Sentences with phrase «need temporary coverage»

Usually, people choose to buy this type of life insurance because they are in between jobs, recently lost there job, or have lost the life insurance benefits through the employer and need temporary coverage.
They are available for a minimum of 30 days, regardless of the number of days you need temporary coverage.
Term life is best for those who need temporary coverage; for example, you may need to protect a business, cover a mortgage, or provide for a growing family in the event of your death.

Not exact matches

During the middle of the 20th century term life insurance provided temporary coverage while Whole Life insurance provided coverage for those that needed it to last a lifetime (or longer than 20 years).
Although term life insurance is oftentimes referred to as «temporary» insurance, this type of coverage can be a good alternative for those who want to ensure that the balance of a home mortgage is paid off, and / or for those who want to make sure that a child or grandchild has the funds they need for college — even in the event of the unexpected.
If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.
When the temporary need is replaced by a permanent one, this is an ideal way of keeping insurance coverage without having to qualify for it again.
Providing accurate records of the cats you're caring for (i.e. rabies vaccination dates, when spay / neuter was performed, etc.), can help us keep track of populations, provide assistance with lost and found cats, and create a network for assistance with needs such as temporary coverage on feeding.
Therefore, this type of life insurance can be an ideal solution for those who have a limited budget and / or temporary coverage needs.
A term life insurance policy from AIG may be a good option for those who are seeking coverage for «temporary» needs.
This is temporary coverage and once the term has expired, the insured will need to re-apply for a policy at his or her current age and health condition.
Another type of coverage you might buy as part of an earthquake policy would provide «additional living expenses,» money to cover the costs of temporary housing and other basic needs after a disaster.
But, generally speaking, term offers the greatest coverage for the lowest initial premium and is a great solution for people with temporary needs or a limited budget.
If you need a high amount of coverage, your need for life insurance is only temporary, and you are..
However, as author Tony Steuer states in his 2010 book, Questions and Answers on Life Insurance, «Term insurance is generally agreed to be an excellent short - term solution to a temporary need for life insurance coverage -LSB-...]» The number of reasons someone might require or opt to purchase temporary life insurance are nearly as varied as the individuals themselves; from young people first asserting financial independence to entrepreneurs, from empty nesters with children in college, and a plethora of others, term life insurance may be just the ticket.
This way you can take care of your temporary life insurance needs now and convert it to a permanent product down the line, adjusting the coverage amount according to your needs.
Term is frequently purchased to cover a temporary life insurance need and is the most affordable type of coverage.
Term is generally less expensive than whole life and serves to meet a temporary coverage need, such as 10 or 20 years.
Term life insurance offers the greatest coverage for the lowest initial price and is a great solution for people with temporary needs or a limited budget.
Term life insurance offers several advantages including inexpensive insurance costs, policy affordability, protecting your insurability and solving temporary coverage needs.
If your need for health care coverage is temporary (12 months or less), consider purchasing a «short - term» plan.
Enjoy all the benefits of temporary coverage, with one of the easiest ways to secure permanent, when needed.
This type of policy can also be used for US citizens that are traveling to foreign countries and need temporary medical coverage.
If your need is temporary, or you missed an Open Enrollment deadline, and need inexpensive major medical coverage, a short - term plan is one of your best options.
Perhaps the simplest form of life insurance, term life provides temporary coverage at an affordable rate for a variety of needs.
If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.
It may be appropriate for temporary coverage for needs like:
Short - term disability insurance pays out much higher benefits than temporary disability insurance, but neither provides the coverage you might need if a disability puts you out of work for a long time.
This type of coverage is often considered to be «temporary» life insurance protection, and it can be a good choice for people who are wishing to cover the unpaid balance of a mortgage or other similar needs.
These can be applied for at the time a traveler needs the coverage when using a temporary vehicle.
If you only need your car to drive the kids to and from school, then you can take the coverage off during the summer with temporary Roswell car insurance.
If you want to wait for the government Open Enrollment Period (OEP), or if you need coverage while waiting for an employer - provided plan or a life - qualifying event, you can also purchase short - term health insurance — a temporary policy that can provide valuable stop - gap coverage and peace of mind in the event of an illness or accident.
They are also well - suited to people who know for certain their need for life insurance coverage will be temporary — in other words, they feel their surviving family members will no longer have a need for the extra protection life insurance provides or that they will have accumulated enough liquid assets to self - insure.
Although it is considered to be «temporary» coverage, a term life insurance policy could be a good solution for a number of needs, such as:
The need for a temporary replacement vehicle is typically on the heels of an accident that would have been covered under your auto insurance's collision or comprehensive coverage.
It is ideal for situations where you need to maintain coverage for a temporary time period.
Level term insurance should be used as a temporary bridge that provides low cost protection during the period of need but can be dropped or expires at the point when the coverage no longer becomes necessary.
Also, if your coverage needs are temporary like mortgage protection or covering kids while they are dependents that are also a sure sign to get a term life insurance policy.
In addition, there are also Idaho car insurance policies which provide liability coverage for teenage drivers, senior drivers and visitors who need temporary insurance coverage.
Term to 70 life insurance provides coverage up to age 70 to help meet the needs of families and business owners who have a temporary need for life insurance protection.
If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term life insurance rider might be an excellent solution for you.
If you want to extend your temporary auto insurance coverage, all you will likely need to do is contact your insurer and keep making monthly payments on time.
Non-owner liability policies also do not cover the physical damage to the car, so be sure and go through the checklist below, to see what coverages you need and want when you look for temporary automobile insurance.
It should be used as a temporary bridge that provides the low cost protection during the period of need but can be dropped or expires at the point when the coverage no longer becomes necessary.
Lack of insurance — If you are lacking insurance coverage and need to get some sort of temporary coverage because you can not commit to a full term policy, then you should consider a 1 month car insurance policy.
It is commonly referred to as «temporary insurance» or «renter's insurance» because most people keep term insurance for a short period of time and then drop the coverage when it is no longer needed.
Medical Insurance for Green Card Holders in the USA If you are a new US immigrant and entering to US for the first time, or a green card holder but living outside of US and visiting the US for a short duration, travel medical insurance can provide you the temporary health coverage you need.
Since term life insurance is temporary coverage for a specific duration, you will want to consider how long you really need your life insurance protection to last.
It's a common question because many of us find our circumstances change over time, and the temporary coverage you needed years ago may not meet your current and future life insurance needs.
This type of coverage can be a good option for those who are wanting to cover «temporary» needs, such as the payoff of a mortgage balance.
a b c d e f g h i j k l m n o p q r s t u v w x y z