Sentences with phrase «needed financial savings»

And although they may not necessarily need the financial savings that mediation provides, like all of us, high - net - worth couples would rather not spend money they can use for the benefit of themselves and their families.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«When you need financial advice, they can be a tremendous help — it's just a matter of finding the best one for your situation (and being able to spot the Bernie Madoffs of the world before you hand over your life savings).»

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

If you feel you need help developing a savings plan that will keep you on a positive path toward retirement, talk to a fee - based, objective financial advisor.

The average Canadian senior's shaky financial status is another key factor: many have high levels of debt without the savings or pensions they need to maintain adequate lifestyles.

For the past several years, the fund has produced double - digit returns, a far better performance than any savings account, which is why you need to allocate even limited financial resources across different savings and investment vehicles.

You may need to revise your financial goals, adjust savings habits or weigh extra precautions like a long - term care policy.

¦ The Wagadarikars should have a financial plan prepared that projects their lifestyle needs, their savings and the value of all their assets.

«The best place for money you need in a moment's notice is an online savings account,» says Greg McBride, chief financial analyst at Bankrate.

If you and your financial planner find that you need to accumulate more savings before you enter retirement, it might be a good idea to delay your retirement, if possible.

Combining your savings at one financial provider is a good opportunity to make sure you have an appropriate asset mix — one that will balance your need for stability with continued account growth that will carry you through retirement.

With assets under administration of $ 6.9 trillion, including managed assets of $ 2.5 trillion as of March 31, 2018, we focus on meeting the unique needs of a diverse set of customers: helping more than 27 million people invest their own life savings, 23,000 businesses manage employee benefit programs, as well as providing more than 12,500 financial advisory firms with investment and technology solutions to invest their own clients» money.

Financial literacy can take many forms — whether you need support getting started on a savings account, learning the basics of investing, or preparing for milestones like getting married or buying your first home.

With assets under administration of $ 6.9 trillion, including managed assets of $ 2.5 trillion as of February 28, 2018, we focus on meeting the unique needs of a diverse set of customers: helping more than 27 million people invest their own life savings, 23,000 businesses manage employee benefit programs, as well as providing more than 12,500 financial advisory firms with investment and technology solutions to invest their own clients» money.

AARP: Retirement Planning CFA Institute: Retirement Security Choose to Save: Ballpark E$ timate ® Edelman Financial Services LLC: Retirement & Estate Planning Financial Mentor ®: Retirement Calculators How to Save Money for Retirement (retirement savings guide) IRS: Adding Automatic Enrollment to Section 401 (k) Plans — Sample Amendments IRS: Changes in Your Life May Affect Retirement Planning IRS: Help with Choosing a Retirement Plan NEFE Financial Workshop Kits Retirement Series Preparing for Retirement from DOL Save it Like You Mean It: The (Non-Scary) Guide to Retirement Planning Saving Matters from DOL U.S. Department of Labor: Taking the Mystery Out of Retirement Planning WISER: What Women Need to Know About Retirement

From there, 20 percent should go towards a strong financial foundation such as retirement contributions, savings, and debt payments, and 30 percent should go to lifestyle needs.

Do a mid-year financial checkup: Take the time to do a review of your tax planning, retirement savings, home, health and life insurance needs and do a mid-year check of your spending and emergency fund levels.

Working with your financial advisor, you can select the investment type and risk level best suited for your college savings needs.1

Consult with your financial, tax, and accounting advisors to determine whether and which type of an IRA is appropriate for your savings and retirement needs.

EU officials are explicitly telling us that the pensions and savings of its citizens are fair game to meet the union's financial needs.

Apart from offering potential cost savings, the adoption of distributed ledger technology could start to threaten financial institutions by effectively removing the need for conventional, regulated payment systems.

Your budget can be as simple as dividing up your expenses into three categories using the 50/30/20 rule: needs, wants, and financial obligations (e.g. savings and debt payoff).

The need for savings in the first place was derived from the global financial crisis, but also from the Ministry of Defence's significant historical overspend of its procurement budget.

«The MoD is in the difficult position of needing to maximise financial savings by cutting headcount before it has detailed plans for how it will operate in the future,» Amyas Morse, head of the National Audit Office, said.

