Sentences with phrase «need for insurance coverage»

However, the small amount of money you saved is not worth the under performing permanent coverage you are stuck with, unless your only need for the insurance coverage is the death benefit.

In fact, by purchasing term and investing the difference, most owners can save the same amount as the total death benefit by the time the term life insurance expires, negating the need for insurance coverage at all!

Although most individuals understand the need for insurance coverage, there are times when having numerous policies can seem overwhelming — as well as quite costly.

When you reach retirement, your need for insurance coverage will change as your children have become young adults.

However, the small amount of money you saved is not worth the under performing permanent coverage you are stuck with, unless your only need for the insurance coverage is the death benefit.

We know that you work hard for your money and do not want to pay more than needed for your insurance coverage.

Every state has a minimum requirement needed for insurance coverage, but they are not the same.

Not exact matches

The Internet has made it considerably easier for businesses to research their insurance options, determine their needs and figure out ways to get the most comprehensive coverage for the lowest cost.

For example, if you're providing a professional service like coaching, you need professional liability insurance; if you're starting a food - related business, you need product liability coverage.

And if one person has domestic partner benefits for medical or dental through the other person's employer, that person will need to enroll in COBRA to continue coverage or buy another insurance policy.

But for those who don't, and who need individual insurance plans, a reminder that this is the last day to sign up for Obamacare coverage in most states.

Entrepreneurs have insurance requirements in addition to the obvious need for medical, property, and casualty coverage.

That can be costly, said Loretta Worters, spokesperson for the Insurance Information Institute, noting that coverage needs to change with every life event.

Being unaware of valuation information means that business owners do not have sufficient insight into key areas of optimal knowledge, such as the right capital structure for the business, and the proper insurance coverage needed to protect it.

Insurance Made Easy acts as your coach for selecting the right coverage, from auto to life, for your needs.

It can be challenging to find the best guaranteed acceptance life insurance for your needs, so we've assessed the top 9 carriers based upon quotes and coverage.

Other times, a review of the total of a client's insurance needs can be performed — to determine whether a client sufficient (or excess) life insurance, disability insurance, liability coverage or the right type of medical insurance for themselves and their family.

If you're unable to qualify for fully underwritten life insurance but need over $ 50,000 in coverage, no medical exam term life insurance is your best option.

Clients are only willing to pay for insurance if they truly believe the insurance will be there for them when they need the coverage.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

One thing many investors frequently take for granted is what type and how much insurance coverage they need to adequately protect their investment.

Calculate how much life protection coverage you need and provides you with practical tips for buying insurance

To have coverage for flood damage related to Mother Nature, you need to have a separate flood insurance policy.

So say goodbye to the days of paying for minimum insurance just because it was mandatory, and research which insurance coverage options you need.

Term life insurance is an affordable option if you need coverage for 10, 15, 20, 25, or 30 years.

For example, USAA's renters insurance policies provide coverage for lost military uniforms without the need to pay a deductibFor example, USAA's renters insurance policies provide coverage for lost military uniforms without the need to pay a deductibfor lost military uniforms without the need to pay a deductible.

Term life insurance offers affordable coverage for a specified period of time and can be tailored to fit your family's financial needs.

If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.

The decision of whether to buy term or cash value (also known as permanent) life insurance depends on your personal needs and how much you want to spend for life insurance coverage.

If you have limited resources to devote to life insurance or you only need coverage for a limited period (e.g., until your children finish college), term insurance may be the right choice for you.

Anybody that believes and preaches that God will provide for your basic needs and has health insurance coverage is a total hypocrite.

Once again, if your employer's plan doesn't meet your needs, you're always free to contact any insurance company and pick up your own private health coverage for you and / or your family, OR, you're free to change your job to find employment with an employer whose plan better suits your needs.

If your employer's plan doesn't meet your needs, you're always free to contact any insurance company and pick up your own private health coverage for you and / or your family, OR, you're free to change your job to find employment with an employer whose plan better suits your needs.

«Hello, I need to purchase fire insurance coverage for my book business where I handle Qurans».

Nobody, but nobody, has the right to make a medical decision for someone else, including denying them needed coverage through employee insurance coverage.

If the Catholic Church wants to continue taking taxpayer dollars in the form of Medicare reimbursements to their hospitals and they want taxpayer dollars to run their universities, then they need to offer insurance coverage for contraception to their employees.

Either they need to fire all employees and dismiss all students who aren't Catholic (so they can say it's a religious issue for all that the insurance would cover) or follow the law (which by the way permits employees too opt out from the controversial parts of the coverage as sort of pointed out in the article).

Wow, Gregory, I didn't realize I sounded ugly and elitist when I advocated insuring coverage for those who truly need it (i.e, those with low wages, pre-existing medical conditions, etc.) What I am questioning is whether or not there are many who CHOSE to not find a way to fit an insurance premium into their budget yet manage to pay for other items that I consider discretionary expenditures.

This change in insurance law has made it possible for more parents to get the care they need, however, there are some bumps in the road and coverage is not always available.

* No requirement that high school football programs have «adequate» medical insurance for treatment related to concussions, or insurance coverage provided by the high school or state high school association as a last resort for players who need treatment but aren't adequately insured.

You will also need to file for a business license, pay the proper city, county and federal taxes and check with your insurance company to ensure you have the proper coverage as a childcare provider in your home.

If either of these apply to you, you would have the right to appeal the decision, and you could still get private insurance for anyone needing coverage.

Part of Ryan's proposed legislation would require insurance companies to offer liability coverage for renters who need treatment due to lead exposure.

The press release does say that drivers should have $ 1 million of insurance coverage while transporting passengers, but it doesn't specify how much coverage is needed while they are searching for fares.

An analysis of data from the Urban Institute's Health Reform Monitoring Survey showed more than 25 percent of people who bought non-group insurance last year did not use the coverage for needed services, like medical treatments, prescription drugs, and tests.

«This program will help Oneida County residents who do not have insurance, or who have plans that don't provide extensive coverage for prescriptions, reduce the cost of getting the drugs they need in order to live healthier, better lives.»

A strong point of ACA exchanges is that they make it far easier for consumers to shop intelligently for health insurance — balancing the coverage they need and the monthly cost they can afford.

«The March 31 deadline is fast approaching, so the time is now for Queens residents in need of health insurance to sign up for coverage under the Affordable Care Act,» Katz said.

If you have insurance coverage we'll help you expedite it and get the assistance you need to get those checks to do the recovery you need to do for your property.»

«Gridlock in Washington, D.C. doesn't eliminate the need for states and communities to continue improving health insurance coverage and health care delivery,» says Ayanian.