Sentences with phrase «need life insurance for»

If your associate works they also need life insurance for seniors policy plan.
When talking to clients it is always important to assess what they need life insurance for.
If you don't think that this will be your situation, that you will need life insurance for the rest of your life, than whole life will provide you with permanent coverage.
They will tell us they need life insurance for everything from income replacement, mortgage protection, burial expenses, to supplemental retirement income.
Can I be 100 % sure that I will need life insurance for that period of time or will I possibly need it longer?
But what happens when you need your life insurance for a longer period than you expected?
We still need life insurance for our spouse for protection against loss of income.
You might need life insurance for business purposes, like protecting against the untimely death of a key person or to fund a business perpetuation plan
However, if you need life insurance for 3 to 5 years, or more, you may want to consider buying a level term life policy.
So, for instance, if need life insurance for 20 years until your kids are grown - up and on their own, you would choose a 20 year term life policy.
Do you need life insurance for your final expenses, or to take care of your family as they are growing?
Return of premium life insurance policies can be a great choice for those who are good at paying their recurring bills on time and need life insurance for 20 - 30 years.
By asking you a few qualifying questions about your health and occupation, we will help find you the best solution to your specific situation; whether you need life insurance for a fixed number of years, or for the rest of your life.
Children don't need life insurance for the same reasons you need it, They don't have an income, business or career to protect.
Do you need life insurance for motorcycle rider in Texas?
You may need life insurance for business purposes such as covering a key employee or to fund a business perpetuation plan
Basically, if you need life insurance for thirty years or less, then term life is the best option to consider.
If you need life insurance for more than one year, it may be more affordable to purchase a 5 or 10 - year term life policy where you rate is guaranteed to remain the same each year throughout the term of your policy.
You may find it necessary to convert if you find you need your life insurance for a longer period of time some time in the future but because of ill health you can not get a new term policy.
Make sure you know how long you need life insurance for.
You may have your own business and need life insurance for business needs.
If you are 70 or older and need life insurance for longer than 10 years, you will want to purchase guaranteed universal life insurance to lock in your rates and coverage until the age of 90 or later.
Why Do I Need Life Insurance for My SBA Loan?
Why Do I Need Life Insurance for an SBA Loan?
I am not advocating that children need life insurance for the standard reasons that most people believe.
If you therefore need life insurance for a long period of time and can afford to put out the extra premium required you may choose a permanent life insurance policy.
The first step is to figure out what you need life insurance for.
If you only need life insurance for a certain number of years, or if cost is a prime consideration, Term may be right for you.
Some people need life insurance for family protection which in many respects cover a myriad of ideas.
You need life insurance for income replacement over a certain period such as during a mortgage period or while children are young.
Throughout life, there may be times when you only need life insurance for a specific period of time.
A. People who need life insurance for securing a business loan and can not wait for the more time consuming full underwriting type applications.
You don't need life insurance for your children as they do not have dependents that need financial care once they are gone.
Choose Term Life Insurance — If you need life insurance for a period of 30 years or less, choose term life since it costs 2 - 3 times less than permanent life insurance.
If none of these scenarios sound like you, you probably don't need life insurance for your entire life and a low cost term policy would likely suit you just fine.
If you have children that are getting close to going to college or earning their own paycheck, then you will only need life insurance for a short time, which means a term plan will be a better option.
You may find that you need life insurance for a longer period of time than you expected, if your situation changes, for example, if you get married, buy a home, start a family, etc..
You need life insurance for a specific period of time.
If you are a key man in a business life insurance policy, or you need life insurance for estate planning or estate tax purposes, you may be able to qualify for more.
A whole life policy or universal life insurance policy is especially the way to go if you need life insurance for:
In our experience, we run into a lot of people who need life insurance for business loans, court order or are extremely busy who tend to go for this option.
You need life insurance for as long as you live.
However, if you need life insurance for such things as estate purposes, inheritance taxes, business reasons, or to set up a trust or donate to a charity, then you might be better advised to look at some other form of permanent insurance plan such as whole life or a universal life insurance policy.
Knowing what you need life insurance for can help you determine the best type of policy, term length and coverage amount for you.
If you can look at it from this perspective, it can help you determine if you need life insurance for your children now, or if you need to protect other sources of income or secure other areas first.
Some people only need life insurance for a short period of time so they choose a 5 year term, while others are looking to lock in a low premium for a long time so they choose 30 year term life insurance.
If you need life insurance for a finite number of years (for example, until your children graduate from college), term life insurance offers pure insurance protection.
And then we look at all the facts and then it also suggests how long you need life insurance for.
In most instances you really only need life insurance for a finite period of time.
You don't necessarily need life insurance for your whole life.
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