When a building owner says he doesn't want to spend money on insulation, Hughes says, it doesn't necessarily mean he's not interested in energy savings — it means he needs a financial mechanism with a longer vision that costs him nothing up front.

The permanent wood foundation system is accepted by all the major building codes, financial institutions, mortgage corporations, warranty These value - added programs offer great savings on the health - related products and services you need most.

When his girlfriend Iz (Ana de Armas) tells him she is with child, David needs a new plan for financial security, having just blown his life savings on a bulk order of high quality bed sheets that no retirement home wants to buy.

In addition, Wesleyan will be on hand to assist teachers with their personal financial planning needs, from investments and mortgages to loans, retirement planning, savings and insurance.

The low level of personal savings and high level of debt among Americans has raised concerns among national leaders about the need for more financial education, and the U.S. Congress has designated April Financial Literafinancial education, and the U.S. Congress has designated April Financial LiteraFinancial Literacy Month.

If you receive a pay rise at work you may consider contributing the surplus to any savings plan or if you lose your job you will need to consider the impact to your financial position including your financial plan.

The financial savings could be used for any number of instructional needs, including the purchase of assessments aligned to the Common Core State Standards.

See what savings await you, and should you need more financial assistance, do not hesitate to pay our finance center a visit.

We are committed to increasing financial literacy within our communities through workshops and events — like #BlackMoneyMattersLA, our Smart Money Summer School Workshops, the OneUnited Mural Project and Money on My Mind symposium with the African American Film Critics Association (AAFCA)-- and by offering affordable financial services to meet the needs of urban communities — like UNITY Savings, UNITY Visa secured credit card to rebuild credit and U2 Checking, our second chance checking account.

If you are a first time mutual fund investor or planning to open a Savings Bank account or a Demat account, you need to submit below new cKYC form to your financial institution.

But if you haven't put aside enough money into your savings account for extraordinary expenses, you'll sooner or later need some sort of financial assistance.

Some insurance companies promote these insurance policies as a college savings vehicle because the value of the policy is sheltered from financial aid need analysis formulas.

Says former MuchMusic VJ Jennifer Hollett: «I worked with a financial planner to figure out how much I'd need to take a year off, and then I set up a system whereby a portion of my paycheques automatically went into a special savings account.

Once your emergency savings and 20 % equity are secured, go see a financial planner, pay a fee, and work out how much you need for retirement.

Here at Wise Loan, we will simply to keep doing what we do best: provide loans in a friendly and efficient way that provides our customers with the funds they need in a way that they can afford, reward good repayment history with lower rates over time, report positive payment history, give our customers cashback in the form of our NestEgg savings program for every dollar repaid on time, develop customer tools for financial education and literacy, and continue to seek out new technology to improve our offering and lower costs over time.

With so many options to consider when it comes to investing in these plans, it's important to consult your financial advisor to discuss your needs and learn how the right 529 plan can help the beneficiary pursue their college savings goals.

The campaign is a growing network of organizations and individuals committed to helping and supporting military members and their loved ones build personal savings arsenals to provide for their immediate and long term financial needs.

Savings, salary, or payouts from other life insurance may be used for other important things, giving your family financial freedom when they need it most.

For example, David Blanchett of Morningstar and Wade Pfau and Michael Finke of The American College of Financial Services have suggested that retirees who don't want to outlive their savings may need to scale back their initial withdrawal rate to 3 % or so.

If the unthinkable were to happen — and a natural disaster also resulted in loss of life — a term life policy could help cushion at least the financial loss that your loved ones may have when you aren't around, even if your savings and emergency fund were not sufficient to cover their needs.

Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings, or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

With our easy application process for payday loans online and the ability of our payday loan lenders to quickly add funds to your checking or savings account, it is easy to get money for any type of emergency or short term financial need.

Short - term investment vehicles — such as certificates of deposit, interest - yielding savings accounts, exchange - traded funds and more — are ideal places to store and grow funds you don't need immediately, such as emergency savings, but require access to at any time if a financial emergency were to arise.

Learn all the details about the SunTrust Bank Select Savings Account to determine whether it is the best savings account for your financialSavings Account to determine whether it is the best savings account for your financialsavings account for your financial needs.

You might be under the impression that you need to use a broker or financial advisor in order to set up a college savings plan.