Also, the coverage decreases as you get older when you typically
need less life insurance.
At the same time, he also doesn't need maximum coverage for a full 30 - year term, because after 20 years, his children will hopefully be self - sufficient and he'll
need less life insurance.
BOTTOM LINE: If
you need less life insurance than you're currently paying for, or have suffered health issues and will need coverage longer than your term policy will provide, call your agent or insurance carrier and ask them to explain your options and your GUL option date.
Then
you need less life insurance.
In most cases, people
need less life insurance as they get closer to retirement.
While you may
need less life insurance than someone with a family to support, you'll still have funeral expenses and might leave behind other debts you'd like to see paid off.
Not exact matches
Because the sooner you start saving, the
less you
need to save each month, the more wealth you'll accumulate, and the sooner you can quit saving and start enjoying a
life of leisure.
Entrepreneurs
need to spend much
less time at their computer imagining their new business and more time out engaging with real,
live customers.
Entrepreneurs
need to spend
less time at their computer imagining their new business and more time with real,
live customers.
They are also
less likely to be happy because they
need more help with skills of daily
living, have poorer health and report more symptoms of psychological distress.
And they're not just saving money on rent and commuting costs, Matt tells CNBC: «We also
need less stuff to fill our place, and we feel
less social pressure to buy more things to match our
living situation.»
In all of the above cases the entrepreneur who is susceptible to the confirmation bias will look for information and analyze it in a way that will yield: 1) fewer competitors rather than more, because it increases the viability of the start - up, 2) underestimation of the capabilities of the competition because stronger competitors will make
life harder for the entrepreneur, 3) view of the company's product as fully addressing the
needs of the customer because otherwise the start - up is at a weaker position in the marketplace, and 4)
need for
less resources rather than more because it generally makes raising the money easier.
I went grocery shopping even when I didn't
need to because I was bored,» she writes in her book, «
Living a Beautiful
Life on
Less.»
The answer is that it's below market for customer support positions, but Yelp isn't alone among its peers in paying workers arguably
less than they
need to
live in the Bay Area.
Empy - nesters whose children are self - sufficient or those with small estates who won't have to pay state or federal estate taxes, advisors say, are also
less likely to
need life insurance right away.
They insist that women's financial
needs are different from men's, especially because women tend to earn
less than their male counterparts yet
live longer
lives.
At the same time smaller, nimbler business models are blossoming, which means slightly
less certainty in the job hunt, but often more flexibility and some sorely -
needed improvements to work -
life balance.
From clothing to footwear to technology, forward - thinking companies are enacting a
less binary vision of how we shop, dress, and
live — in response to an emerging consumer
need.
Sustainable products and services
need to be the easy choice —
less hassle when it comes to
living sustainably.
By then Hef's ever - present bathrobe suggested
less a swinging lifestyle than an assisted -
living wing; by then, the complex had gone a bit to seed, the grotto pools reeking of chlorine, the Jacuzzis
needing a skim.
But if you are only making 50K, then
living on
less than 50K is all you
need.
For those
living on
less, it's good to know that there's still the option of doing those things and that you don't
need a ton of money to
live a good
life.
We
live in a world these days where there is a lot
less leadership than I think we
need.
The industry
needs to work on making Bitcoin a part of our everyday
life by making certain things easier and
less expensive.
«To succeed in the Gig Economy, we
need to create a financially flexible
life of lower fixed costs, higher savings, and much
less debt,» Diane Mulcahy, a senior analyst at the Kauffman Foundation and a lecturer at Babson College, writes in her book «The Gig Economy,» which is part economic argument and part how - to guide.
Hemp phytoremediates contaminated soils, uses much
less water to grow than corn, soybean, and cotton, and it doesn't
need herbicides, fungicides, or pesticides to grow successfully; hemp does all of this while producing more material in it's twelve or so feet of sun stretching
life.
In that case you'll
need less income than your current salary to
live on.
