Sentences with phrase «need additional years»

It's hard to predict your future 20 - 30 years ahead, which results in a scenario where you may think 20 years of term insurance will meet your needs, only to find out you need additional years of coverage when the time comes.

Not exact matches

Musk, 46, said he won't need to go back to equity or debt markets this year to seek additional funds for Tesla, but crossing Wall Street may be a bad idea.
The first is to purchase and install the needed equipment at a point during the year where additional volume warrants the expenditure, thereby assuring sufficient cash flow to handle the additional debt service or the outright purchase of the equipment.
Wells Fargo, the nation's No. 1 SBA lender 7 (a) in dollar volume for six consecutive years (U.S. SBA data, federal fiscal years 2009 - 2014), established these relationships with the intent of providing small business owners with an additional financing solution that may better meet their lending needs.
It has been close to a year since the Department finalized the Fiduciary Rule and PTEs, and now with the additional extension of the applicability date contained in this final rule, there is little basis for concluding that advisers need still more time before they will be ready to give advice that is in the best interest of retirement investors and free from material misrepresentations in exchange for reasonable compensation.
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
We are just about on pace to hit the annual figure for the year, with some additional savings needed to put things over the top.
The rule, which does not need additional approval, requires that workers in assignments related to many federal contracts receive one hour of paid sick leave for every 30 hours they work, for up to 56 hours of leave a year.
According to the American Trucking Association, in about 10 years, the demand for trucking services will rise by 30 percent, meaning an additional 600,000 tractor - trailers will need to be on the road to accommodate the rise in demand.
To stand out, list the additional team members you're going to need in year two and three of your venture.
Since Living Goods» overall budget is increasing, it also aims to raise an additional $ 3 million in reserves (about $ 2 million in 2015 and about $ 1 million in 2016).148 It expects to raise some funds from partnership consulting fees and margins on goods sold to CHPs, leaving about $ 10 million per year that would need to be supported by donor funding.149 In 2012 Living Goods raised $ 2.8 million, and in 2013 it raised $ 3.3 million from donors.150 Living Goods told us that it believes there is a decent chance it will reach two - thirds of its funding target for the first year through agreements with funders who have supported its work in the past, but the money has not yet been secured and the funding need will grow each year.151 The Children's Investment Fund Foundation (CIFF), one of Living Goods» major core funders historically, will be deciding in Q1 2015 whether to fund Living Goods» scale - up.
According to the highly - respected Tax Foundation, the oldest tax think tank in the country, an additional 1 percent growth in GDP would need to occur every year for the next 10 years to offset the cost of Trump's plan.
It may have been intended to encourage more angel investment by the end of the year, but most of the folks I know who've thought about it agree that, if spurring additional angel and startup investment was the desired impact, the break would really need to be in place permanently, or for a longer period of time.
We've already discussed the need to submit two years of income taxes to help verify your income, but some lenders may require you to submit additional business documents.
GBST (GBT), a Fund investment which makes software for financial services clients, surprised the market in August by announcing that its products would need an additional $ 50m of «investment» over the next three years.
Other environmental policies include promoting smarter energy use through the ecoEnergy Initiative; a Chemical Management Plan to regulate chemicals harmful to human health and the environment; $ 1.5 billion over seven years for the production of renewable fuels; a commitment to ensure that 90 percent of Canadian electricity needs are generated through non-emitting sources by 2020; and additional government funding to acquire and preserve ecologically sensitive lands.
Today, finance minister Jim Flaherty announced a three - year freeze on Employment Insurance (EI) premiums, ostensibly because a stronger job market has alleviated the need for additional premium revenue.
The Minister of Finance, in his current round of pre-budget consultations, claims that some additional cuts (over and above those announced in the 2010 budget) will be needed in the upcoming budget, although the Prime Minister in his year end review stated that no new major cuts will be necessary.
A uniquely designed year long program, created in partnership with McPherson Berry and MetLife as the title sponsor, EYE will provide the next generation of minority millennial entrepreneurs who will support the needs of corporate members, MBEs and additional stakeholders.
Bank Hapoalim, Israel's largest bank, saw its profits squeezed last year by rising costs and the need to set aside additional capital.
They need to import more wines to meet the demand, so we expect an additional 3.8 million cases for the next few years,» Deglise added.
