Sentences with phrase «need high credit lines»

Merging can also be helpful when you get into more advanced Milenomics and you really need those high credit lines.
The reason you need a higher credit line (be very specific that you're planning to do a balance transfer).
The reason you need a higher credit line (be very specific that you're planning to do a balance transfer).

Not exact matches

Using credit wisely, paying your bills, and opening credit lines only when you need them is super important to maintaining a high credit score so that you can still access credit when you need to.
So, if you were planning to use a home equity line of credit (HELOC) to pay down higher interest auto, boat or student loans, you'll need a Plan B.
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
This knowledge allows you to save money, since you don't need the flexibility of a line of credit, and have no need to pay the higher interest rate that often comes with one.
This high - end line of credit keeps funds at your finger tips, no matter the need.
After making your first five monthly payments on time with no initial deposit needed, you can get access to a higher credit line.
She explains how the interest rate on the personal line of credit (PLC) debt is a couple of percentage points higher than her mortgage and car loan so it needs to be brought down to zero.
Those already in retirement who can't qualify for a line of credit may need to consider a reverse mortgage, which is another way to tap your home equity, albeit likely at a higher interest rate and with less flexibility.
To make it «worth it», you then need to generate a higher rate of return on your TFSA than you are paying on your homeowner's line of credit or mortgage.
Frequently or quickly opening new lines of credit indicates a need for fast access to cash — and can signify higher risk to lenders.
Whether it's tackling some home improvements or consolidating higher interest rate debt, a Premier Line may give you instant access to your available credit, when you need it.
To gain that loyalty, retailers no longer need to offer credit lines as high as bank - branded cards.
If you don't envision a lot of instances where you'd need to regularly access a physical bank branch away from home, a smaller community bank, like Dime Community Bank, or a credit union could be a great choice, since they generally come with higher interest rates on accounts and lower rates on loans and lines of credit.
Not everyone wants a higher credit line but if you are planning a family vacation, redecorating or remodeling your home, you may need to spend more than usual.
In order to make sure your credit score is as high as possible, you'll need to keep a close eye on it, preferably before you're applying for a line of credit.
The longer you are in business and the higher your (and all other owners») credit scores are, the more likely you are to receive a line of credit, to draw from and use as needed for business purposes.
With revolving lines of credit, like credit cards, it could mean getting stuck with a high interest rate you need to pay if you ever need to carry a balance for a little while.
Now that credit lines have been cut and the flow of home equity loans has dried up, these people are finding themselves coping with high credit card bills and fewer options for obtaining the money that they need to pay off their balances.
Homeowners may qualify for home equity loans or lines of credit that they can use to pay off high cost consumer debt but need to make sure they can make the payments.
While people with low or poor credit account need trade lines the most, those with higher credit scores can make use of this tool as well.
i.e. lowest risk approach is to flat out have cash in a savings account... higher risk approach is to say screw it, I have a large line of credit that I can tap into if needed, I'll invest my cash in real estate instead and come out ahead over the long run.
A student line of credit from a bank is a good alternative, while credit cards — which have the highest interest rates and need to be paid down quickly — are the worst of the available options, Rosentreter says.
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Card Details Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed Easily manage your account 24/7 with online access, by phone or using our mobile app It's a credit card accepted at millions of locations worldwide
An equity line of credit also has a high credit limit similar to a credit card that you are allowed to draw upon as needed.
a b c d e f g h i j k l m n o p q r s t u v w x y z