Step - down option: Similarly in case you feel you do not
need high sum insured, you can reduce it with step - down option with some terms and conditions.
«There exists a specific customer segment that would prefer to avail health care treatment overseas; since cost for this would obviously be higher than in India, it is evident that they would
need a higher sum insured to adequately finance their requirements,» says Anuj Gulati, managing director and CEO, Religare Health Insurance.
Not exact matches
To
sum up, we
need today a daring generation of young intellectuals determined to bend their energies to raise Bharat to its
high status justified by the human and material resources it possesses.
Following a title defence, a team
needs to strengthen, and while United, Liverpool and City did just that, Abramovic couldn't keep up and his
high profile failure to capture Everton's John Stones
sums up the majority of their summer.
Although I've found it very cathartic to speak, vent and end occasionally rant about all things Arsenal, we
need to act carefully and intelligently right now or we're going to get played by this club even worse than at present... the pro-Wengerites and the suits, who represent a considerable proportion of the season ticket holders, don't want to believe that there is no plan and that Wenger has mailed it in for several years now or that things are going to get much worse before they get better... why would they... many have spent a considerable
sum buying some of the
highest priced tickets in the World... they want to have a front row seat to see something special and to be seen doing so, which simply provides ample justification for the expense and the time invested... to many of them, Wenger is the sun in their soccer universe... his awkward disposition, misplaced arrogance and his utter lack of balls makes him a rather unusual cult figure, but the cerebral narrative seemed to embolden those who already felt pretty highly of themselves... many might not even of really liked football that much before his arrival and rarely games they weren't attending... as such, they desperately believe that Wenger, and only Wenger, can supply them with their required fix... if he goes, they were wrong and that's a tough pill to swallow... they would have to admit that they were duped... they will definitely resent whoever made them feel this way, but of course it will be too late by then... so when we go overboard with ridiculous comments bordering of anarchy, it scares the shit out of them and they shift their blame towards us rather than at those who really perpetrated this act of treason... we aren't the enemy... we simply woke much earlier and the reason our comments have gotten more vile in recent years is out of utter frustration... in order for any real change to occur at this club we
need to bring as many supporters as possible with us or the big money interests will fade and our ultimate objective will be lost... so it's time to focus on the head instead of the heart for now
In fact, I think that's the perfect way to
sum up their current situation, thoroughly enjoying the early euphoria of a couple of stunning results against Wigan Athletic and Newcastle United before some hardhitting reality against two of the Premier League's most consistent sides, with the always title challenging Chelsea handing out a free lesson in how to play the beautiful game as Blackburn provided a much
needed reality check that this league is brutal, that half - decent performances in front of your own fans still get severely punished if your own game isn't up to the
high standards the Premier League demands.
In
sum, the de Blasio administration «has not devised a coherent strategy for addressing the
needs of schools in
high - poverty neighborhoods,» says Pedro Noguera of UCLA's Graduate School of Education.
If, rightly, we want to reject a zero -
sum trade - off between our values, if what we
need are a highly attractive long - term profession for successful teachers, accountability for student results, and a far more rigorous curriculum driving far
higher learning outcomes for our students, are we willing to rethink the system from scratch and put everything on the table?
At the same time we are making funding fairer, consulting on proposals for a new national funding formula so that areas with the
highest need attract the most funding — including plans for a lump
sum payment to meet school costs, with extra funding for our smallest and most remote schools.»
The advantage is obviously that there is no
need to come up with any large
sum in the form of a down payment, but this also means that debt is
higher, interest is more, and the level of affordability is less.
If you have a lump
sum of money and don't
need to access it routinely, you might pick from CD or MM accounts that have
high APYs.
Who knows, maybe the prognosticators will be wrong and we'll see much
higher returns than they expect, making it easier to accumulate $ 1 million, or whatever
sum you'll
need to provide adquate retirement income.
In a nutshell, a lump
sum investment in the market would
need to provide much
higher returns in order to offer the same tax - free payments as the deferred annuity.
Thanks Nial for shearing your expertise with a beginner like me.As much as I agreed with you on the
need to trade
higher time frames, my opinion is that the amount of money put online is important.For somebody who trades with as little as $ 100, trading on a daily chart, that usually demands for
high stoplosses can wipe out your account easily.I agree with you that traders who can afford to trade with bigger
sums of money are better off on
higher time frames.
Bevan says the ruling and the expert evidence adduced in these cases has exposed the inadequacy of the lump
sum award — as a means of compensating future care
needs in many long - term catastrophic injury cases — and that the discount rate (currently set at 2.5 %) for lump
sum awards under DA 1996, s 1 is set too
high and thus under - compensates some claimants.
If I could claim to have fully considered the
sum of your collective contributions concerning stare decisis as emphasizing the
need for judges at first instance to be fully informed of the applicable law and to follow it, then I would have expanded my speculative musings to suggest that notoriety of a lower court decision is what gives it the potential to muscle its way into gaining equal consideration alongside authoritative
higher court rulings when the issue before the court is novel.
These plans offer a lump
sum amount at maturitywhich can be used for different
needs of the child ranging from
higher education expenses to expenditure on marriage.
For instance, when you are young, you may not
need a life insurance but as you grow old and your financial responsibilities get increased, you may
need the best life insurance policy of
high sum assured.
Understanding the
need to financially protect you in times of health crisis, Birla Sun Life Insurance comes to your rescue with its Health & Wellness solution plans.The health and wellness plans are curated to insure you and your family with
high sum at affordable premium rates.
Continued medical inflation triggers the
need for
higher sum assured and perhaps even multiple policies.
The policy pays
higher of the chosen
sum assured or 105 % of premiums paid along with the Fund Value in order to help you out with immediate financial crisis
needed by you and the people dependent on you.
This also helps meet the
need for
higher sum insured.
Presenting the Bajaj Allianz iSecure Insurance Plan; a level cover term assurance plan that secures your family's financial
needs by giving you a level term cover for
high sum assured, but at a low cost.
A term plan fulfils the
need for protection and hence the premium rates are low and the
sum assured which is provided to the nominee is
high.
E.g. if your child
need 20 lakh for
higher study, then as per this policy you have to buy 1 crore
sum assured.
For calculating the insurance
needs, you can
sum up the outstanding loan amount, child's
higher education & marriage expenses, regular household expenses, or other financial obligations.
By going for a
higher sum assured (in case of pure term plan), policy holder has ensured
higher death benefits, which is what you
need from an insurance product.
Under type I ULIP, since the insurance company only
needs to pay the
higher of fund value and
sum assured, the
sum - at - risk goes down as the fund value grows.
The
higher the
sum assured, more is the premium you
need to pay.
A
higher deductible means that your premiums are cheaper, but you will also
need to be prepared to pay for the lump
sum if
needed.
How can I balance the
need to take
higher sum assured when my income increases and manage premiums in a reasonable range at an early age, as I want to minimise expenses?
Sometimes for a
higher sum assured policies and term insurance plans you
need to undergo some medical tests compulsorily.
You
need to invest in a term life insurance plan which has a low premium with a
high sum assured which means that if you die young your family will get a huge
sum of money to meet their living expenses.
GlobalData's Greengart
summed it up nicely: «Google does not
need to unseat Samsung at the
high end, but if it wants its AI and VR solutions to succeed in place of Samsung's proprietary options, it must have a credible installed base.»
In
sum,
high - quality comprehensive sexuality education
needs to be recognized as essential for the healthy development of adolescents and their transition to adulthood, and
needs to become institutionalized within national systems of education if it is to be delivered at scale on a sustained basis.