Sentences with phrase «need for credit as»

The reporting agencies track every credit application you make, and consider excessive need for credit as a black mark on your score.

Kevan Chapman, a spokesman for NFIB, adds that businesses often have more significant needs for credit as well.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

For example, a banker can help you build a strong credit profile, as well as help you gain access to the capital your business needs when you're credit ready.

It was 1917, and although the calorie had been used in chemistry circles for decades — and is often credited to scientists such as Wilbur Olin Atwater and Nicolas Clément — it was Peters who was responsible for popularizing the idea that all we need to become healthier is knowing how much energy is in our food and fervently cutting back the excess.

As Greenhalgh says, «The future applications for this material don't stop [with cars]-- you might have a mobile phone that is as thin as a credit card because it no longer needs a bulky battery, or a laptop that can draw energy from its casing so it can run for a longer time without recharging.&raquAs Greenhalgh says, «The future applications for this material don't stop [with cars]-- you might have a mobile phone that is as thin as a credit card because it no longer needs a bulky battery, or a laptop that can draw energy from its casing so it can run for a longer time without recharging.&raquas thin as a credit card because it no longer needs a bulky battery, or a laptop that can draw energy from its casing so it can run for a longer time without recharging.&raquas a credit card because it no longer needs a bulky battery, or a laptop that can draw energy from its casing so it can run for a longer time without recharging.»

What's more, neither plan offers the larger deficit - reducing assurances that credit ratings have said they need for the U.S. to retain its place as one of the most secure investments in the world.

But if your small - business credit card is guaranteed by your personal credit — the case for all sole proprietorships and some recently incorporated businesses — the protections covered by the new legislation will apply to your card as well, so no need to switch.

That is why I have concerns, whether it is the Liberals or the Conservatives who are trying to take credit for a system developed over generations as a result of Canadians saying we need to support these standards and ensure they stay in place.

Improve your cash flow If you need to make purchases for your business before your customers pay you, using credit cards can be a smart practice — as long as you're assured of getting the funds to pay off the balance.

«When you do need credit for larger purchases such as a home or a car, lenders will have no way to evaluate your risk.

The credit essentially helps subsidize costs — sometimes in the tens of thousands for private or international adoptions — for agency and attorney fees, travel, and post-adoption services, such as retrofitting a home for a child with special needs.

For example, a new dentist who borrows from a bank to buy a practice may then need other services that she does not even know exist, such as payroll management or credit - card clearing.

For most small business owners, the need to maintain a strong personal credit score isn't likely to go away, but building a good business credit profile is critical as your business grows.

As a general rule, a personal credit score below 680 will make qualifying for a loan at the bank problematic and a score below 650 will likely rule out an SBA loan, so if your personal score is below the 650 threshold, you'll likely need to look at alternative financing options, but it is possible to gain a loan approval.

If you are still left unsure as to which credit card is best for your individual needs, you can use our interactive tool below.

Merchant cash advances are a good option for small business owners that collect payments through cash, checks or credit cards (as opposed to invoices), have a high volume of sales, need funding quickly or may not qualify for a traditional bank loan.

Most banks and credit unions offer standard term loans and lines of credit for small businesses, and while qualifying will depend on the bank, you will need both a strong personal and business credit score as well as strong business financials.

Here's a brief refresher of the Chase 5/24 rule: If you have been approved for or been listed as an authorized user on five credit cards (personal or business) in the 24 months, you will need to wait for your oldest card application inquiry to drop off your credit report.

As it is the size and weight of a credit card and completely wireless, there's no need for clunky devices or accessories to use it.

The company is even open to borrowers with subprime credit, as you need a minimum FICO credit score of only 550 to be considered for a term loan.

The most recent year with data available by adoption type (2004) indicates that nearly half of adoptions for which the credit was claimed were for domestic children without special needs, with only 18 percent classified as special needs and the remainder reflecting international adoptions.

You will need to provide Canadian Tire Petroleum with a bank letter of credit which will be used as security for the gasoline inventory.

As you watch that credit score number go up while your debt goes down, you'll be able to build that motivation you'll need for the payoff process.

We have set up Google alerts for phrases such as credit score needed to buy a house.

For instance, in the traditional banking service model, if someone buys a watch using a credit card, the merchant needs to pay the issuer an interchange fee of 1 % - 3 % plus a flat fee, which is eventually passed on to the consumer as a cost.

You'll need a good credit score and a steady, decent income history to qualify as a cosigner for private student loans.

In their eyes, you might not need as high of a credit score or annual income to be approved for a loan.

If your business has uneven cash flow, a line of credit can offer open - ended access to cash for ongoing needs such as seasonal payroll or inventory management.

Of note to one reader's question, lenders do not need a FICO score to submit a mortgage to the federal housing agencies for insurance, but the GSEs do require all three raw credit reports be pulled into a «Tri Merge» file as part of the underwriting process.

