Sentences with phrase «need life insurance policies in place»

Divorce decree's and child support settlements will often need life insurance policies in place ASAP.

Many families wonder if stay - at - home moms need a life insurance policy in place.

Not exact matches

When searching through available level term life insurance policies, you will also need to decide on how many years you want the coverage to remain in place.

At time of issue you need to pay the insurance carrier an amount equal to the difference in price between the term policy and what the premium payments would have been had you bought a whole life policy in the first place.

For instance, some people feel they are able to be more generous in their annual charitable donations knowing a life insurance policy is in place to help cover their family's needs in the event they pass away.

Assess the funds you have in place combined with your employer - sponsored life insurance policy to ensure it's enough to cover your family's needs.

The price will be higher than the other policy options, but if you are facing a major health crisis and you must get a life insurance policy in place, guaranteed issue life insurance could be your best option to get the coverage you need.

In fact, even if you currently have another life insurance policy in place, it is likely that this coverage is already earmarked for other potential financial needIn fact, even if you currently have another life insurance policy in place, it is likely that this coverage is already earmarked for other potential financial needin place, it is likely that this coverage is already earmarked for other potential financial needs.

The first thing you need to do is ask yourself why you need a life insurance policy in the first place.

Also, it is very important for people over 50 to have a life insurance policy because they need something in place to supplement their income if they are to pass away suddenly.

The first thing you need to do is ask yourself why you are taking out life insurance policy in the first place.

A majority of people don't need their life insurance policy to stay in place for their entire lives; once they pay off debts, have fewer dependents, and become self - insured, it's usually not worth paying for a policy.

Like most folks, your auto, health, home and life insurance coverage are the standard policies you need in place to protect you against most of the unexpected.

And before you post that pregnancy announcement or first baby photos, you need to make sure you have a life insurance policy in place.

By taking these things into consideration, you will be better able to determine whether you only need a life insurance policy to be in place for a few years or for the long - term.

However, if you are like most and still need to have life insurance in place, you can replace your policy with a new policy if you are healthy and can qualify medically.

Cash value life insurance is good for permanent needs, meaning no matter how long you live, you want to know you have a policy in place that will pay out at your death.

So, if there is anyone else in the world that depends on you financially, you would need to have a life insurance policy in place that can not be canceled, that will last, and be IN FORCE when you die whether that's tomorrow or 25 years from noin the world that depends on you financially, you would need to have a life insurance policy in place that can not be canceled, that will last, and be IN FORCE when you die whether that's tomorrow or 25 years from noin place that can not be canceled, that will last, and be IN FORCE when you die whether that's tomorrow or 25 years from noIN FORCE when you die whether that's tomorrow or 25 years from now.

Personally, I'd rather keep the life insurance, use the cash values to supplement my investments and / or use the cash value to pay my income in the years the stock market goes down (like 2001, 2008, etc) so that I don't end up worse off than when I began because at the end of the day that account can't lose its value, I can't be sued for the value of it, I don't need to report it on my son's FAFSA form for college, AND if I pull money out of it for my son's school, the dividend still pays the same amount as if I hadn't drawn the money out in the first place (fun fact: that last point isn't something that a northwestern policy does, but new york life and massmutual's contracts do).

In the first place, as a general principle, everyone should be honest, anyway, but when it comes down to cost - benefit and the need for a secure life insurance policy, it's simply just not worth the risk to either lie or be careless in the applicatioIn the first place, as a general principle, everyone should be honest, anyway, but when it comes down to cost - benefit and the need for a secure life insurance policy, it's simply just not worth the risk to either lie or be careless in the applicatioin the application.

Having a life insurance policy in place that satisfies your needs will give you the peace of mind that comes from knowing your family will be financially taken care of and that your wishes will be honored after passing.

While a family history of many of these ailments need to be disclosed at the time of application, it is often easier to get a life insurance policy in place before symptoms of a disease present themselves.

If you have a Term Life Policy in place now and they have you listed as a smoker, and you have quite smoking for at least 12 months then we need to do a Life Insurance Policy review.

When purchasing term life insurance,, it is important to consider the number of years you need the policy to be in place.

While you may not need as large of a policy as you would for the primary breadwinner of the family, you should still have life insurance in place.

Term is far more affordable, most people do not need life insurance coverage to last past retirement age, and by investing money in other places such as the stock market people will end up with a much higher return on their investment than they will with a whole life policy.

Whole life insurance offers very distinct advantages for certain people, mostly those with a lot of money who need an insurance policy to be in place when they die to help facilitate a tax efficient transfer of their estate to their heirs.

The attorney will need to know the particulars of any life insurance policies that are in place, including the amount of any cash value that has accumulated in the policy.

Once you need for coverage is minimal, your term policy will end, but you will still have your permanent life insurance in place to provide an inheritance.

Therefore, whether you currently have life insurance coverage in place and are simply considering purchasing some additional coverage, or you're just beginning to look for your first life insurance policy, the information you'll find below will certainly provide you with what you'll need to know so that you'll be sure to get the right type of life insurance coverage — because the time to buy life insurance coverage in your 50s is now!

It is important to renew those policies on a regular basis, making adjustments as needed and ensuring that you always have adequate life insurance coverage and a strong death benefit in place.

After you have looked through all of the renters insurance policies available to you, you will need to find a place to live in the off campus housing choices available.

If you are renting an apartment in Troy, whether it is a new place or the apartment you were previously living with your former spouse, you will need to either get a Troy renters insurance policy or update your previous Troy renters insurance policy.

You could still be looking at several thousands of dollars in losses and you may need to find a new place to live, which is also covered on most Lake Butler renters insurance policies.

While you may not end up needing to renew or convert your policy, it's important to have those safeguards in place — life is unpredictable, and your life insurance should accommodate.