Sentences with phrase «needing less income»

Prior to seeing her example, I hadn't really thought about how living more simply could also create more freedom in my life by needing less income.

It's likely they believed the myth that they'd need less income in retirement because their children would be grown and the mortgage might be paid off.

In that case you'll need less income than your current salary to live on.

The thing is, as people in their hundreds of millions start producing their own energy and physical goods, they need less income.

A traditional financial planning assumption is that retirees need less income than people in their working years, and to some extent this is true.

Second, low fixed costs mean we need less income to retire in comfort.

So — forwarding that experience to the mortgage situation, I like the idea of having the mortgage paid off because then you need less income every month to stay afloat.

Many people actually need less income to maintain their standard of living in retirement because they're no longer contributing to retirement plans and paying Social Security and Medicare taxes.

As they get older, their lifestyle winds down and they will need less income.

Both my husband and I have even quit our jobs since having no debt means we need less income.

Not exact matches

In order to rank among the «happiest» retirees you'll probably need a lot less in assets and income than you think.

Still, Shain believes that before committing capital, investors, particularly unaccredited ones (those with less than $ 100,000 in net worth and annual income), need to take multiple steps to ensure they know who they're investing with.

In order to qualify for a loan from Payoff, you'll need a FICO score of 640 or higher and a debt - to - income ratio of 50 % or less.

On the demand side it seems plausible that, as people get richer, more of their income can be spent on financial services, including debt servicing, as proportionately less needs to be spent on necessities.

Even if you keep income needs the same i only pay an average federal rate of 14 % right now which is much less then my margin.

With people needing less money than they think, as long as you have the required credits you'll have guaranteed income after 62 if needed.

Young people often make less money, need to save for a down payment on a house, and spend a high percentage of disposable income raising their children.

The longer you wait for income payments to start, the less you'll need to invest.

To be eligible for a Payoff loan, you will need a minimum FICO credit score of 660 and a debt - to - income ratio of 50 % or less.

Although renters from a lower - income background are more likely to need assistance, they are less likely to have parents who can support them, reinforcing existing wealth inequality.

Yes, any investments you'll need to sell for income in the next few years should be held in less - volatile holdings like bonds, or kept in cash.

Indeed, you may need a lot less income than you think.

You'll also need to have a personal debt - to - income ratio of less than 50 %.

If you reduce your fixed expenses by $ 1,000 per month, you'll need $ 1,250 less income, or $ 15,000 per year.

It's okay if your retirement income is a little less than what you need for your monthly spending.

Volunteer Income Tax Assistance and Tax Counseling for the Elderly: Free tax help to people who generally make $ 54,000 or less, persons with disabilities and limited English - speaking taxpayers who need assistance.

The result, and the fourth drawback, is that those opting for a simpler lifestyle or a «Christian community» may very well end up with less disposable income to share with those in need.

Food production will need to double by 2050 to meet the rising demands of a growing population and growing income.77 78 Coupled with the supply constraints discussed under A less predictable planet, and the high levels of food waste and food loss, value chains are being forced to become more efficient.

Men don't feel the desire to date these women, because they don't need to be taken care of, and women don't feel attracted to a man who makes less income than them because of this biological urge to be taken care of and protected.

But a lesser - noticed story published that same day on the Times School Book blog reported that New York City is being forced to cut its Universal Meals Program, which had previously insured that all children at some predominantly low - income schools received free lunches, without demonstrating economic need — and therefore without risking social stigma by taking the school meal.

As far as I know, most western countries have an equivalent, frequently with LESS of eligibility requirements (e.g. you don't even need to show effort to find work for «Income Support» in UK - they didn't have Food Stamps per se till ~ 2012 or so, just cash help).

«However, younger people are no less likely to think that specific groups, such as the elderly, the disabled and low - income working families need to be supported.»

Donald Trump focused his attacks on the Affordable Care Act, dubbed Obamacare, which he believes is becoming increasingly unpopular with low income families he needs to vote for him, amid reports of higher premiums and less choice.

But the according to County Planner Dennis Doyle, the need is greatest in the area of subsidized housing for low - income residents who make less than 50 percent of the Area Median Iincome residents who make less than 50 percent of the Area Median IncomeIncome.

But those whose dorsolateral prefrontal cortex was dampened tended to be more generous to recipients with higher incomes — people who appeared to be less in need of a handout.

While the association between poverty and slower development is well known, the study, «Change in Family Income - to - Needs Matters More for Children with Less,» published in the November / December issue of Child Development, is the first to examine changes in economic resources within...

While the association between poverty and slower development is well known, the study, «Change in Family Income - to - Needs Matters More for Children with Less,» published in the November / December issue of Child Development, is the first to examine changes in economic resources within families as opposed to measuring the difference between families.

«Change in family income - to - needs mattered more for children with less,» the authors explain.

When choice is freely available and income no longer a constraint, private schools have disproportionate appeal to those who are less well off, and whose need for new opportunities is clearly much greater.

Such schools educate mainly low - income students, which renders socioeconomic disparities less salient... Because students and teachers need not constantly confront inequalities that are the product of large social forces, the embrace of active acculturation can proceed without apology to beneficiaries or benefactors.

Tough also draws attention to the less tangible effects of income inequality and fills in some of the gaps in our understanding both of failure and of what children need to be successful.

For example, a low - income student in a district that is majority low - income has, on average, 62 % of the funding he needs, compared to his peer in a less low - income district who has 81 %.

Currently, English learners, Black, Latino, and low - income students have less than 70 % of the funding they need.

Students with special needs will continue to be eligible for an ESA in the amount of $ 6,500, while low income students (those with an income less than 200 % Federal Poverty Level) will be eligible for an ESA in the amount of $ 5,000.

In 23 states, state and local governments are together spending less per pupil in the poorest school districts than they are in the most affluent school districts, putting the children in these low - income, high - need schools at an even further disadvantage.

WASHINGTON, DC — In advance of this morning's major announcement from Federal Communications Commission (FCC) Chairman Tom Wheeler on the federal E-rate program, a new report released today by the Alliance for Excellent Education and the Leading Education by Advancing Digital (LEAD) Commission, and authored by Dr. John B. Horrigan, a leading authority on broadband adoption and use, shows that African American, Latino, low - income, and rural students are more likely to be in schools with slow internet access (10 Mbps or less) than their peers and less likely to be in schools with high - speed broadband internet (100 Mbps or more) needed for digital learning.

Reporters came to their conclusion on TDR through just two visits — less than two hours in all — completely disregarding the school's record of learning gains for low - income and special needs students.

If we want low - income students from less - educated families to get the same kind of high school education their more affluent peers are getting, we need to give them access to the same knowledge those peers are taking in at home.

«We know that pupils in low - income communities have less access to the careers support they need than their wealthier peers - so even when they have the grades to progress they often fail to fulfil their ambitions.

Over half of the state's unfilled teacher positions are in bilingual and Special Education, meaning English learners and students with special needs are less likely to have the supports they need, especially if they live in under - resourced districts with more low - income students or more students of color.