It's hard to predict your future 20 - 30 years ahead, which results in a scenario where you may think 20 years of term insurance will meet your needs, only to find out
you need additional years of coverage when the time comes.
Not exact matches
Musk, 46, said he won't
need to go back to equity or debt markets this
year to seek
additional funds for Tesla, but crossing Wall Street may be a bad idea.
The first is to purchase and install the
needed equipment at a point during the
year where
additional volume warrants the expenditure, thereby assuring sufficient cash flow to handle the
additional debt service or the outright purchase of the equipment.
Wells Fargo, the nation's No. 1 SBA lender 7 (a) in dollar volume for six consecutive
years (U.S. SBA data, federal fiscal
years 2009 - 2014), established these relationships with the intent of providing small business owners with an
additional financing solution that may better meet their lending
needs.
It has been close to a
year since the Department finalized the Fiduciary Rule and PTEs, and now with the
additional extension of the applicability date contained in this final rule, there is little basis for concluding that advisers
need still more time before they will be ready to give advice that is in the best interest of retirement investors and free from material misrepresentations in exchange for reasonable compensation.
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the
years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building
additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even
need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several
years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
We are just about on pace to hit the annual figure for the
year, with some
additional savings
needed to put things over the top.
The rule, which does not
need additional approval, requires that workers in assignments related to many federal contracts receive one hour of paid sick leave for every 30 hours they work, for up to 56 hours of leave a
year.
According to the American Trucking Association, in about 10
years, the demand for trucking services will rise by 30 percent, meaning an
additional 600,000 tractor - trailers will
need to be on the road to accommodate the rise in demand.
To stand out, list the
additional team members you're going to
need in
year two and three of your venture.
Since Living Goods» overall budget is increasing, it also aims to raise an
additional $ 3 million in reserves (about $ 2 million in 2015 and about $ 1 million in 2016).148 It expects to raise some funds from partnership consulting fees and margins on goods sold to CHPs, leaving about $ 10 million per
year that would
need to be supported by donor funding.149 In 2012 Living Goods raised $ 2.8 million, and in 2013 it raised $ 3.3 million from donors.150 Living Goods told us that it believes there is a decent chance it will reach two - thirds of its funding target for the first
year through agreements with funders who have supported its work in the past, but the money has not yet been secured and the funding
need will grow each
year.151 The Children's Investment Fund Foundation (CIFF), one of Living Goods» major core funders historically, will be deciding in Q1 2015 whether to fund Living Goods» scale - up.
According to the highly - respected Tax Foundation, the oldest tax think tank in the country, an
additional 1 percent growth in GDP would
need to occur every
year for the next 10
years to offset the cost of Trump's plan.
It may have been intended to encourage more angel investment by the end of the
year, but most of the folks I know who've thought about it agree that, if spurring
additional angel and startup investment was the desired impact, the break would really
need to be in place permanently, or for a longer period of time.
We've already discussed the
need to submit two
years of income taxes to help verify your income, but some lenders may require you to submit
additional business documents.
GBST (GBT), a Fund investment which makes software for financial services clients, surprised the market in August by announcing that its products would
need an
additional $ 50m of «investment» over the next three
years.
Other environmental policies include promoting smarter energy use through the ecoEnergy Initiative; a Chemical Management Plan to regulate chemicals harmful to human health and the environment; $ 1.5 billion over seven
years for the production of renewable fuels; a commitment to ensure that 90 percent of Canadian electricity
needs are generated through non-emitting sources by 2020; and
additional government funding to acquire and preserve ecologically sensitive lands.
Today, finance minister Jim Flaherty announced a three -
year freeze on Employment Insurance (EI) premiums, ostensibly because a stronger job market has alleviated the
need for
additional premium revenue.
The Minister of Finance, in his current round of pre-budget consultations, claims that some
additional cuts (over and above those announced in the 2010 budget) will be
needed in the upcoming budget, although the Prime Minister in his
year end review stated that no new major cuts will be necessary.
A uniquely designed
year long program, created in partnership with McPherson Berry and MetLife as the title sponsor, EYE will provide the next generation of minority millennial entrepreneurs who will support the
needs of corporate members, MBEs and
additional stakeholders.
Bank Hapoalim, Israel's largest bank, saw its profits squeezed last
year by rising costs and the
need to set aside
additional capital.
They
need to import more wines to meet the demand, so we expect an
additional 3.8 million cases for the next few
years,» Deglise added.