If you
need less than $ 50,000 for help purchasing a home, paying medical bills or other
life events, you may have the option of borrowing from yourself in the form of a 401 (k) loan.
you're right the church probably will be there long after any of us cease to exist but it stands to reason that it is going down... as more people come to the realization that the belief in a deity is not necessary to
live, the
less need there will be for a church to exist.
Yes, because the Pope is far
less trustworthy than pharmaceutical companies that have convinced otherwise healthy women that they
need to be dependent upon their products for the whole of their reproductive
life.
As a Baptist minister, the older I get... the more I study Scripture... the
less I know about Scripture and about God... and the more I teach the simple basics: Man is a sinner in
need of a Saviour and guide for both this
life and the next, «Come.»
The question is whether it is better to continue to disrupt
life in a way that makes people
less and
less able to deal with their own problems and meet their own
needs, or to begin the painful process of reducing dependence on world markets.
Besides, are you suggesting that we suppress anyone's right to free speech because if you are than you
need to move to one of these bass ackward countries where a
less than middle school quality production of a total farce can insight people to act as a pack of rabid dogs blaming America for why they
live in dirt... We are LUCKY and BLESSED to
live in a land where we can smile and walk away from an opinion that we disagree with... that South Park can but Jesus in a boxing ring against Satan and depict Moses as a glowing spinning dreidl... and these nutcases want to burn and pillage because one lunatic makes a childish and stupid play on videotape?
I said it once and I'll say it again, you
need to stop
living in the 1950's and join us in 2011 where most things are now electronic and so the
need for paper books is becoming
less and
less.
Yet it may be that an alteration that has to be imposed universally, is urgently
needed or even overdue in one place, but in another is
less necessary and may even lead to disturbing or destroying still useful and well - tried institutions belonging to a traditional manner of
life.
Before and after that stage in the
life cycle, people apparently feel
less need for support groups.
No Stone Age family could possible manage the «
life - support»
needs, (for weeks - to - months) of «ALL - THE - ANIMALS -, TWO - BY - TWO», (as biblically - postulated), on a wooden ship
less than 3/4's the size of the aircraft carrier U.S.S. Intrepid, (centerpiece, N.Y.C.'s Intrepid museum)!
The «evolution of the first
living cell» is
less probable than 10 ^ 4,478,146,
need not mention the rest!
In any case, those who think they
need to act on their confessional convictions in daily
life — much
less encourage other people to embrace them — are on the path to terrorism.
The
less obvious but very important issue is our
need to start talking about death earlier in
life.
I believe in smaller government,
less control over the people, but we
need to help our brothers and sisters with handouts but mostly a hand up to a better, more fulfilling
life where they can do things for themselves and their families.
This is because her
life radiates beauty: through her hospitality to friends and strangers alike, through her joyful laugh, through her care of those in
need, through her passion for education, through her love of framing things on film through the lens of a camera, through her ability to be patient with her doofus husband, through her genuine love for God, through her sacrificial generosity to those with
less than we have, and even through her stubborn refusal to let me get away with any of my trademark snark.
Second, we
need to arrange our
lives so that we have
less need of them.
The
less people fake it, the more effectively we can speak into the areas of their
lives that
need the transformation of God.
(1) The simpler depends upon fewer specific conditions and has fewer,
less demanding
needs; human
life, for example, depends upon so many more factors than single - celled marine
life does.
We would no
less need an analogous social order that was perfect in its own way but that, at a minimum, did not kill us by war and violence or spoil
life by meanness and other forms of private misery.
I don't think Wilson would suggest that we
need less compelling reasons for taking the
life of a child eight months in the womb, than a child eight months out of the womb.
The emerging church, to be anything other than a hip blip on the radar of American religion, will
need to
live the tension of «relevant - resistant» no
less than it
lives the tension of «ancient - future.»
In the matter of just one weekend or
less, you can complete this course and walk away with the basic skills
needed to remember, understand, and integrate your dreams into your
life.
This process is attuned to the
needs of a technological society, in which gender differences increasingly are
less important, functional equality for technical roles is more useful, cooperation and tolerance make the workplace more efficient, and sexual behavior and family
life are
less relevant to work
life.