In today's fast paced business world more partners, lenders, and potential accounts need to make quick decisions as to which suppliers, borrowers, and partners they want to work with; decision - makers use a variety of business credit scores, indexes, and reports to discard unqualified candidates from being considered for a partnership or a loan.

According to the Fair Credit Reporting Act [1], credit checks can only be conducted for legitimate business needs such as credit transactions, account review or underwriting of insuCredit Reporting Act [1], credit checks can only be conducted for legitimate business needs such as credit transactions, account review or underwriting of insucredit checks can only be conducted for legitimate business needs such as credit transactions, account review or underwriting of insucredit transactions, account review or underwriting of insurance.

If you own equity in your home, take advantage of a home equity line of credit for a flexible mortgage solution that can change as your needs change.

Don't sock away for a rainy day fund, because as you pay off CCard debt you'll have credit you can tap if needed.

Guaranteed personal loans target people who need cash now — specifically, people with bad credit (defined as a FICO score of 579 or less) who can't qualify for a personal loan or unsecured credit card.

If you have good credit, know that you will have the funds needed to repay your loan as quickly as possible, and aren't worried about high interest rates, you could be a good candidate for a short - term loan.

The popular view, according to which banks can expand credit all they like so long as they expand it in unison, incorrectly equates a bank's demand for reserves with its net demand for such — that is, with its need for reserves to cover expected or deterministic outflows.

For many banks to even consider your application, you'll need to have strong industry experience, stellar credit history, a solid business plan, enough assets to put up as collateral, and sufficient cash to use as a down payment.

1) Churches need to be a voice for economic justice for lower - income families by, for instance, advocating for more generous child and earned - income tax credits, as well as for the elimination of the marriage penalties embedded in many of our public policies directed towards lower - income families.

The endowments of the wealthiest universities should be taxed to fund a common purse for education that can be spent on tuition tax credits to help all Americans afford some form of post-high school education, which is what we need today as the old student loan model becomes burdensome for young people.

we need Christ as much as anyone else, and it's precisely for that reason that God uses idiots like us... so we won't be able to take the credit.

For specific industry applications with high organic loads, enough biogas can be generated to fully cover a production plant's energy needs and still have a biogas surplus to feed it into power generators and sell electricity to the national grid, often generating carbon credits, where these apply, as well as profit.

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Chelsea will lose, my prediction is 4 - 1, maybe i am wrong, maybe we will win 5 - 1, LOL Who knows what will happened, i am feeling that we will trash them, this is same chelsea team which lost against Psg, they are nothing special, they will win league, but to consider them that much better than us is crazy, for me they are in same hat with us, Bayern, Real and Barca are above, this is reality, we had awfull start of season due to bad preparation, but we need to give our players credit they deserve, we are equally good as chelsea.

Yes we have improved we have become more aware we have started to show some maturity when facing the top dogs and that's the difference between us this season and us getting SMASHED by all of the top teams last season and if you watch football you can see that the city side are not a patch on their former selves nor Liverpool nor even chelski, we are NOT another 49 unbeaten squad not yet and not for a while until the improvements are made, Yea credit where its due of course but lets NOT RUN AWAY WITH THE IDEA WE ARE WORLD BEATERS JUST YET EH, AKB's are the reason we'll never improve as a fan base because they can see NO wrong in anything the board or AW does, Im no AOB but I do see the need for self criticism and improvement and at BIGGUN its not a ridiculous statement at all we have improved but they have also been off the ball and that why we're having a good run.

Two nice goals and ox has done himself some credit... But we need coquellin on for 45 mins of competitive fball... Not just because we have no midfield — other than a card Ramsey flamini combo has done nothing — but because he needs to be fully match fit for Leicester who will b a different proposition... Would like to see iwobi for giroud as well at some point..

@ jo jo i am in total agreement with you as i expected today almost everyone is going on about how bad we are ect i just watched the highlights again to make sure i wasnt watching another game we out played the spuds for over 30 mins in the first half lioris had to make 4 good saves and all were shoots from distance wilshire was very good as with ramsey we then dominated again in the second half with more good shoots and saves buy the spud keeper yes its disapointing but we were much the better team maybe you all listened to phill neville but you should know by now we have to have an amazing game to be given any credit by pundits and talk of chelski scoring 8 against us when they beat villa 3 — 0 have some respect for your club lads we need to do better but i think its coming have a little faith

However, to his credit, I firmly believe Aurelio can be seen as a good blue - print, for the type of left back we need.

In regards to Carroll's first England cap, the club can take a lot of the credit for churning out a promising prospect for the future, although now they need to nurture him properly and ensure their now most prized forward assets doesn't stray, as not only is he important to the future of the England national team but Newcastle's Premiership status and future hangs on the potential of the controversial striker, who shares the tag of leading league goalscorer with seven goals.

You will need to pay for your course through UAOnline, or in person at UAA Cashiering in the University Center, as we are no longer able to accept faxed credit card numbers.