As an alternative, if
you need immediate coverage for your condition, you can consider investing in a critical illness policy to confront any emergency situation that may arise and avert a financial crunch.
If
you need immediate coverage and you can not wait the 4 - 6 Weeks needed for a fully underwritten policy.
However, for those who do not
need immediate coverage, taking an exam does offer the potential of securing less expensive coverage, such as for key man life insurance.
It's often chosen by people with serious health issues but likely to live at least 2 years, and for those who
need immediate coverage and feel that some insurance is better than none.
Not exact matches
«Although there may not be
immediate benefit for patients as specific plan sponsors will
need to purchase the
coverage, this move will make covering medical cannabis simpler than today's exception process and speaks volumes to the broader acceptance and legitimacy of medical cannabis,» he said.
One phone call and you can have
immediate proof of
coverage submitted to the leasing office, and all your
needs are met.
First of all, additional living expense
coverage kicks in to cover the
immediate need for a place for your family to sleep.
Whether you
need a new auto insurance policy for the car that you use to commute to your job at United Postal Service or you want for homeowners»
coverage for your new place near the University of LaVerne College of Law, NetQuote can provide
immediate help.
Some people decide to purchase a term policy with a high death benefit, to cover
immediate needs, and a smaller permanent policy to provide future
coverage and asset growth.
Also available is a one - time
coverage option, Legal Now, for help with an
immediate legal
need.
If you or a loved one has been involved in an accident and you are concerned about personal injury protection (PIP)
coverage, you
need to take
immediate action to ensure that your rights are protected and that you have all of the benefits of skilled and experienced counsel being by your side as you work to recover just compensation for your injuries.
• You
need to attend an
immediate family member's birth (the pregnancy must have occurred after the effective date of
coverage.)
PIP and medical payments
coverage are both set up to pay for your
immediate or short - term medical
needs, so they're considered the primary
coverage — before your health insurance kicks in.
Final expense insurance is often the right solution for clients who want
coverage to help with these
immediate needs after they pass away without all of the frustration and hassles associated with the comprehensive underwriting process.
You may also
need coverage for
immediate medical treatment, such as surgery, and rehabilitation or physical therapy.
Short - term disability insurance protects your
immediate income
needs, while long - term disability insurance is there if you
need longer periods of
coverage.
Our own online life insurance calculator can provide you with a
needs analysis so that you can quickly and easily calculate how much
coverage may be necessary to meet your
immediate obligations and to sustain your household after you die.
Emergency Evacuation provides
coverage when your medical condition requires
immediate transportation to the nearest hospital at which you can receive the medical treatment you
need for sickness or injury.
TIPS — Although term life isn't a permanent solution, it meets an
immediate need with guaranteed premiums and flexible
coverage options that allow you to increase your
coverage amount when necessary.
First of all, additional living expense
coverage kicks in to cover the
immediate need for a place for your family to sleep.
It's important to consider — and talk about — the costs your family will face in the
immediate and long - term future so you can make an intelligent decision about the amount of
coverage and length of term you'll
need.
C. Younger persons may acquire substantial face amounts of
coverage at relatively low
immediate cost, perhaps more than their
immediate needs, and thereby guarantee that they will have the necessary level of
coverage when their
needs and family obligations later increase, even if they are then uninsurable.
If the
need for car
coverage policy is
immediate, this will not be something that can work in your favor.
A term policy can cover
immediate needs, while a whole life policy can provide future
coverage during retirement.
As your family's
immediate and long - term financial
needs adjust, you are advised to evaluate your insurance
coverage.
Some people decide to purchase a term policy with a high death benefit, to cover
immediate needs, and a smaller permanent policy to provide future
coverage and asset growth.
For example, some people purchase a universal life insurance policy because it may have long - term benefits, but these people also add a term rider for more
coverage because of more
immediate needs like a large mortgage.
Some financial experts recommend carrying 10 to 12 times your income in life insurance.1 To estimate your optimal
coverage amount, calculate what your family members would
need to meet
immediate, ongoing and future financial obligations while maintaining their current standard of living.
You will not
need to pay anything until the policy is approved and most life insurance policies will provide you with
immediate coverage once your first payment is received.
It's worth a few minutes to get
immediate life insurance for elderly over 75 quotations and choose if you
need the policy
coverage.
As your whole family's
immediate and long - term financial goals evolve, you
need to examine your insurance
coverage.
I hear from patients about how having an on - site pharmacy where they can pick up their medications right away, or having
immediate access to health care navigators who can answer insurance enrollment questions, has made it so much easier for them to get the care and the
coverage they
need.