Canadian mortgage lenders raise the money
they need on the bond markets and bond yields have risen since the U.S. election last year, pushing up the cost of fixed - rate mortgages.
Not exact matches
«The big challenge is that the level of computer power that one of these things
needs is pretty high,» Wilcove says, adding that as the
market evolves, he can imagine a communications app for far - flung business meetings «where you're all virtually sitting around the table in different locations with one of these headsets
on, James
Bond - style.»
Or if you
need a bit of return
on those dividends without the volatility of the stock
market, you could drop those dollars into a short - term
bond fund.
They think the 998 Presidential staffers is the best alternative Ghanaians
needed, the use of Vigilante groups to terrorise innocent citizens is what they promised us, issuing of
bond without following laid down procedure is what we prayed for, entering into negotiations with nations to establish military bases was what we fasted for, allowing the land to be used as conduit for the propagation of homosexual practice
on the continent was what we prayed to God for,
market women consulting other gods to support their dying businesses was what we went
on our knees for?
Instead, investors
need to focus
on two more nuanced measures: the term premium and
bond market volatility.
If you are an income investor with more than a five year horizon, you should be looking outside of the
bond market for your income
needs given the pitifully low yields
on offer.
Bonds are subject to liquidity risk, which may have an adverse impact
on a security's value and
on the fund's ability to sell such securities when necessary to meet the fund's liquidity
needs or in response to a specific
market event.
Your target mix of stocks and
bonds should be based
on your time horizon, the rate of return you
need to meet your goals, and your own comfort level with the ups and downs of the
markets.
As central banks move away from ultra-loose monetary policy, and the global economic expansion matures,
bond fund managers will
need to ensure their portfolios draw
on a truly diverse range of sources of return and carefully consider portfolio risk if they are to generate yield in the current
market environment.
Unless you've parked your money in government
bonds, with their guaranteed rates of return, you
need to check
on your investments regularly to make sure they're beating the
market — and doing so more substantially and less expensively than other, similar options.
A well - known maxim in the world of investing is that to get a good read
on the outlook for equities, you
need look no further than the
bond market.
If the investor
needs some funds before the
bond's maturity, the rise in interest rates causes a lower price for the
bond on the open
market.
Though at the end, stocks always outperform
bonds, in the short term, the stock
market could take a big bite
on your portfolio and leave you with no time to recover if you
need the money soon after.
This may not be
needed on assets with easily obtained values such as stocks and
bonds, in which the
market quotes a price every day.
As long as you've got a broadly diversified portfolio of stocks and
bonds that reflects your risk tolerance, you don't
need to do anything differently just because the
market's
on a roll.
What I
need is advice
on how to make ends meet when most
bonds, bank accounts and money
market funds only yield a fraction of a percent.
Whichever way you decide to go, you want to settle
on a mix of stocks and
bonds that can give you the long - term growth you
need to build a decent retirement nest egg and provide true financial security, yet provide enough cushion from short - term
market downturns so that you don't panic and sell when stock prices head south.
Luke @ Learn
Bonds writes Treasuries head south as US stocks end best Q1 in more than a decade — All you
need to know about today's
bond market action with commentary
on top moving stocks as well.
Unless you plan to trade listed corporate
bonds on the secondary
market and can find a buyer for them, you will
need to wait for your
bonds to mature before you get your money back.
Leggio: So John, it really sounds like
bond investors and stock investors really
need to be not only resilient, but really
need to keep an eye
on market conditions over the next few years.
Which I understand and agree with, but if im currently averaging 5 %
on my
bond portfolio, all of it can be liquidated today, I don't
need the money for the next 10 years and it takes the
market 6 months to resolve the credit issues, what is the downside to purchasing these instruments?
They all get their money from the same sources, the interest rates are based
on the same
bond market, transfer the loan to Fannie Mae Freddie Mac or FHA, and the third parties fees they
need to collect and pass through (appraisal, credit report, underwriting, title company, etc) are all the same.