Ever since I started anti-candida diet in October last year, I find that I personally don't need to use additional sweeteners as my taste buds no longer cope with too much sweetness.
Almond butter will definitely work in a Vitamix 750 (I had that model for 5 years before my new Ascent 3500), but as per the instructions above, you need to roast the almonds first (to release their natural oils) or add additional oil.
They have tried to give him everything he needs to succeed, from new weapons like Tomlinson at running back and wideout Santonio Holmes to additional mentors like the 39 - year - old Brunell.
This year we need to increase our scoring rate, so an additional quality ST is a must, and another DM to back up Le Coq would be good.
Again, last year's 4 -2-3-1 wasn't broken, it just needed some additional players or healthy players, and an intelligent game plan.
Indeed, though Team Euro needs no additional incentive to keep kicking American butt, U.S. captain Davis Love III handed Darren Clarke and his charges prime bulletin - board material when he claimed that this year's home squad was «the best golf team maybe ever assembled.»
Carondelet has been seeking additional land for its athletic teams for over a year as this was identified as a critical need and, therefore, became a top priority in the school's strategic plan.
«We would have to take on a lot of additional staff and there would be infrastructure that we'd need to increase and that in itself is a year's work, so the reality is 2021 could become 2022.
Since you will need a good convertible seat anyway, it is obviously much more economical to just use this seat from the beginning, rather than spend an additional $ 70 - $ 300 on a seat which will get less than one year of use.
Even if a woman decides to diet to lose the baby weight after her baby is born, if she breastfeeds for a full year, at some point she will need additional calories.
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Some mothers with hypoplasia / IGT find that their babies need no additional donor milk or formula supplementation around the middle of the first year, when they've shown readiness for some solid foods.
Suitable from 18 month (10.9 kg / 24 lb) to 3 years (24 kg / 52 lb), without the need for additional inserts or complex adjustments
Some mothers with hypoplasia / IGT find that their milk needs no additional donor milk or formula supplementation around the middle of the first year, when their babies have shown readiness for some solid foods.
Additional well - baby exams will be needed every few weeks and, later, months for the first year.
All breastfed babies need an additional supplement of vitamin D. Depending on where you live, your doctor will likely suggest that you give your baby 400 IU of vitamin D per day or more for the first year, as long as you are breastfeeding.
Post-16 students whose additional support funding totals more than # 6,000 (if provided over the full academic year), are also classed as high needs students.
Air, road and rail travel will increase by at least another third over the next two decades, and we need 230,000 net additional dwellings each year to meet housing demand.
Supreme Court Judges are permitted under current law to continue serving additional two year terms, until the age of 76, if they are deemed competent and it's demonstrated that they are needed on the bench.
«Five years prior, they funnel in students that need additional resources and support without giving them additional resources and support,» said Maria Fernandez, senior coordinator of the NYC Urban Youth Collective and a member of the group.
But the debt - laden transit authority will still need to find additional revenue sources, or cut costs, to alleviate operating budget gaps it's facing in years to come, according to S&P.
«Nevertheless, The MTA likely will still need to achieve additional unidentified savings, a figure that will grow in the out - years, to balance operations if it can not find additional revenue sources,» wrote credit analyst Paul Dyson in the report.
As part of the deal, the company also needs to retain an additional 886 jobs already in the state over the next five years.
On the donations we've given the party over the last year, and has now asked for some more, I wonder how many labour members angry at our own party for spending money we didn't have in the late 2000's which has seen this recession be worse than it need be, feel obliged to give to our party additional money,
Library Funding Council Member Jimmy Van Bramer has requested an additional $ 65 million for libraries, arguing that the need for library services is growing and that funding is below levels of several years ago.
With the savings from the transformation project, if NRCSD's proposed budget passes for 2012 -2013 passes in May, there will be no needs for additional budget cuts next year.
The Educational Conference Board, a coalition of school boards, teachers unions, and school administrators, say the state's schools need and additional $ 1.5 billion next year just to keep up with rising costs like health insurance premiums and pensions.
Had the bridge not been replaced, the Thruway Authority would have needed to spend an additional $ 3 billion to $ 4 billion over the next 20 years to ensure its structural integrity.
The Educational Conference Board, a coalition of school boards, teachers unions and school administrators, said the state's schools need an additional $ 1.5 billion next year just to keep up with rising costs like health insurance premiums and pensions.
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