Sentences with phrase «need for a medical exam»

Some policies can be automatically renewed at the end of the coverage period, and some can be converted to permanent insurance without need for a medical exam.

The underwriting process is similar to a traditional policy but, without the need for a medical exam.

Their extensive studies showed that around 50 % of applicants had favorable health, which they determined eliminated the need for medical exams.

Most term policies allow you to convert them to permanent products at any time, without the need for a medical exam.

Most term policies allow you to convert them to permanent products at any time, without the need for a medical exam.

This option guarantees you the right to convert to a permanent policy without the need for a medical exam or health questions.

Like our other types of policies, Universal Life can be easily approved within days without the need for a medical exam.

It gets you life insurance without the need for a medical exam.

With a Guaranteed Insurability Rider, you have the option to buy additional life insurance at a later date, without the need for a medical exam, and at the same health classification as you currently qualify for.

Typically, there is no need for a medical exam to qualify and there is even guaranteed issue options.

The underwriting process is similar to a traditional policy but, without the need for a medical exam.

This program allows applicants to be approved for coverage without the need for a medical exam, labs, or background medical history from your doctor.

This excellent no exam life insurance system allows people to be approved for a new policy with no need for a medical exam, lab tests, or requesting medical records from your doctor's office.

Simplified Issue Life Insurance — Simplified issue is an excellent fit for people in good health who wish to avoid a lengthy application process or the need for a medical exam.

Even if your coverage need is small — less than $ 100,000, for example — there are life insurance companies who will write small policies and may even offer them without the need for a medical exam.

Plus, there's no need for a medical exam, which means your policy goes in force a lot quicker than term life insurance.

Also there is no need for a medical exam or physical.

However there is a company right now that is offering a real life insurance solution without any waiting periods and without a need for a medical exam for anyone who is insulin dependent diabetic.

The program offers the two products mentioned above without the need for a medical exam, blood draw, or urine sample.

There's no need for a medical exam in most cases.

For coverage amounts $ 499,000 or less there is no need for a medical exam and it is not necessary for your doctor to send any information.

Lincoln Nationals most noteworthy advantage is eliminating the need for a medical exam and the fast and simplified application process.

As long as you are aged between 50 and 75, you can go through the application process without the need for a medical exam or questions.

When the term is over, the policyholder can then choose to purchase a permanent plan, without the need for a medical exam.

Coverage will begin immediately after this pricing decision (for most applicants) without the need for the medical exam required by most other life insurance providers.

It does exactly what the name implies: gets you life insurance without the need for a medical exam.

Like all final expense policies this one provides coverage without the need for a medical exam.

Final expense life insurance is usually defined by a being a permanent policy with no need for a medical exam to get an approval and a limit on the amount of coverage that you can get.

What this means is that qualifying applicants may be approved for coverage without the need for a medical exam, labs, or attending physician statements.

There is obviously no need for a medical exam and they also don't ask for medical records.

This can also be done without the need for a medical exam to prove insurability.

Sagicor's Accelewriting process was created to eliminate the need for medical exams, bodily fluids, and Attending Physician's Statements for anyone between the ages of 16 and 65 applying for $ 25,000 to $ 250,000.

With these term life insurance plans, a policyholder can obtain coverage with death benefits as low as $ 25,000 and a maximum face amount of $ 999,999 — and there is also the option to obtain a policy without the need for a medical exam for policies of up to $ 249,999.

After the child attains maturity, the term plan can be converted into permanent insurance with coverage multiplying up to five times the original face amount without the need for medical exams.

This eliminates the need for a medical exam and it allows the life insurance companies to evaluate the health of their applicants in order to keep their rates competitive.

Ultimately, life insurance companies use health questions to gather as much information about you as possible without the need for a medical exam.

Since there is no need for a medical exam or any questions, you can apply online and hear back from MetLife very quickly.

Its accelerated underwriting plan is just one of the company's quality life insurance products that eliminates the need for a medical exam:

• Sage Term Life Insurance: Sagicor's no - exam policy offers multiple health classifications (to help you get the best rate) and uses the company's own accelerated underwriting process which gets you approved in minutes without the need for a medical exam or physician statements.

We are an online life insurance agency specializing in selling term and guaranteed issue life insurance without the need for a medical exam.

With Haven Life's groundbreaking InstantTerm process, many qualified, healthy applicants can even finalize their coverage without the need for a medical exam - and without the need to pay more for the convenience.

There is something to be said for a simplified - issue term life insurance policy, without the need for a medical exam; just a few health questions, no tests, no waiting periods.

It is also no reason to actually not take out a life insurance policy as many life insurance companies will provide life insurance policies without the need for a medical exam.

This should be no reason to put you off obtaining a quote, as many companies will provide life insurance without the need for a medical exam.