Not exact matches
So If your monthly expenses were $ 2,000, for example, and you wanted to save three months» worth
of expenses for your emergency
fund, you would
need to invest $ 6,000 plus 30 percent more — another $ 1,800 — under Betterment's
advice for a grand total
of $ 7,800.
A couple
of others I thought were quite interesting: Tracker
funds top performance tables — http://www.thetimes.co.uk/tto/money/investment/article3592008.ece (sub required) What
advice do you
need?
Unless you really
need or especially value the human touch that those services provide, you're probably better off simply choosing low - cost index
fund options at a fraction
of the bank cost through robo - advisers, which use algorithms to provide automated investment
advice, or investment companies (examples
of which include Charles Schwab or Vanguard).
Finally, this is one piece
of advice that is likely to do you well if you've chosen to build a long - term, conservative investment portfolio based upon dollar cost averaging, low - cost ownership methods such as a dividend reinvestment program (also known as a DRIP account), and do not expect to retire or
need the
funds for ten years or more, the best course
of action based upon historical experience may be to go on autopilot.
«Legislators are going to have to weigh which they value more:
advice from hedge
fund billionaires that come with checks or the concerns
of students, parents and teachers about what's
needed to truly improve public education.»
The report provided «unambiguous»
advice that NASA
needs more
funding to achieve the goal
of sending people to Mars, so «it came as a bit
of a shock to me that the very next budget request» cuts
funding for SLS and Orion.
He set about creating «a technical support and advisory group that would seek out the very best
of these community leaders, give them the start - up
funds and technical
advice [finances, payroll system, health care program, implementing curriculum, relations with public authorities] they
needed, and help them manage their own schools.»
The key points from each strand are highlighted as follows: Early Identification and support • Early identification
of need: health and development review at 2/2.5 years • Support in early years from health professionals: greater capacity from health visiting services • Accessible and high quality early years provision: DfE and DfH joint policy statement on the early years; tickell review
of EYFS; free entitlement
of 15 hours for disadvantaged two year olds • A new approach to statutory assessment: education, health and care plan to replace statement • A more efficient statutory assessment process: DoH to improve the provision and timeliness
of health
advice; to reduce time limit for current statutory assessment process to 20 weeks Giving parent's control • Supporting families through the system: a continuation
of early support resources • Clearer information for parents: local authorities to set out a local offer
of support; slim down requirements on schools to publish SEN information • Giving parents more control over support and
funding for their child: individual budget by 2014 for all those with EHC plan • A clear choice
of school: parents will have rights to express a preference for a state -
funded school • Short breaks for carers and children: a continuation in investment in short breaks • Mediation to resolve disagreements: use
of mediation before a parent can register an appeal with the Tribunal
So what role is there for religiously trained people — chaplains — to be endorsed by the federal government as the only personnel that they will
fund to provide
advice and care to children from diverse cultural, religious and ethnic backgrounds in
need — to young people struggling with issues
of sexual orientation and identity, with bullying or family violence, death and trauma?
ATL general secretary, Dr Mary Bousted, will tell the Sub-Committee that schools» careers
advice and education has been hit by a lack
of funding following the Coalition Government's abolition
of the Connexions service in 2010, there are too few apprenticeships and too many
of those that exist are poor quality, and employers
need to provide more work experience.
Careers
advice and education is in desperate
need of more
funding and
needs better support from employers, the general secretary
of the Association
of Teachers and Lecturers (ATL) will tell the Sub-Committee on Education, Skills and the Economy today (Monday).
«I believe that mutual
funds and
advice are
needed,» says Ken Kivenko, an investor advocate and the creator
of CanadianFundWatch.com, adding that many people simply aren't equipped to invest on their own without some professional help.
If you
need help creating such a portfolio, you can consult an adviser (although you want to be sure you don't mitigate the effect
of the index
funds» or ETFs» low costs by overpaying for the investment
advice).
Need your
advice on a monthly sip
of 15 k f (investment horizon
of 15 years) for my younger daughters post grad education.I was planning to invest 5 k each in a debt oriented
fund (ICIC pru long term growth), balanced
fund (HDFC balanced
fund) & a ELSS
fund (Axis long term equity
fund)- assumption based on a return
of 12 % post tax and hence a corpus
of 65 - 70 lacs at the end
of this invetsment term
of 15 yrs.Education inflation taken at 10 %.
I
need your
advice on money allocation to different type
of fund.
You really should not be seeking
advice of this matter here, we know nothing about you or your parents, their risk profile, the amount
of funds they have or how much money they
need to live off each year.
Instead, a new model is emerging that I like a lot better: paying for
advice in a transparent way, for any part
of your life that
needs it, then figuring out the products to fit that
advice separately, whether through DIY investing in low - cost index
funds or using a robo - advisor to handle the investment management part.
If you are the only member
of the
fund and the sole director
of the
fund's corporate trustee, contact us on 13 10 20 for
advice about what you
need to do.
