Sentences with phrase «needed supplemental insurance»

Because it involves international travel with 40 + teens ages 14 - 18, I felt that we needed supplemental insurance «just in case».

Insurance costs can also rise over time, and you may need supplemental insurance if you live in a flood or earthquake zone.

If you think you need supplemental insurance, you should ask yourself the following questions:

The good news is that unless you live along the coast or in a floodplain, you probably don't need supplemental insurance as you would in, say, California for earthquakes or in Florida for hurricanes.

Not exact matches

While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Although Medicare kicks in at age 65, you may need to buy supplemental insurance or, at the very least, budget for higher out - of - pocket health care expenses than you had while you were working.

If you need extra coverage, consider short - term supplemental travel insurance.

For those who need to purchase supplemental coverage, travel agents sell plans, as do insurance brokers.

Supplemental dental insurance helps families who need plenty of work done on their teeth the most.

Homeowners who live in a floodplain, for example, usually need to buy supplemental flood insurance.

If you need help finding supplemental HIV or AIDS insurance, a local member agent in the Trusted Choice ® network can help you review options from multiple insurance companies and government supplemental coverage plans.

You needn't be too concerned if you get an apartment insurance supplemental application.

If you need Sacramento Renters Insurance and you receive an apartment insurance supplemental application, what doesInsurance and you receive an apartment insurance supplemental application, what doesinsurance supplemental application, what does it mean?

Your retirement income plan should build in contingencies for long - term medical needs and supplemental health insurance.

Is supplemental insurance also available through your employer to better serve your financial needs?

Find a local member agent in the Trusted Choice ® network who can help you compare supplemental health insurance companies and find the right coverage for your needs.

Need help gathering and submitting information to collect SSD Insurance or Supplemental Security Income benefits?

Homeowners who live in a floodplain, for example, usually need to buy supplemental flood insurance.

Aetna has designed basic & supplemental life insurance to help you keep the costs of life insurance down while still offering your family the support they need.

Find a local member agent in the Trusted Choice ® network who can help you compare supplemental health insurance companies and find the right coverage for your needs.

Not everyone needs supplemental health insurance.

The best supplemental insurance policy is a plan that complements your current coverage and works when you need it the most.

Because many individual disability insurance policies won't cover more than 20k per month, those earning north of $ 370,000 often need to look to a supplemental carrier for necessary, additional disability insurance.

For example, your life insurance plan may include a whole life policy as the foundation, with supplemental term insurance during the time period with higher coverage needs.

In order to obtain coverage for these storms, you may need to purchase a supplemental policy known as hurricane insurance.

With relation to the death benefits of a life insurance policy, accumulation benefits could help in the reduction of funeral costs, paying off of estate's debts and supplemental provisions for the surviving family's future needs.

You may want a supplemental type of health insurance to cover a range of needs.

Carriers offer a wide range of umbrella coverage as well as supplemental insurance plans to match the needs of your business.

Supplemental disability insurance is meant to cover the gap between what you'll get from your current long - term disability policy and what you'd actually need to maintain your current lifestyle if you're unable to work due to illness or injury.

Consumers are also becoming more aware of all the supplemental insurance policy options being offered by employers and agents — allowing individuals and families to customize benefits based on their needs.

Supplemental life insurance products can be a good way to enhance your overall coverage needs.

Knowing all of this well in advance of your retirement years can help you research for the right supplemental health insurance policy that covers all your future needs.

Plus, if you already have some long - term disability insurance through your employer, you might only need a supplemental policy.

If you are still unsure of the amount of supplemental Medicare insurance you may need, talk to your insurance agent who may be able to help you find an affordable plan with the right coverage options.

Long term care insurance is a supplemental insurance policy that helps individuals get the care they need in the event of a chronic condition, such as an injury requiring rehabilitation in a care facility, or the onset of Alzheimer's Disease.

By federal law, moving companies have to offer supplemental insurance for your property that will cover a set percentage of replacement costs, but you'll need to increase that amount to get full coverage.

On the other hand, if you need more life insurance than is provided as basic group coverage and have had trouble being approved for an individual policy, you should purchase supplemental life insurance.

If your healthcare plan doesn't offer dental coverage, or your dental care needs exceed the limits of your insurance plan, you may want to consider supplemental dental insurance plans.

Supplemental travel health insurance should be strongly considered to cover pregnancy - related problems and care of the neonate, as needed.

Hoping to meet a wide variety of needs, the company offers life, supplemental health insurance products (cancer, disability, life, long - term care and hospital indemnity) and tax deferred annuityAmerican Fidelity offers life insurance that is available to individuals or through an employer / association.

The dental practice may offer payment plans that make it easier to afford costly care, or your dentist may be aware of a supplemental policy that fits your needs perfectly, or it may just require postponing part of a treatment until after your insurance plan renews.

You may also find that supplemental insurance is capped below the level you need.

*** † A Whole Life Insurance policy that accumulates tax - deferred cash value can also provide for supplemental income if you no longer need the death benefit.

Contact a local member agent today to inquire about supplemental insurance for diabetics that matches your needs.

However, without supplemental long term disability insurance you will probably not have anywhere near the amount of coverage you need if you are disabled before retirement.

For Example: If you know that your children will need insurance to cover orthodontic care in the coming years, and buying a better dental plan to supplement your benefits will allow you to get them braces, then you may decide a supplemental dental insurance plan may be worth it.

However, when an injured person in your vehicle is your spouse unlike the purchase made, you need to opt for Supplemental Spousal Liability Insurance.

Life Insurance: If your basic life insurance plan does not provide your family with the amount of protection they need once you are not there to take care of them, a supplemental life insurance policy can help fill Insurance: If your basic life insurance plan does not provide your family with the amount of protection they need once you are not there to take care of them, a supplemental life insurance policy can help fill insurance plan does not provide your family with the amount of protection they need once you are not there to take care of them, a supplemental life insurance policy can help fill insurance policy can help fill that gap.

If you are interested in offering these supplemental products to your clients, doing so can be a great way to think holistically about your client's insurance needs and to present a broad range of products by the leading insurance companies across the country.