Sentences with phrase «need high income»

Life insurance companies are harmed by low rates because they need high income from their investments to pay future obligations to policy holders and those receiving annuities.

But what if you're nearing or already in retirement and you need high income right now?

However, in Sweden, since many things are provided, you don't necessarily need high incomes to get the same level of freedom, which equates to happiness.

You'll also need a higher income and good credit to qualify for favorable rates.

Bear in mind you will need a higher income than Singaporeans and you will also need to prove you have lived in Singapore for a certain amount of time — and that you intend to stay.

Plus, you will inevitably need this higher income to pay back your loans!

Not exact matches

The sometimes surprisingly high results make up the minimum income a single person needs to live comfortably in each of these towns.

Here's what high - income beneficiaries need to know.

While 72 % of Canadians surveyed identified retirement saving as their highest financial priority, many believed they would need to replace only 60 % of their income after retirement, short of the 75 - 85 % generally assumed by planning professionals.

While investors will have to find stocks with higher yields, pay more for them and take on more risk in bonds, the biggest change in a permanently low - rate world is that people will need to set aside more of every paycheque if they want to keep the same goal for retirement income.

«High - net - worth clients understand the need for diversification and how [diverse income sources] work together,» Laboe says.

If you're stuck without a 401 (k), with a high income (I realize this is a creative use of the word «stuck»), or both, you'll need to use a taxable account.

While some studies show high - needs (primarily low - income) children may demonstrate prolonged improvement due to the added attention and structure of the extra half - day, the vast majority of kids derive no pedagogical benefit whatsoever.

For people with higher levels of earnings, additional income is needed from the third pillar to meet this objective.

To achieve $ 10,000 in annual passive income through P2P at a 7 % rate, you need to invest $ 142,800 in hundreds of high - grade notes.

We need it to happen right now, even if that means raising taxes on high incomes or removing the salary cap in Social Security taxes.

In order to qualify for a loan from Payoff, you'll need a FICO score of 640 or higher and a debt - to - income ratio of 50 % or less.

This government has definitely cut taxes for high income one - earner families with children under 18 (15 % 0f families); for families with teenage children who apparently need «child care»; and for families who can afford to put their kids in sports leagues and camps and music lessons.

Students who plan to become teachers in a high - need field in a low - income area may qualify for a TEACH grant.

For example, my parents who have a very low income also own a primary residence which have a high value (which by the way has negative cash flows and is in dire need of renovation.)

So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that might actually pay for itself through higher productivity and higher income, without any cost to the taxpayer?

Besides having a high credit score, you need to have a low debt - to - income (DTI) ratio if you want to qualify for a low mortgage rate.

To qualify you'll need a credit score in the high 600s and steady income, or a co-signer who does.

So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that could pay for itself through higher productivity and earned income, without any cost to the taxpayer?

Demand will remain strong / prices high and yields low thanks to the need for income and portfolio stability by rapidly aging populations in Japan, Europe, and U.S.

The chance that a person is going to need the retirement fund to last longer than expected is high for someone of good health, which makes Roth IRA's lack of RMD desirable, especially if you have other available sources of income.

Young people often make less money, need to save for a down payment on a house, and spend a high percentage of disposable income raising their children.

However, to improve the prospects of middle income earners, a more forceful intervention might be needed through either higher mandatory contributions or at least auto - enrolment in private pensions with targeted financial incentives.

Today, the pool of savings necessary to generate a given level of income needs to be higher than in the past, a situation compounded by the decline in defined benefit pension plans.

High profile lawsuits can't be predicted ahead of time but in the event of probable losses, charges need to be made on the income statement to sit in reserves on the balance sheet.

Teach full - time as a highly - qualified teacher in a high - need field at an eligible low - income elementary school, secondary school, or educational service agency for at least 4 academic years.

It adds: «It is a system that is both inadequate (it does not provide families with the support they need) and not sufficiently targeted to those who need it most (families with very high incomes receive benefits).»

If you need income from your portfolio and want some of the favorable attributes that dividend stocks have, then the Vanguard High Dividend Yield ETF is a smart choice for you.

So, whether you are a heavy spender, high income earner or low income earner, you will find card products that will meet your needs.

But again, if your income is too high, you don't need to bother amending your 2017 return if you won't qualify for the extra mortgage interest deduction.

In their eyes, you might not need as high of a credit score or annual income to be approved for a loan.

You'll also need a high credit score, a stable source of income and enough cash savings to cover at least two mortgage payments.

High income workers do not need the additional incentive to save, and their contributions would only be a tax revenue drain.

Whom it may benefit: This strategy works best for couples with normal to high life expectancies with similar earnings, who are planning to work until age 70 or have sufficient savings to provide any needed income during the deferral period.

If you really need a tax break now because your income and tax brackets are high, and you think that they will be lower in the future, then the 401k may be the one to max out first.

If you're dead set on reaching an ideal income goal then you need a high equity start and end point.

You'll generally need solid income, a credit score of 690 or higher and a history of on - time debt payments.

Implementing a BAT should bolster the competitiveness of US firms, eliminate the existing incentive to keep profits offshore, and raise the revenue needed to fund a substantial cut in the statutory corporate income tax rate (currently the highest in the Organisation for Economic Co-Operation and Development [OECD]-RRB-.

These securities exploit the need by pensions to generate much higher investment income.

If you have other income sources, taking those RMDs can mean you're forced to withdraw more money than you need and you might get bumped to a higher tax bracket in the process.

But the annuity you now require only needs to generate # 4500 instead of # 9000 leaving you with a much bigger emergency fund or the option of securing a higher income via the annuity.

In a seven page report released Friday, Beata Caranci says the need for financial literacy has never been higher because of record low interest rates and household debt growing faster than income, something the millennial population seems unprepared to deal with.

Even if one is able to attain this best case return target, most retirees will have to learn to live on much lower income than they are expecting, and / or continue working at least part time well into their 70's, and / or start saving a much higher percentage of their income asap so as to increase their savings to the target level of capital needed.

You'll need better credit, but conventional mortgages let you borrow more and carry a higher debt - to - income ratio.

This strategy would be recommended for investors who (1) Have adequate savings relative to spending needs (2) Have a high marginal tax rate and (3) Have sources of low - tax distributions with which to smooth income.