Sentences with phrase «need much planning»

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Plus, you need to plan for long - term care expenses, as well as health care costs, both of which Ponnapalli says are big expenses that are often «not given as much importance as they deserve.»

Your deck should address your venture's team, market opportunity, need for the product and its value to the customer, its position relative to the competition, how much capital you'll need to build the company, and a financial plan.

After you objectively evaluate your capital needs, products or services, competition, marketing plans, and potential to make a profit, you'll have a much better grasp on your chances for success.

CDL schools are generally seven weeks long if you do them full time, and full time means 40 hours per week, which pretty much precludes working, so you'll need to plan accordingly.

This professional can help you determine how much you will need to pull out of a qualified retirement plan versus spending non-qualified assets, the timing of optimizing your Social Security benefits and annuity contracts, determining an appropriate asset spending rate and the transition from an accumulation phase to a distribution phase.

We had a mission statement and planned how much money we personally needed to invest to get the company running and cash to set aside for lean times.

To live by the 50/30/20 plan, a person would need to earn twice as much as their fixed expenses, so GOBankingRates doubled the total cost of necessities to arrive at the total recommended take - home pay for each city.

Having a child with long - term special needs involves a much different set of planning strategies than most people encounter.

That's when they know how much extra income needs to be sheltered in a pension plan.

That's cheaper than most of the plans available from the major carriers and doesn't lock customers into guessing how much data they may need and paying unnecessarily extra when they use less.

From here, establish how much, if any, funds you'll need to start the business and where you plan to get that money from.

That could lead to people signing up for the short - term plans because of cheap monthly premiums and paying much higher amounts when they need care.

Swirling about him are Model 3 production issues, three investigations between two federal organizations, and a near never - ending cycle of new, grander ideas and plans that often buoy the stock in the short term, while threatening to further sap the company of much - needed cash down the line.

A startup by contrast doesn't have that stockpile of market experiences to help them accelerate the pace to the right answers, hence they need a much more comprehensive business plan outline to help them ask those early and important questions to get the ball rolling.

The plan includes the installation of a charging station at the buyer's home and as much electricity as needed, based on a tiered service that depends on how much you want to drive.

Meanwhile, the Ford fiasco has pushed a much - needed (and delayed) $ 34 - billion transit plan on the back burner.

A solid plan needs a complete financial model and clear assumptions: how much money is needed, where investments will be made and where the money will get you.

Before a company so much as transfers a file, managers need a data - security plan to chart how they'll handle sensitive information, security experts say.

You need to be as open as possible as you ask for people's support; you need to explain in detail how much money you need and what you plan to do with the money you receive.

Another crucial part of the planning process is estimating how much you'll need to live on each year in retirement, depending on how you envision your future lifestyle and how much you plan to gift to family members or charity.

«We are a startup and our hiring needs are ad hoc, and that makes it very difficult for us to plan ahead,» Aitharaju says, adding that he's competing not just with other startups, but much larger companies with entire divisions devoted to applying for H - 1B visas for workers.

Rivers suggests reviewing the business plan in as much detail as the audience merits, including exactly how much capital will be needed to start up and to keep going.

Whether you're planning a much - needed vacation or gearing up to visit the family during the upcoming holidays, now is the perfect time to find a book to help you kill the time during your travels.

It is now one year until the U.K. leaves the European Union, and there's a lot that still needs to be worked out — so much so that retailers are finding it difficult to plan for the future, because they don't yet know what the future U.K. - EU trading relationship is going to look like.

Your colleagues and clients rely on you so much that you plan to be on call during your upcoming vacation, despite your desperate need to unplug.

The levels are based on how much financial protection the plans offer you when you get sick or need medical care.

Those planning to start up «the right business» will have a much easier time finding government grant programs that may provide the needed funds.

-- Keeping one rental property in your «home town» city is good for diversification and for a plan B, in case life goes wrong you have somewhere you or someone you care much about can live if needed.

And just as important, she will likely put forward a much needed and long - overdue campaign donation reform plan, to cut corporate and union donations out of the wild West that is the current campaign territory.

We plan ahead in terms of investing and making money, but we can also plan ahead to get an idea of how much money we expect to need in retirement.

It seems like much of the retirement planning advice out there focuses on distribution rates, the percentage of income to replace, asset allocation changes or a determination of how much risk is suitable for a retiree's portfolio without ever considering actual living expenses or spending needs.

But you have over 80 different recipes in the plan and they are all tailored to your macro and calorific needs so you can mix them up as much as you'd like!

Read the specifics of your plan to learn exactly how much your employer will contribute and how much you need to contribute to max out the benefit.

Proactively plan ahead and approximate to meet your unique living expenses by compiling an accurate inventory of essential and discretionary living expenses to gauge how much income you will need.

Topics include stock and option trading, retirement funds, college saving, tax planning, debt and budgeting, charitable giving, estate tax planning, life insurance needs analysis, and much more.

It's important to find out the matching formula used by your employer so that you know how much you need to contribute to your plan to maximize that match.

In order to build a successful business, you need to create a specific plan of how much money you'll need to spend to get started, how much you'll need to operate, and how long it will take before you can start to show a profit.

Honestly, I think that this is a much more complex strategy than 99 % of people need for retirement planning.

I started tracking all my expenses using free tools like Personal Capital, running calculations on how much I might need annually, deciding how long I could do the whole working thing and came up with a plan.

It should also guide you through the process of choosing a repayment plan, possibly even calculating for each plan how much your monthly repayments will be and how long you'll need to pay off your debt.

I know the need to plan content in advance is critical but sometimes it is much easier said than done — especially with team members tasked with many different responsibilities.

Many people use estimates of CPI to plan how much income they will need for retirement.

In addition the planned fiscal deficit was widened from 2.3 % to 3 % this year, but it is unlikely that such minor steps can do much to counter the de-leveraging that is needed across the state - owned sectors that dominate China's heavy industries where excess capacity and accumulating losses are most concentrated.

Before asking for the money; you must be definite on your plans, you must know how much you need and the terms involved.

«They don't quite know where they might need space, how much space, but we're certainly actively working with two very major global financial institutions to help plan that out.

Before making plans on how to raise startup capital for your business, you should have a clearer idea of how much would be needed to setup the type of business you are about to start from the scratch.

That alone shows how much we need a plan to lift families out of poverty,» said Mungall.

If the price of a barrel drops too much, future oil sand plans are at risk and modular buildings won't be needed at that point.

It may be the furthest out, but any good financial plan starts with calculating how much money you'll need to live on during your retirement years, putting a strategy in place to get there, and then addressing your shorter term needs.

And if there there's a shortfall in your current plan, the analysis suggests how much you'll need to save to meet the projected goal of 80 percent of your current income during retirement.