about how I earn the money necessary for my full - time travel lifestyle.

Potential losses that you could identify in your case — and receive compensation for — include medical expenses, lost wages or earning potential, repair or replacement of your motorcycle, lifestyle adjustments deemed necessary, and reduced quality of life, among others.

Often, an accident leaves a victim with mounting medical bills and lost wages while a victim recovers, meaning that the expenses will far exceed the money coming in and potentially leaving a victim without the means necessary to lead a normal life.

The Guidelines, correspondingly, are not directly influenced by a parent's actual living expenses or their debts; although a parent's necessary living expenses were allegedly taken into consideration when the drafters of the Guidelines set limits on the basic support amounts included in the Guidelines.

For example, term life insurance is oftentimes a good solution for those who want to ensure that the balance of their mortgage is paid off, their children can afford college in the future, and / or that their family will still have the necessary funds available to pay their living expenses if the unexpected is to occur.

Mass Evacuation funds provide coverage for any necessary and reasonable increase in living expense incurred while access to the «dwelling» or «unit» is prohibited by order of civil authority for a period not exceeding 2 weeks from the date of the evacuation order.

Health insurance is necessary in today's life as medical expenses are sky rocketing.

In the event of an accident, the company will also reimburse the expenses incurred for purchasing of supporting items like, artificial limb, tricycle, wheelchair, stretches, crutches etc which in opinion of medical practitioner is necessary for the life insureIn the event of an accident, the company will also reimburse the expenses incurred for purchasing of supporting items like, artificial limb, tricycle, wheelchair, stretches, crutches etc which in opinion of medical practitioner is necessary for the life insurein opinion of medical practitioner is necessary for the life insured.

Also, if your rented home ever needs serious repairs, and you're unable to live there, it also covers the reasonable and necessary increase in living expenses (housing, food, etc.) you may incur.

In this case, a smaller life insurance policy may be necessary just to hedge against the costs of final medical bills, funeral costs, and other final expenses which might be incurred.

Your renter's insurance policy will pay for the «reasonable and necessary increase in living expenses (housing, food, etc.) you incur to maintain your normal standard of living until your home is repaired or until you permanently relocate after a covered loss.»

In many instances, people are doing away with expenses that they feel are not necessary — and unfortunately, life insurance coverage oftentimes falls into that category.

We will pay the Usual and Customary level of charges for Transportation Expense for an emergency Medical Evacuation to the nearest Hospital or medical facility where suitable Medically Necessary treatment is available, provided: 1) Your local attending Physician and We or Our Program Assistance Provider determine that Your condition is acute, severe or life threatening; and 2) that adequate Medically Necessary treatment is not available in Your immediate area.

Additional living expense coverage will cover the necessary increase in cost to maintain your standard of living.

While group life insurance is now a common benefit in the workplace, if you have significant assets to protect, it may not provide your loved ones with enough money to cover the necessary expenses.

Your Renters policy will pay for the reasonable and necessary increase in living expenses (housing, food, etc.) you incur to maintain your normal standard of living while your residence is being repaired, or until you permanently relocate after a covered loss, subject to 12 or 24 months, depending on your policy type.

Staggering the expiration dates of your life insurance policies can help make sure your beneficiaries are financially covered in the event of your death and able to help cover the necessary expenses.

The various types of insurance that consumers purchase are generally viewed as a necessary expense that policy holders don't think about much in everyday life, except to grumble about the cost of the premiums.

As long as you do not have people depending on your income for support, life insurance at this stage in life would not be necessary, unless you do not have any other means to pay for your funeral expenses or decide you want to leave money as a legacy.

Dividend: In a participating whole life insurance policy, the refund of that part of the premium paid at the beginning of the year which still remains after the company has set aside the necessary reserve and made deductions for claims and expenses.

This is to ensure that your beneficiaries or loved ones aren't left hanging upon making final expense payments, continuing with living expenses, paying off debt, or finishing whatever is necessary in order to obtain the policy.

The technical answer to what is loss of use coverage on Manhattan, NY renters insurance is «If a loss by a peril insured against under this policy to covered property or the building containing the property makes the residence premises not fit to live in, we cover at your choice either of the following:... any necessary increase in living expenses incurred by you so that your household can maintain its normal standard of living; or... the fair rental value of that part of the residence premises where you reside...»

When the need is long - term but cash flow is currently insufficient to buy the needed coverage using higher premium ordinary whole life — Parents in younger families often have major long - term support obligations for their young children and spouses, have committed expenses that already strain the family's budget and, therefore, simply can not afford the premiums necessary to buy the amount of coverage they need to protect their families using ordinary whole life insurance.

As the cost of education goes on rising each day, it is necessary to invest in savings plans that offer sufficient funds to meet the expenses at key educational milestones in his life.

In other words, the policy covers, up to the policy limit, necessary living expenses that you incur in order to continue your life in a way that is as near as possible to your normal standard of livinIn other words, the policy covers, up to the policy limit, necessary living expenses that you incur in order to continue your life in a way that is as near as possible to your normal standard of livinin order to continue your life in a way that is as near as possible to your normal standard of livinin a way that is as near as possible to your normal standard of living.

You need to be sure that if this happens your Omaha renters insurance policy gives you the necessary buffer in terms of living expense coverage to pay for your substitute residence during the crisis.

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

Child maintenance aids in covering necessary living expenses for the child and is ordered by the courts after review is conducted of each parent's individual income earnings.