Sentences with phrase «need of additional coverage»

Employer group policies typically replace only 60 % of an individual's pre-disability salary, often leaving the employee in need of additional coverage.
Homeowner, condo, and rental insurance policies do not cover earthquake insurance leaving most Americans in need of additional coverage.

Not exact matches

While this makes accidental death and dismemberment coverage less expensive, it also means that you may need additional financial protection for your dependents since the majority of people do not die from an accident.
Contrary to some misconceptions making the rounds in the wake of the Wright controversy, the LPGA is not in desperate need of cosmetic makeovers, liposuction, an infusion of corporate sponsorship or additional network coverage.
«The World Heritage Convention can better achieve its own objectives by increasing wilderness coverage within NWHS, which in turn will raise the profile of wilderness conservation globally, and provide wilderness areas with additional protection they need.
Under a goal of universal coverage for children and youth attending D.C. public schools, the District would need to subsidize 37,600 additional afterschool slots for children in pre-K through grade 8, and 12,400 additional afterschool slots for those in grades 9 - 12.
Therefore, if you happen to own a lot of property under a particular category or own any extremely valuable items, you may need to purchase additional endorsements in order to achieve full coverage.
Only about 5 % of deaths occur due to an accident but, if you feel your family would need additional assistance if you passed away suddenly, MetLife offers the following coverage options:
If your policy increases by ten dollars a year because of the additional coverage that you actually need anyway, they might make a dollar or so off that.
First of all, additional living expense coverage kicks in to cover the immediate need for a place for your family to sleep.
BXS Insurance can help you find an umbrella policy that fits your business» needs, giving you additional coverage above the limits of certain existing policies.
Your agent will help you decide which type of endorsement best meets your needs and the associated premium that will be charged for the additional contents insurance coverage.
You should look into the specific benefit terms of your card when deciding whether you need additional coverage or not.
If that were the case, you might need to purchase additional fire insurance to provide coverage beyond the limit of your standard policy.
An Effective Coverage renters insurance expert can help you determine whether named perils is sufficient for you, whether you'll be better off with open perils coverage, and if you need additional coverage for certain types of property.
A change in the value of your home, any additional high - value items you've purchased or inherited, and any natural disasters that have recently occurred may be good indicators that you need to review your coverage and make sure you have the proper amounts to help you get back on your feet.
However, if you only need financial coverage for a particular period of time, you would probably be better served buying a term life insurance policy with an additional insured rider.
Your condo association's master insurance policy will offer one of two types of coverage, which will dictate the additional coverage you may need.
A renters insurance expert can advise you on these additional types of coverage and help you to get the best policy for your individual needs.
If you need additional coverage beyond that, it's available in $ 1,000,000 increments in the form of personal umbrella policies.
Knowing whether your insurance covers your family and all of the people living with you that you consider to be your family tells you whether you might need an additional endorsement for someone or if there are limitations on the coverage.
Whether or not you need additional coverage on top of your Village at Greenfield renters insurance is up to you, but your Effective Coverage renters insurance expert can help you to understand what the policy does, how the endorsements fit into that, and what your options might be.
If you are in the happy situation of needing more coverage than that, it's possible to get additional coverage if you have several accounts with different legal ownerships at the same bank.
If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.
With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.
Your sinkhole insurance policy may not provide coverage for damages from mine subsidence, so be sure to review your policy carefully to see if you need additional insurance if your Arizona property is on top of an old coal mine.
Because you are also responsible for the well - being of your drivers, customers and the vehicles that you are towing, you'll need several additional types of coverage on board.
For example, $ 1,500 of coverage is standard for all jewelry; in order to assure coverage for a $ 3,000 necklace, a renter may need to purchase an additional rider.
CompLife is a permanent life insurance policy to which you can add term coverage if you just need the additional financial protection for a short period of time.
But you might need higher liability limits or additional coverage depending on the type of trailer you have.
Whether you need additional coverage, have questions about how renters insurance works, or just want the reassurance of speaking with an actual person, Effective Coverage has options for you and makes the process easy, fast, and affordable.
If you need higher liability limits, umbrella liability coverage, additional jewelry coverage, or other types of coverage, your renters insurance expert will be able to help you manage those coverage needs.
However, if you want over $ 250,000 of dwelling coverage, coverage for landscaping or decks that could be damaged in a hurricane, or additional living expenses coverage, you'll need to get a policy from a private flood insurance company.
Open perils coverage gives you additional protection by ensuring that you have the coverage you need for any kind of direct physical loss or damage the property suffers, and can be added on for very little.
We'll collect an email to send proof of coverage to, and we'll ask if your property management needs to be listed as an additional interest on your policy.
If you need more coverage or coverage for an additional type of risk, chances are good that there's an endorsement for that at a very reasonable cost.
If you take a permanent policy, a guaranteed insurability clause will enable you to buy additional coverage in the future without needing to qualify based on the state of your health.
You may need additional coverage to ensure you will be covered in the event of an event such as a house fire.
Additionally, if you want to ensure that your home - based business insurance is insured you'll need to purchase additional coverage as this is also not automatically included as part of a typical home insurance policy.
You should look into the specific benefit terms of your card when deciding whether you need additional coverage or not.
You, on the other hand, may need to start shopping for new homeowners insurance as some insurers will cancel K - 9 officers» homeowner coverage due to the additional liability exposure of your police dog.
Because the minimum amount of coverage is $ 10,000, there are several instances where additional funds would be needed.
Another type of coverage you might buy as part of an earthquake policy would provide «additional living expenses,» money to cover the costs of temporary housing and other basic needs after a disaster.
Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.
You may also need additional liability coverage if the materials your workers transport is hazardous, or if your employees or contractors drive big rigs that can do millions of dollars - worth of damage in an accident.
By consolidating a large amount of premium during a short period of time, the coverage can be paid - up for life, without the need to worry about making any additional premium payments in the future.
With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.
We understand the strengths and weaknesses of each company, and we use this knowledge to advise clients on the amount of coverage they need, the type of policy that is best for them, and any additional riders or benefits that may be appropriate for their policies.
Years of experience working with renters and with apartment complexes has helped us to streamline the entire process, introducing efficiencies at every turn, and once you call Effective Coverage, you won't need to take additional action to get the proof of coverage for your Springfield renters insurance to the office.
If you own property in excess of these limits, you can still get coverage by purchasing additional endorsements to meet your full coverage needs.
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