Sentences with phrase «necessary loans or credit»

On the one hand, smart borrowing will help you build up a good credit score so that you can take out further necessary loans or credit, such as... Read more»

Not exact matches

In actuality, while the skill set necessary to make intelligent decisions can take years to acquire, the core matter is straightforward: Buy ownership of good businesses (stocks) or loan money to good credits (bonds), paying a price sufficient to reasonably assure you of a satisfactory return even if things don't work out particularly well (a margin of safety), and then give yourself a long enough stretch of time (at an absolute minimum, five years) to ride out the volatility.

11.1 Once LendInvest has completed all necessary checks (including assessment of the results of the valuation of the Property, all credit, fraud and money laundering checks), LendInvest may in its absolute discretion choose whether or not to issue to you a formal offer to you to enter into an RPA Loan Agreement.

The new rule will not change any aspect of applying for things like a loan or a business credit card, excepting the additional paperwork that may be necessary.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Like with a bad credit loan, a bankruptcy auto loan may subject you to paying higher interest rates, require a co-signer or make it necessary for you to put up collateral as security for the loan.

It is not necessary to open a new line of credit like a new credit card or other type of loan in order to participate in a balance transfer.

Americans are trying to keep their heads above water, so oftentimes, a credit card or small loan may be necessary to pay for essential living expenses.

To apply for a stated income or no documentation mortgage loan you will need to provide necessary paperwork verifying your credit score and employment.

Start by taking the necessary steps to enhance your credit score so that lenders will find you to be an attractive prospect for a loan or credit line.

So the good news is if you wanted to go back into some public service or nonprofit field, you could earn credit for the remaining payments necessary to qualify you for the Public Service Loan Forgiveness program.

Good credit is necessary to get approval for a mortgage or other loan.

Debt consolidation often is out of the question for borrowers because they don't have the credit rating necessary to qualify for a large enough loan or because they don't have enough available home equity to obtain a large enough loan.

Overall, knowing how to improve credit score and doing those things necessary to get your credit rating where it needs to be will help you to secure that big loan for a home or a new car.

Access to credit may be necessary especially if you plan to try and apply for another credit card or a mortgage or auto loan.

While these so - called «hard inquiries» may lower your credit score a bit, they're necessary for lenders to determine your ability to pay back a loan (or your likelihood to default on payments).

Banks, credit unions and other people lend money for significant, but necessary items like a car, student loan or home.

Applying for a traditional personal loan from a bank or credit union takes time to check your credit and handle the necessary paperwork which may not be fast enough for some consumers.

There are buyers that qualify on income and credit who may not have the necessary additional down payment required for the 5 %, or 10 % down conventional loans.

In fact, you want to try to avoid signing up for new lines of credit or loans during a recession unless it is necessary.

The other type, installment credit, is simply a loan to pay for a car, a house, or, in the case of many second mortgages, necessary home repairs.

So before you start applying for loans or talking to lenders, you should find out what your credit score is — and work on fixing it, if necessary.

NACA's track record of helping people who have credit problems become homeowners or modify their predatory loan debunks the myth that high rates and fees are necessary to compensate for their «credit risk».

If you have bad credit and are faced with a financial emergency or a necessary purchase, you should be able to land a $ 2,000 bad credit personal loan...

At the same time, older Americans are increasingly finding it necessary to keep working — because their nest eggs and home values took a beating during the Great Recession, and / or because they still need to pay off credit cards, mortgages, student loans, and other debt.

Unless it is absolutely necessary, don't take out any new loans or credit cards.

Pay off any credit cards (and other debt) that charge more than 10 % interest per year, if necessary by rolling over to a card or loan with a lower permanent rate.

You can take a policy loan at any time, and for any reason, with no credit check or qualification necessary.