What I
need is
advice on how to make ends meet when most bonds, bank accounts and money market
funds only yield a fraction
of a percent.
Introduction to investing concepts, including the impact
of investing fees on returns and the cost
of advice; where returns come from; what indexes are; what mutual
funds are; risk and historical returns; taxation issues and TFSAs, RRSPs, and RESPs; the importance
of planning and the impact
of inflation on long - term plans; the inherent uncertainty in long - term planning and the
need to make regular course corrections; and what asset allocation is.
In addition to paying for the care for animals the Shamrock Animal
Fund has been a resource for distressed animal owners in
need of advice and advocacy.
Experts say yes, despite isolated attacks on tourists Mexico News Daily In general MX is safe, travel experts say GlobalNews What you don't
need when you travel: foreign transaction fees Global News Last chance tourism CTV Travel hacks that'll help you save now City TV March break travel
advice BNN The hidden costs
of home ownership you may not know about CTV The best to book travel and where to go BNN How to get the most out
of your rewards programs The Globe and Mail How to
fund a year - long trip around the world MoneySense 7 genius ways to maximize PC Optimum points Financial Post Turbo Charge your new PC Optimum Points Global News 7 Ways to give back on your next vacation The Globe and Mail Winning at travel
It's fantastic that the proceeds from the sale
of the boxes will raise vital
funds to support the work
of ChildLine, enabling us to help many more children and young people to get comfort,
advice and protection when they
need it most.»
The commission makes 100 recommendations featuring six overarching ones: the National
Advice and Legal Support Fund mentioned before; prioritising public legal education in schools, alongside financial literacy, and in «education for life»; calling on government to clampdown down «preventable demand» by getting decisions right the first time including a «polluter pays» scheme for the DWP to pay costs on upheld appeals (on average 35 % of appeals against welfare benefits decisions are upheld); an overhaul of the courts to make them better suited for the needs of litigants in person; a national strategy for 2015 — 20, including a «minister for advice and legal support»; and for local authorities to commission local advice and legal support
Advice and Legal Support
Fund mentioned before; prioritising public legal education in schools, alongside financial literacy, and in «education for life»; calling on government to clampdown down «preventable demand» by getting decisions right the first time including a «polluter pays» scheme for the DWP to pay costs on upheld appeals (on average 35 %
of appeals against welfare benefits decisions are upheld); an overhaul
of the courts to make them better suited for the
needs of litigants in person; a national strategy for 2015 — 20, including a «minister for
advice and legal support»; and for local authorities to commission local advice and legal support
advice and legal support»; and for local authorities to commission local
advice and legal support
advice and legal support plans.
Without a supply
of dedicated, properly - trained lawyers to provide publicly -
funded help, what happens to the clients in
need of essential
advice?
NPR ran a heartbreaking story on Friday about the state
of crisis in which Legal Services finds itself because «the number
of poor people who
need legal
advice has gone through the roof — more senior citizens and more homeowners who lost their jobs» while at the same time there are severe
funding cutbacks.
The attorneys who do so usually recognize that many car accident victims are in
need of professional legal
advice and counsel but often do not have the
funds to pay expensive retainer fees or hourly lawyer rates.
Businesses with large portfolios
of commercial real estate — including
funds, investors, lenders, and owners frequently
need legal
advice for portfolio management.
Our clients include banks, collateral managers, investors,
funds and other end - users
needing advice on the closing - out or restructuring
of structured finance products on insolvency.
This September marks the 11th Anniversary
of our annual free legal
advice - a-thon that raises awareness and much
needed funds for the provision
of pro bono legal services in BC.
This information is always
needed to complete a standard Health Care Payment and Remittance
Advice transaction, but is never
needed for the
funds transfer activity
of the financial institution.
The federal government request the Commonwealth Grants Commission, Australian Bureau
of Statistics (ABS) and ATSIC to provide
advice within three months
of the finalisation
of the Commonwealth Grants Commission's current inquiry into Indigenous
funding on: - Mechanisms for improving the sufficiency and quality
of national data necessary to identifying Indigenous
needs, on an absolute basis.
It is our belief that
funding should be provided for free initial
advice for people
of limited means, to help them identify their options on separation and divorce, helping them to put the
needs of any children first, and ensuring they are better informed at the start
of the process.
This history came back, triggered when I was recently explaining my «narrow» career to someone in the mortgage field, who had trouble believing I never got involved in explaining mortgaging, personally giving
advice outside my area
of expertise, as many colleagues who get involved in that arena do, prequalifying buyers; never had them fill out an income statement (I didn't want to know how much money my clients earned, many even self - employed), even when they were my sellers, about to buy, but I always had written prequalification commitments in my hands to provide if and when
needed, (that's all I
needed to know, and have in writing), and I knew therefore who was in fact providing the
funding; they did all the questions asking, not me.