Sentences with phrase «need more cash flow»

Every lawyer is different, but a few things hold true for just about every law firm, big or small: You need more cash flow and more clients.

As a bonus, you could have extended the balance transfer card by going into another promotional after 36 months, keeping lower monthly payments, assuming you need more cash flow.

Not exact matches

As well, the poll showed that those with children ages four to 10 were much more likely to borrow money from friends and family (39 per cent) than couples with older children (28 per cent), likely showing they feel they need a larger cash flow or savings to feel comfortable at that stage in life.

When leaders invest in making it easier for team members to do their jobs, more leads turn into paying customers and a business gains the cash flow it needs to grow.

Beyond those basics, you'll get approved more readily and with better terms if you give the banks precisely what they need to make a decision: tax returns and audited (if possible) financial statements (P&L, balance sheets and cash flow) for the year to date and the previous three years; monthly statements for the previous 12 months; a business plan explaining what you do, how you do it and why your company would be a good risk; a detailed projection showing how you will generate the funds to pay down the line; and a backup plan (collateral) to repay the bank if the projections don't pan out.

But as the company evolved, its sales focus shifted from equipment to services — and Wald needed more credit to maintain his cash flow.

The answer is that business owners need to pay as much - if not more - attention to their cash flow statement as they do their P&L.

But here's a caveat: if you're the owner of a growing company that has unpredictable cash - flow patterns and sometimes - insatiable capital needs, the risks of a volatile stock market may be more than you can handle right now.

To make matters even more difficult, you'll probably need to borrow money throughout the course of your business ownership, or at least set up a line of business credit that you can draw on to keep your cash flow positive and moving.

The move saved us $ 305,000 in rent, which we were spending on empty apartments, and freed up more than $ 217,000 in cash flow by eliminating the need to pay security deposits.»

A small business term loan is used to meet a business» capital needs — purchasing inventory, buying expensive equipment, building a new building, or any other business - related expense that requires more capital than is immediately available within the cash flow of the business.

We made it easier for small business to compete for and win federal contracts by eliminating unnecessary paperwork and cutting red tape, and accelerating payments to small business contractors through the «QuickPay» program so that they can maintain the cash flow that they need to grow their businesses and create more jobs.

As your business grows, you'll need even more cash flow to pay for supplies as you wait for customers to pay their invoices.

If you don't have the cash flow to pay back these fees, you need to find a lender that has more favorable terms, such as the SBA, or seek alternative methods like a grant or crowdfunding campaign.

And, when it comes to growing your real estate empire, you need more properties that generate cash flow, rather than equity.

He said the rise in the oil price and the resulting stronger cash flows made Santos a more valuable company than it was a month ago and Harbour, which made a $ 13.5 billion indicative takeover proposal in early April, would need to pay up.

We need more volume to make our goal of consistent, yearly cash flows a reality.»

On the other hand, lines of credit make more sense for ongoing purchases, working capital needs or cash flow issues.

Simply converting several smaller loans into one larger one can also make it easier to keep track of payments to ease your cash flow needs, helping you invest more money into your business.

The equity market has become a more reliable generator of the reoccurring cash flows that the Boomers need than the government bond market has.»

As for TSLA generating positive cash flow by Q3 and avoiding the need to raise more money, I found an analysis of TSLA's current liabilities which shows TSLA's current cash position is worse than it appears.

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

If having better cash flow and saving more money is on your list for the upcoming year, you need to come up with a plan to make it happen.

The problem now is that she's 18 lbs at 5 months so wearing her for any length of time is exhausting on me and I need a new carrier that distributes weight better so I can wear her for longer stretches but don't yet have the cash flow to replace it so she's spending way more time in the stroller.

Cash flow is sparse, and he's going to need more of it -LSB-...]

Depending on an institution's individual position, a cash flow statement may need to be prepared on a more regular basis, even weekly, if circumstances require it.

Decreasing your fixed costs to live has two benefits: a) You have more free cash flow to devote toward your investments, and b) You need less passive income to cover your expenses and thus become financially independent.

I can understand how investing cash flow could be affected by the «Financing Cash Flow Items» (you need to attain more liabilities to purchase more productive assecash flow could be affected by the «Financing Cash Flow Items» (you need to attain more liabilities to purchase more productive asseCash Flow Items» (you need to attain more liabilities to purchase more productive assets).

It will also help getting into investments that need more up front than your short term cash - flow allows.

Taking out a personal loan might be a viable solution to cash - flow needs for some borrowers, but for others, alternatives in lending may be more appropriate.

The other positive is that Tom and Mary recognize that using capital gains and return of capital to cover cash flow needs is usually much more tax beneficial than trying to boost income by having higher investment yields.

The more debt a company has the more interest in needs to pay, interest is a burden on cash flows and mean there is less available cash to fund the dividend.

The reasons being: I would get a little interest on the money throughout the year, improve my cash flow throughout the year if I ever needed a little more for some reason, and not let the government hold on to my money throughout the year.

Even if you don't need the cash flow from these RRSP withdrawals, it may enable you to contribute to your TFSA accounts and grow more assets in a tax - free environment (with tax - free withdrawals) rather than a tax - deferred one (with taxable withdrawals).

«This total - return approach is a bit more high - maintenance, but realistically it's the best way to address cash - flow needs.

You need to magically come up with more cash, your Return on Investment will change drastically and your monthly cash flow on the property will go from a positive to a negative.

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

On the other hand, lines of credit make more sense for ongoing purchases, working capital needs or cash flow issues.

So, they've got three or four of them and they're, you know, owing a thousand bucks on each of them, payday loans and short - term loans and they get them because their cash flow just isn't what it needs to be and the payday loan companies are more than happy to loan to someone who has a fixed income.

They want to see that you have available cash flow and the credit rating to get yourself out of a jam if you needed more money in a hurry.

We understand that from time to time people need a quick cash flow boost, to cover unexpected costs, and if you apply for your loan before 24 hours on business days you get it direct into your account, then in most cases the loan can be transferred the same day, Our low interest rates make us more affordable than other personal loan providers in our market.

As ACH direct debits become a more popular way for both traditional lenders and online lenders to accept periodic payments, it's important for business owners to understand what that entails, the opportunities it might provide in terms of additional loan options, and help them position their cash flow needs in such a way to accommodate the often more - frequent - than monthly payment terms.

Most people convert their RRSP to a RRIF and then start to take at least the minimum required withdrawal mandated by the federal government (based on your age) or more if needed for cash flow.

Illiquidity should be taken on with caution, and with more than enough compensation for the loss of flexibility in future asset allocation decisions and cash flow needs.

To access capital from an alternative lending company, you will need to show and prove your monthly cash flow, as some lenders have annual revenue requirements of $ 100,000 or more.

While the terms and conditions may vary on these loans, they're generally considered best for unexpected cash flow emergencies, taking advantage of business opportunities, and other more sudden needs.

What's more important, as you pointed out, dividends now exceed annual free cash flow, and the need to grow their debt levels to grow dividends.

I need to divert some cash flow to savings, more - so than I would like.

It may have served your cash flow needs well while you were running up your balance, but now that there's no credit available, you won't be able to tap the line for more cash.

But in real practice, taking a certain percentage fixed percentage, of someone's portfolio, I think you need to be a little bit more sophisticated of looking at like you were talking about earlier: what are the different cash flows?