Ever since I started anti-candida diet in October last
year, I find that I personally don't
need to use
additional sweeteners as my taste buds no longer cope with too much sweetness.
Almond butter will definitely work in a Vitamix 750 (I had that model for 5
years before my new Ascent 3500), but as per the instructions above, you
need to roast the almonds first (to release their natural oils) or add
additional oil.
They have tried to give him everything he
needs to succeed, from new weapons like Tomlinson at running back and wideout Santonio Holmes to
additional mentors like the 39 -
year - old Brunell.
This
year we
need to increase our scoring rate, so an
additional quality ST is a must, and another DM to back up Le Coq would be good.
Again, last
year's 4 -2-3-1 wasn't broken, it just
needed some
additional players or healthy players, and an intelligent game plan.
Indeed, though Team Euro
needs no
additional incentive to keep kicking American butt, U.S. captain Davis Love III handed Darren Clarke and his charges prime bulletin - board material when he claimed that this
year's home squad was «the best golf team maybe ever assembled.»
Carondelet has been seeking
additional land for its athletic teams for over a
year as this was identified as a critical
need and, therefore, became a top priority in the school's strategic plan.
«We would have to take on a lot of
additional staff and there would be infrastructure that we'd
need to increase and that in itself is a
year's work, so the reality is 2021 could become 2022.
Since you will
need a good convertible seat anyway, it is obviously much more economical to just use this seat from the beginning, rather than spend an
additional $ 70 - $ 300 on a seat which will get less than one
year of use.
Even if a woman decides to diet to lose the baby weight after her baby is born, if she breastfeeds for a full
year, at some point she will
need additional calories.
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Some mothers with hypoplasia / IGT find that their babies
need no
additional donor milk or formula supplementation around the middle of the first
year, when they've shown readiness for some solid foods.
Suitable from 18 month (10.9 kg / 24 lb) to 3
years (24 kg / 52 lb), without the
need for
additional inserts or complex adjustments
Some mothers with hypoplasia / IGT find that their milk
needs no
additional donor milk or formula supplementation around the middle of the first
year, when their babies have shown readiness for some solid foods.
Additional well - baby exams will be
needed every few weeks and, later, months for the first
year.
All breastfed babies
need an
additional supplement of vitamin D. Depending on where you live, your doctor will likely suggest that you give your baby 400 IU of vitamin D per day or more for the first
year, as long as you are breastfeeding.
Post-16 students whose
additional support funding totals more than # 6,000 (if provided over the full academic
year), are also classed as high
needs students.
Air, road and rail travel will increase by at least another third over the next two decades, and we
need 230,000 net
additional dwellings each
year to meet housing demand.
Supreme Court Judges are permitted under current law to continue serving
additional two
year terms, until the age of 76, if they are deemed competent and it's demonstrated that they are
needed on the bench.
«Five
years prior, they funnel in students that
need additional resources and support without giving them
additional resources and support,» said Maria Fernandez, senior coordinator of the NYC Urban Youth Collective and a member of the group.
But the debt - laden transit authority will still
need to find
additional revenue sources, or cut costs, to alleviate operating budget gaps it's facing in
years to come, according to S&P.
«Nevertheless, The MTA likely will still
need to achieve
additional unidentified savings, a figure that will grow in the out -
years, to balance operations if it can not find
additional revenue sources,» wrote credit analyst Paul Dyson in the report.
As part of the deal, the company also
needs to retain an
additional 886 jobs already in the state over the next five
years.
On the donations we've given the party over the last
year, and has now asked for some more, I wonder how many labour members angry at our own party for spending money we didn't have in the late 2000's which has seen this recession be worse than it
need be, feel obliged to give to our party
additional money,
Library Funding Council Member Jimmy Van Bramer has requested an
additional $ 65 million for libraries, arguing that the
need for library services is growing and that funding is below levels of several
years ago.
With the savings from the transformation project, if NRCSD's proposed budget passes for 2012 -2013 passes in May, there will be no
needs for
additional budget cuts next
year.
The Educational Conference Board, a coalition of school boards, teachers unions, and school administrators, say the state's schools
need and
additional $ 1.5 billion next
year just to keep up with rising costs like health insurance premiums and pensions.
Had the bridge not been replaced, the Thruway Authority would have
needed to spend an
additional $ 3 billion to $ 4 billion over the next 20
years to ensure its structural integrity.
The Educational Conference Board, a coalition of school boards, teachers unions and school administrators, said the state's schools
need an
additional $ 1.5 billion next
year just to keep up with rising costs like health insurance premiums and pensions.