LendEDU analyzes each private student loan provider using the following criteria: communication process with consumers and / or required cosigner, ease of use when applying, clarity of necessary disclosures, availability of 24/7 customer support staff, availability of customer support channels including but not limited to email, phone, fax, and text, competitiveness of interest rates offered at a high level and at a credit profile level, wide variety of terms available, non-financial benefits and services offered, incentives for responsible borrowing, tools to promote educated repayment, relationships with servicing companies, availability of a soft credit check process, experience industry executives, track record of excellent consumer happiness, values upheld by the institutions, and timeline for funding process.

Money is the lifeblood of a pet shop, and if the storeowner can't provide the necessary cash, he or she will probably have to turn to a bank for a loan or a line of credit.

If an imposter obtains key personal information such as a Social Security or Driver's License number, or other method of identifying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the Outreach plans provide coverage for up to $ 500 for the reasonable, customary and necessary costs incurred by the insured for: re-filing a loan or other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long - distance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.

If an imposter obtains key personal information such as a Social Security or Driver's License number, or other method of identifying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, thePatriot Platinum plans provide coverage for up to $ 500 for the reasonable, customary and necessary costs incurred by the insured for: re-filing a loan or other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long - distance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.

Since conception and adoption costs are so high, many same - sex couples may be tempted to obtain a loan from a bank or credit union, using their house or other collateral to help provide the necessary fund, or even turn to credit cards.

If an imposter obtains key personal information such as a Social Security or Driver's License number, or other method of identifying an insured person in order impersonate or obtain credit, merchandise or services in the insured person's name, the Patriot Multi-Trip plans provide coverage for up to $ 500 for the reasonable, customary and necessary costs incurred by the insured for: re-filing a loan or other credit application that is rejected solely as a result of the stolen indentity event; notarization of legal documents, long distance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.

If an imposter obtains key personal information such as a Social Security or Driver's License number, or other method of identifying an insured person in order to impersonate or obtain credit, merchandise or services in the insured person's name, the Patriot GoTravel plans provide coverage up to $ 500 for the reasonable, customary and necessary costs incurred by the insured for: re-filing a loan or other credit application that is rejected solely as a result of the stolen identity event; notarization of legal documents, long dis - tance telephone calls, and postage that has resulted solely as a result of reporting, amending and / or rectifying records as a result of the stolen identity event; up to three credit reports obtained within one year of the insured person's knowledge of the stolen identity event; and stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.

You can take a policy loan at any time, and for any reason, with no credit check or qualification necessary.

A loan officer is responsible for making necessary recommendations for clients, evaluating and authorizing loans for commercial needs, real estate or credit.

Banker, November 2009 to Present Harthouse Financial - New Cityland, CA • Provided customers with financial advice, developed personal budgets • Promoted bank services to customers, identified relevant or necessary programs or financial action • Organized loans, credit and other financial necessities for clients

Fox College will supply the necessary documentation that may aid the student in receiving credits for the completed course work provided the student does not owe the school money, is not delinquent or in default on a student loan, or does not owe a refund on any federal or state student financial aid program.

Even if buyers are above board, they may not be aware of a problem in their credit report that prevents them from getting the loan amount or interest rate necessary to purchase the home you've helped them find.

Taking a 30 - minute loan application (if allowed by your state) and collecting credit documents is an actual service; it's necessary to the loan origination process; and it's distinct from other services you provide in listing or selling property.

As discussed more fully in the section - by - section analysis of § 1026.2 (a)(3) above, under current regulations, the receipt of the following information by the creditor or mortgage broker constitutes receipt of an «application»: (1) Borrower's name; (2) borrower's monthly income; (3) borrower's social security number to obtain a credit report; (4) the property address; (5) an estimate of the value of the property; (6) mortgage loan amount sought; and (7) any other information deemed necessary by the creditor.

As discussed more fully in the section - by - section analysis of § 1026.2 (a)(3), under current regulations, the receipt of the following information by the creditor or mortgage broker constitutes receipt of an «application»: (1) Borrower's name; (2) borrower's monthly income; (3) borrower's social security number to obtain a credit report; (4) the property address; (5) an estimate of the value of the property; (6) mortgage loan amount sought; and (7) any other information deemed necessary by the creditor.